topic Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next? in Credit Card Approvals

Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

StihlBilly — Sat, 27 Feb 2021 03:55:18 GMT

I had a balance of about $9,000 on a PNC Core Visa that I've been paying down for the last year or so. The 0% expires in April of this year so I started looking around for a good balance transfer card. Current scores (via Credit Karma) are 699 TU and 707 EQ. Current cards are as follows: Capital One Quicksilver-$15,000 CL, zero balance; Lowes/Synchrony Bank-$20,000 CL, zero balance; PNC Core Visa-$12,500 CL, $9,000 balance. No late payments in my history (mortgage, student loans, truck payment, etc...) whatsoever, overall usage is at 18%. Still have a CH7 BK on my report discharged in March of 2013 so I'm coming up on eight years. I decided to pull the trigger and got an approval from Citi on the Diamond Preferred for $8,900! I'm planning on throwing some cash at the PNC card this month and transferring what's left to the Citi Diamond Preferred. I'm thinking about also going for another long term balance transfer card to spread the balances out and decrease my utilization. Any suggestions?

Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

CreditMagic7 — Sat, 27 Feb 2021 03:59:29 GMT

Congratulations on your Citibank new approval!

Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

AllZero — Sat, 27 Feb 2021 04:05:33 GMT

Congratulations on your approval!

Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

CreditAggie — Sat, 27 Feb 2021 04:08:59 GMT

Congratulations on your Citi approval!

Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

MyFault — Sat, 27 Feb 2021 05:22:14 GMT

Congrats on your approval!

Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

Curious_George2 — Sat, 27 Feb 2021 05:52:57 GMT

Congrats! That's a really strong SL for that card. Glad it basically worked out for you.

Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

Anonymous — Sat, 27 Feb 2021 06:51:00 GMT

Congratulations on the approval and a nice starting limit as well!

Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

mrcraft — Sat, 27 Feb 2021 07:35:59 GMT

Congratulations on your approval!!

Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

BAD_UP — Sat, 27 Feb 2021 10:03:17 GMT

Congrats on your Citi Diamond Preferred Approval 🎉👍

Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

M_Smart007 — Sat, 27 Feb 2021 13:41:58 GMT

Congratulations!

Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

gdale6 — Sat, 27 Feb 2021 16:26:00 GMT

Grats on your new Citi DP card

Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

cashorcharge — Sat, 27 Feb 2021 17:14:46 GMT

That's terrific! Congratulations on your approval!! 🎉🥂

Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

Demented1 — Sat, 27 Feb 2021 17:15:39 GMT

Congrats on the Citibank DP approval!

The SO just got a great BT offer from US Bank then we both got Disco BT offers. I'd check them both and see what fits nicely into your wallet!

Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

Applepro1990 — Sun, 28 Feb 2021 02:33:41 GMT

Congratulations on your recent approval. Nice to see Citi giving generous SL.

Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

nuohlac — Sun, 28 Feb 2021 03:47:33 GMT

Congratulations on your approval!!!

Re: Citibank Diamond Preferred - $8,900 with 0% BT for 18 months-what next?

JoeLuvsHisCredit — Sun, 28 Feb 2021 17:10:40 GMT

Congratulations