topic Re: Wells Fargo Propel Approved in Credit Card Approvals

Wells Fargo Propel Approved

SFLSpotter9210 — Thu, 18 Mar 2021 14:57:16 GMT

Well I went online here yesterday in the credit card section asking what my odds were of getting approved for the WF Propel and the US Bank Altitude and so I figured there wasn't a chance on earth for the US Bank card but, there was a tiny chance of hope for the WF card. So I slept on it last night and woke up and got myself some coffee and decided after much deliberation ehhh just go for it right. It's only going to cost me like some have said a few points off my EX report and there are only 2 active HP as of now. So I did it and cold appd and was shockingly instantly approved for 10k right out of the gates. That was a lot better than I had expected especially reading some of the intel from some of the others on here so it was a blessing. Again thanks to so many of you for all the insight on this journey it's been refreshing that so many have so much knowledge about credit. Hope everyone has a great rest of their week and a excellent weekend.

Re: Wells Fargo Propel Approved

M_Smart007 — Thu, 18 Mar 2021 15:02:43 GMT

@SFLSpotter9210, "Your Brave!" .. whats a HP ..risk vs reward??

Huge Congratulations! ....

Re: Wells Fargo Propel Approved

SFLSpotter9210 — Thu, 18 Mar 2021 15:06:22 GMT

It was a huge reward this go around. Trust me I've had enough of the negative risk to last for a bit. It's time now for victories yippee 🥳 lol.

Re: Wells Fargo Propel Approved

CreditAggie — Thu, 18 Mar 2021 15:08:51 GMT

Congratulations on your Wells Fargo Propel approval!

Re: Wells Fargo Propel Approved

AllZero — Thu, 18 Mar 2021 15:09:14 GMT

Congratulations on your approval! Fantastic outcome.

Re: Wells Fargo Propel Approved

Remedios — Thu, 18 Mar 2021 15:09:21 GMT

Congrats! I really didn't think they would approve.

Re: Wells Fargo Propel Approved

SFLSpotter9210 — Thu, 18 Mar 2021 15:13:23 GMT

Thanks a lot @CreditAggie appreciate the reply.

Re: Wells Fargo Propel Approved

M_Smart007 — Thu, 18 Mar 2021 15:13:46 GMT

@SFLSpotter9210, I am very happy for you! .. I was NOT trying to talk you out of applying,

but also did not want your expectations through the roof! ... it is WF after all.

I have the Propel/CashWise combo .. No regerts on getting them.

Just curious, the SUB? .. (sorry if I missed it in the #1 post)..coffee has not kicked in yet

Re: Wells Fargo Propel Approved

SFLSpotter9210 — Thu, 18 Mar 2021 15:14:36 GMT

Thanks very much @AllZero yeah it turned out good this time around thankfully. Hey even blind squirrels find nuts 🥜 from time to time right lol?

Re: Wells Fargo Propel Approved

kittycreditmeow — Thu, 18 Mar 2021 15:15:49 GMT

Awesome! Congratulations on the approval!

Re: Wells Fargo Propel Approved

SFLSpotter9210 — Thu, 18 Mar 2021 15:19:35 GMT

I truly didn't believe it as well @Remedios either so when the wheel kept spinning I was like ehhh it's going to be a denial no big deal. So when i read the caption I was like wait a minute let me clean my glasses again OMG it's approved bingo yippee 🥳 victory ✌️. I really appreciate your opinion and everyone else's it helped out a lot in the end. I just figured what the heck if it's a denial I only lose a few points off the score. Now here's the biggest question here should I go for the US Bank Alititude card now lol? Yeah I don't really want to feel a negative sting today to be honest so I'll stay where I'm at for the time being. Oh and on a side note I just learned how to tag someone in a reply I always wondered how to do it lol. So not only did I get a win I also learned something new here.

Re: Wells Fargo Propel Approved

SFLSpotter9210 — Thu, 18 Mar 2021 15:23:56 GMT

@M_Smart007 Don't be silly I just want someone's honest opinion. You don't have to worry about telling me about WF they denied me about 2+ years ago for the same card so lol. The reward is 20,000 points that equals 200 when you spend 1,000 in 90 days I'll hit that easily. Thanks again for all your insight again.

Re: Wells Fargo Propel Approved

SFLSpotter9210 — Thu, 18 Mar 2021 15:26:42 GMT

@kittycreditmeow thanks a lot it was a goal card of mine for years now. Finally had things enough in line I felt there was a decent enough chance of approval. But mine wasn't 100% in line just reviewing some of the data points from others on here.

Re: Wells Fargo Propel Approved

UH_HUH — Thu, 18 Mar 2021 15:30:53 GMT

Congratulations @SFLSpotter9210 !!!

That card is not an easy nut to crack.

Cold apping takes some sand :-)

Awesome approval,

thanks for sharing about it,

many happy swipes to you,

Cheers

Re: Wells Fargo Propel Approved

SFLSpotter9210 — Thu, 18 Mar 2021 15:34:24 GMT

@UH_HUH yeah upon my research I saw it was a difficult nut to crack for sure. Plus not to mention they denied me 2+ years ago for said card. So I knew the uphill battle I was going to fight. But in the end I was not going to let no be the answer from WF this time lol j/k. And reading others data I was really shocked to get a 10k SL to boot. Not sure of the APR as of yet. Hope you have a wonderful day.

Re: Wells Fargo Propel Approved

M_Smart007 — Thu, 18 Mar 2021 15:39:37 GMT

@SFLSpotter9210, Thanks for the DP's

I had got mine .. back when the SUB was $300 for $3000 spend..

But that was a long time ago. Yesterday was the first day I read about the cutoff for new applications.

I had tried for a third card in 2019, but was denied "too many inquiries and new accounts" they double pulled on that one too

Re: Wells Fargo Propel Approved

SFLSpotter9210 — Thu, 18 Mar 2021 16:00:10 GMT

@M_Smart007 yikes that was a stinger I bet. Yeah I need to take some time off now and hit the garden for AWHILE lol.

Re: Wells Fargo Propel Approved

gdale6 — Thu, 18 Mar 2021 16:09:47 GMT

10K is a good start for this bank, grats on it

Re: Wells Fargo Propel Approved

Ficoproblems247 — Thu, 18 Mar 2021 16:20:16 GMT

Haven't seen many Propel approvals recently. I read you post yesterday too. Glad you not only got in, but with a nice SL too!

Re: Wells Fargo Propel Approved

SFLSpotter9210 — Thu, 18 Mar 2021 16:26:05 GMT

@gdale6 that's what I was thinking since I've read they're quite conservative thanks.