topic Approved for SoFi 2% MasterCard in Credit Card Approvals

Approved for SoFi 2% MasterCard

justjac2 — Mon, 22 Feb 2021 20:24:55 GMT

I've been on the waitlist since October and the Apply button popped this morning. I had less than ONE DAY until my 3-month app-free milestone. Oh well...

Anyhoo, instant approval for $9500, 19.99% APR (which surprises me but no biggie since I don't plan to pay it).

EX shows 13 inquiries, 6 in the past year. Last account opened 11/23/20. The limit is OK, I have a few higher but my SLs are climbing (yay!).

ETA: oops, EX FICO 8 is 752 now (I forgot to check first, but it was 749 a week or so ago).

Re: Approved for SoFi 2% MasterCard

blindambition — Mon, 22 Feb 2021 20:58:14 GMT

Congrats on your approval!! Enjoy your new 2% card!!

Re: Approved for SoFi 2% MasterCard

AllZero — Mon, 22 Feb 2021 20:53:56 GMT

Congratulations on your approval!

Re: Approved for SoFi 2% MasterCard

gdale6 — Mon, 22 Feb 2021 20:57:18 GMT

Sweet, grats on your new Sofi card

Re: Approved for SoFi 2% MasterCard

CreditMagic7 — Mon, 22 Feb 2021 20:57:53 GMT

Congratulations on your SoFi approval!

Re: Approved for SoFi 2% MasterCard

justjac2 — Mon, 22 Feb 2021 21:07:41 GMT

Thanks, everyone! I'm disappointed in myself that I couldn't hold out for a few more hours, but at least it wasn't a denial!

Re: Approved for SoFi 2% MasterCard

CreditAggie — Mon, 22 Feb 2021 21:22:47 GMT

Congratulations on your SoFi approval!

Re: Approved for SoFi 2% MasterCard

justjac2 — Mon, 22 Feb 2021 21:47:35 GMT

Thank you!

Re: Approved for SoFi 2% MasterCard

cashorcharge — Mon, 22 Feb 2021 21:51:31 GMT

That's terrific! Congratulations on your approval!! 🎉🥂

There's a few quirks with the card/mobile app/payment processing that seems to be ever evolving but pointing in the right direction...slowly.

Re: Approved for SoFi 2% MasterCard

FICOlearner123 — Mon, 22 Feb 2021 21:50:49 GMT

Congrats, 2% is always a good to have card

Re: Approved for SoFi 2% MasterCard

Anonymous — Mon, 22 Feb 2021 22:42:57 GMT

@justjac2 wrote:
I've been on the waitlist since October and the Apply button popped this morning. I had less than ONE DAY until my 3-month app-free milestone. Oh well...

Anyhoo, instant approval for $9500, 19.99% APR (which surprises me but no biggie since I don't plan to pay it).

EX shows 13 inquiries, 6 in the past year. Last account opened 11/23/20. The limit is OK, I have a few higher but my SLs are climbing (yay!).

ETA: oops, EX FICO 8 is 752 now (I forgot to check first, but it was 749 a week or so ago).

Lol! This is so me. Congrats

Re: Approved for SoFi 2% MasterCard

NoMoreE46 — Mon, 22 Feb 2021 23:33:29 GMT

Tres, tres sweet

Re: Approved for SoFi 2% MasterCard

Mr_Mojo_Risin — Tue, 23 Feb 2021 00:20:48 GMT

Almost made it 3 months!

Congratulations on a great SL, enjoy!

Re: Approved for SoFi 2% MasterCard

Demented1 — Tue, 23 Feb 2021 00:25:09 GMT

Terrific news…congrats on your SoFi approval!

Re: Approved for SoFi 2% MasterCard

justjac2 — Tue, 23 Feb 2021 00:28:36 GMT

Thanks, everyone !!

Re: Approved for SoFi 2% MasterCard

M_Smart007 — Tue, 23 Feb 2021 01:08:36 GMT

Congratulations!

Re: Approved for SoFi 2% MasterCard

mrcraft — Tue, 23 Feb 2021 05:27:27 GMT

Congratulations on your approval!!

Re: Approved for SoFi 2% MasterCard

BAD_UP — Tue, 23 Feb 2021 09:10:38 GMT

Congrats on your SoFi Approval🎉👍

Re: Approved for SoFi 2% MasterCard

MartyWrite75 — Tue, 23 Feb 2021 13:28:58 GMT

Congratulations on your approval!

Re: Approved for SoFi 2% MasterCard

Anonymous — Tue, 23 Feb 2021 14:54:35 GMT

Congrats!