topic Re: My Awesome Chase experience to CSP in Credit Card Approvals

My Awesome Chase experience to CSP

lukepwnsall — Wed, 19 Mar 2014 04:27:35 GMT

So as some of you may know I have been really growing my credit profile, and thin profile at that. This would be around 10months of Credit History. Anyways after I got approved for my United MileagePlus Expolerer I jokingly thought "hey lets apply for the CSP" and so I did. I got the rejection notice for "Not enough income to qualify for the card (22k)" and so I was talking and the CA was confused why it kept rejecting the application when I called for a recon. Then she saw I already have 7k aval credit from chase. She said that If I wanted to I could close the United MPE andopen the CSP using that credit line. I realized at this point that, that is what I need to do. She instructed my I needed to pay of my balance and then they could make that change. FF to yesterday And I paid the entire balance and no more pending charges were left. So I called them up and started the Product Change. I did the PC and kept asking to make sure I was doing the PC to CSP and not just the CS because they kept only saying CS. So I bleieved them and went through with it, Asked for Rush delievery on the card. Well turns out when I check Chase ultimate rewards that Yep. Indeed it was just the CS and not the CSP. So what did I do.... Called chase and talked to a new CA who told me to submit a new app, call back and then do the PC AGAIN. this time they made sure that It was the CSP that I was getting. Once again afterword I asked for the Card to be rushed to me, before I leave for vacation on Friday. They said yes. Now im expecting in the mail a Closed CS card, and My new CSP. So Im Finally Happy I have acheived Alll of my Credit goals but one. (goals:Get Discover, Visa Siggy, CSP, Miles Card, AMEX) all thats left is AMEX, and this is all before I turn 19 Next Month. It was a Fun battle with chase but Im glad I finally figured it out. But I guess I should garden now.. but I love chase. The freedom card definitly helped get me in the door!

PS if this is the wrong place to put this Mod please move it wasnt sure if App Approves or Reg was what was needed.

Re: My Awesome Chase experience to CSP

-Wade- — Wed, 19 Mar 2014 04:38:20 GMT

@lukepwnsall wrote:
So as some of you may know I have been really growing my credit profile, and thin profile at that. This would be around 10months of Credit History. Anyways after I got approved for my United MileagePlus Expolerer I jokingly thought "hey lets apply for the CSP" and so I did. I got the rejection notice for "Not enough income to qualify for the card (22k)" and so I was talking and the CA was confused why it kept rejecting the application when I called for a recon. Then she saw I already have 7k aval credit from chase. She said that If I wanted to I could close the United MPE andopen the CSP using that credit line. I realized at this point that, that is what I need to do. She instructed my I needed to pay of my balance and then they could make that change. FF to yesterday And I paid the entire balance and no more pending charges were left. So I called them up and started the Product Change. I did the PC and kept asking to make sure I was doing the PC to CSP and not just the CS because they kept only saying CS. So I bleieved them and went through with it, Asked for Rush delievery on the card. Well turns out when I check Chase ultimate rewards that Yep. Indeed it was just the CS and not the CSP. So what did I do.... Called chase and talked to a new CA who told me to submit a new app, call back and then do the PC AGAIN. this time they made sure that It was the CSP that I was getting. Once again afterword I asked for the Card to be rushed to me, before I leave for vacation on Friday. They said yes. Now im expecting in the mail a Closed CS card, and My new CSP. So Im Finally Happy I have acheived Alll of my Credit goals but one. (goals:Get Discover, Visa Siggy, CSP, Miles Card, AMEX) all thats left is AMEX, and this is all before I turn 19 Next Month. It was a Fun battle with chase but Im glad I finally figured it out. But I guess I should garden now.. but I love chase. The freedom card definitly helped get me in the door!

PS if this is the wrong place to put this Mod please move it wasnt sure if App Approves or Reg was what was needed.

Awesome ... Thanks for sharing and Congrats on your CSP

Re: My Awesome Chase experience to CSP

coldnmn — Wed, 19 Mar 2014 10:03:16 GMT

Congrats on approval! Thanks for sharing.

Re: My Awesome Chase experience to CSP

Anonymous — Wed, 19 Mar 2014 10:13:43 GMT

Congrats! Great card folio! Enjoy your new found credit on vacation.

Re: My Awesome Chase experience to CSP

alvon123 — Wed, 19 Mar 2014 10:25:55 GMT

congrats

Re: My Awesome Chase experience to CSP

yudeology101 — Wed, 19 Mar 2014 15:10:29 GMT

Great story. I love Chase!

Re: My Awesome Chase experience to CSP

Creditaddict — Wed, 19 Mar 2014 15:19:14 GMT

Why not apply now for the American Express?

Re: My Awesome Chase experience to CSP

gdale6 — Wed, 19 Mar 2014 16:35:07 GMT

Congrats on your CSP

Re: My Awesome Chase experience to CSP

-NewGuy- — Wed, 19 Mar 2014 17:07:41 GMT

@yudeology101 wrote:
Great story. I love Chase!

Me too. Congrats on your mission OP!