topic Re: Surprising Penfed Approval in Credit Card Approvals

Surprising Penfed Approval

Anonymous — Fri, 12 Mar 2021 23:12:27 GMT

The craziest thing happened to me today. I have 95% util (another story). My EQ is my lowest score. The last score update in my Penfed account says my score is 604. I know that my scores went up in the weeks/month since then, but it could not have gone up that high. I get an email today saying I am preapproved for Platinum Rewards Visa Signature Card. It was also in the offer section of my account. Thinking it would be a SP, I pulled the trigger. Then got a notification that I would need to unfreeze my report. I did not remember that I had it locked. It has literally been 2 years since I applied for anything. Anyway, I unlock it and it goes to review. I just know it is a denial, because like I said, utilization. However, I just got an email saying I was approved with a $5,000SL! I am floored.

Just 3 years ago I had a Power Rewards Card that they REFUSED to increase. My scores were MUCH better (bought a house and with it came expenses) and I always had VERY low utilization. No more than 10%. Anyway, I had a tantrum and closed the card. It had a $500 limit and it was just pointless. I would have to pay it off several times per month just to take advantage of the cashback. Now, here we are. Truly puzzled.

Re: Surprising Penfed Approval

MyFault — Fri, 12 Mar 2021 23:17:04 GMT

Congrats on your approval!

Re: Surprising Penfed Approval

Anonymous — Fri, 12 Mar 2021 23:18:07 GMT

Thank you!

Re: Surprising Penfed Approval

cashorcharge — Fri, 12 Mar 2021 23:19:57 GMT

That's terrific! Congratulations on your approval!! 🎉🥂

Re: Surprising Penfed Approval

AllZero — Fri, 12 Mar 2021 23:21:23 GMT

Congratulations on your approval!

Re: Surprising Penfed Approval

M_Smart007 — Fri, 12 Mar 2021 23:36:04 GMT

Congratulations!

Re: Surprising Penfed Approval

CreditAggie — Fri, 12 Mar 2021 23:37:27 GMT

Congratulations on your PenFed approval!

Re: Surprising Penfed Approval

Credit4Growth — Sat, 13 Mar 2021 00:41:46 GMT

Super Congrats on your approval! 👏 👏

Re: Surprising Penfed Approval

Mr_Mojo_Risin — Sat, 13 Mar 2021 01:04:17 GMT

Penfed has been a generous the last few days that I've read here. I need to get over there! Lol

Big congratulations on your approval!

Re: Surprising Penfed Approval

4sallypat — Sat, 13 Mar 2021 04:06:35 GMT

Congrats!!!

im going to apply now

Re: Surprising Penfed Approval

AllZero — Sat, 13 Mar 2021 04:08:59 GMT

@4sallypat wrote:
Congrats!!!

im going to apply now

Good luck. May the odds be ever in your favor!

Re: Surprising Penfed Approval

Applepro1990 — Sat, 13 Mar 2021 04:20:42 GMT

Congratulations on your credit card 💳 approval. They will grow over time for sure.

Re: Surprising Penfed Approval

Papa_Bear — Sat, 13 Mar 2021 06:32:09 GMT

Awesome! Congratulations.

Re: Surprising Penfed Approval

gdale6 — Sat, 13 Mar 2021 15:38:09 GMT

Grats on getting a nice SL this time around

Re: Surprising Penfed Approval

Demented1 — Sat, 13 Mar 2021 18:21:05 GMT

Great news, congrats on your PenFed approval…enjoy the card!

Re: Surprising Penfed Approval

Anonymous — Sat, 13 Mar 2021 22:38:02 GMT

@Mr_Mojo_Risin wrote:
Penfed has been a generous the last few days that I've read here. I need to get over there! Lol
Big congratulations on your approval!

Thanks!!! let me know if you do!

Re: Surprising Penfed Approval

Anonymous — Sat, 13 Mar 2021 22:38:55 GMT

@4sallypat wrote:
Congrats!!!

im going to apply now

Did you apply??

Re: Surprising Penfed Approval

JoeLuvsHisCredit — Sun, 14 Mar 2021 01:54:58 GMT

Congratulations

Re: Surprising Penfed Approval

kittycreditmeow — Sun, 14 Mar 2021 14:50:10 GMT

Congratulations on the approval! 😊

Re: Surprising Penfed Approval

AnimatorProcrastinator — Sun, 14 Mar 2021 15:47:23 GMT

Congrats on your PenFed approval!