topic NFCU - Approved 50K in Credit Card Approvals

NFCU - Approved 50K

californiaboy935 — Fri, 19 Mar 2021 14:22:18 GMT

Like most things in life... this is a happy accident. I got a parking ticket for parking on my street - with my permit - and they still upheld the parking ticket when I contested it saying "placard not in full view" all this to say I really wanted to pay by card so as not to waste a points opportunity with the feeless merchant processing system they were using.

Flash forward to two days befor the due date, yesterday evening, and I get the bright idea to apply for the Navy Federal Master Card Platinum. From my account where i've had the CashRewards Visa for about a year now. So background of that card, nothing but small purchases never nearing my credit limit (1k) and always paid before statment posting.

I applied online through the membership portal "Open and Account" in the uper right hand corner. To my great surprise, APPROVED - 50,800.00 Cash Advance Available 17,400.00 at 17.99% APR. Pulled Equifax Credit Report: 763

Super awesome for not a huge relationship. I see what all the seasoned credit card cultivators here say about NFCU. Such a privilage to have men and women who fight for our country to protect our freedoms and liberty. Thank you all for your service. And of course your amazing credit union.

Re: NFCU - Approved 50K

M_Smart007 — Wed, 12 May 2021 04:48:42 GMT

@californiaboy935, Congratulations on your approval! ...

Re: NFCU - Approved 50K

californiaboy935 — Wed, 12 May 2021 04:49:06 GMT

@M_Smart007 wrote:
@californiaboy935, Congratulations on your approval! ...

Thank You!

Re: NFCU - Approved 50K

CreditAggie — Fri, 19 Mar 2021 14:38:21 GMT

Congratulations on your massive NFCU Platinum approval!

Re: NFCU - Approved 50K

gdale6 — Fri, 19 Mar 2021 15:05:14 GMT

This is a fantastic approval not many get 50K out the door!

Re: NFCU - Approved 50K

thornback — Fri, 19 Mar 2021 15:24:24 GMT

Wow that's a fantastic starting limit. Nurturing that 1K CR with patience was well worth it -- congratulations!

Re: NFCU - Approved 50K

Anonymous — Fri, 19 Mar 2021 15:39:21 GMT

That is quite frankly amazing seeing how the platinum is supposed to have a $50K limit cap lol. Congrats!

Re: NFCU - Approved 50K

CreditMagic7 — Fri, 19 Mar 2021 15:40:50 GMT

Oh my NFCU! Whatta a splendid CU you are.

Congratulations OP on a sparkling solid Approval of epic proportion.

Re: NFCU - Approved 50K

AllZero — Fri, 19 Mar 2021 15:40:59 GMT

Congratulations on your approval!

Re: NFCU - Approved 50K

5KRunner — Fri, 19 Mar 2021 15:55:23 GMT

Major kudos on this massive approval! I have 3 NFCU cards with a total CL of $50400, but that includes a few CLIs. Really cool to see that you were approved for more than that in one go!

Re: NFCU - Approved 50K

cashorcharge — Fri, 19 Mar 2021 16:25:50 GMT

UBS who? LOL!!! Bigger and Better things for sure!! Welcome to NFCU and Congratulations on your approval!! 🎉🥂

Re: NFCU - Approved 50K

californiaboy935 — Fri, 19 Mar 2021 16:28:51 GMT

@cashorcharge wrote:
UBS who? LOL!!! Bigger and Better things for sure!! Welcome to NFCU and Congratulations on your approval!! 🎉🥂

BYE UBS BYE FELICIA!

Re: NFCU - Approved 50K

californiaboy935 — Fri, 19 Mar 2021 16:36:48 GMT

@californiaboy935 wrote:
Like most things in life... this is a happy accident. I got a parking ticket for parking on my street - with my permit - and they still upheld the parking ticket when I contested it saying "placard not in full view" all this to say I really wanted to pay by card so as not to waste a points opportunity with the feeless merchant processing system they were using.

Flash forward to two days befor the due date, yesterday evening, and I get the bright idea to apply for the Navy Federal Master Card Platinum. From my account where i've had the CashRewards Visa for about a year now. So background of that card, nothing but small purchases never nearing my credit limit (1k) and always paid before statment posting.

I applied online through the membership portal "Open and Account" in the uper right hand corner. To my great surprise, APPROVED - 50,800.00 Cash Advance Available 17,400.00 at 17.99% APR. Pulled Equifax Credit Report: 763

Super awesome for not a huge relationship. I see what all the seasoned credit card cultivators here say about NFCU. Such a privilage to have men and women who fight for our country to protect our freedoms and liberty. Thank you all for your service. And of course your amazing credit union.

Hey All! To answer some of the private messages sent to me about what my stats are;

Credit Score: 763 Equifax

CashRewards Approval Date: April 16, 2020

Checkings 10k

Savings 271k

CLOC 1k

Reported Income and Income available to me 1.3

Direct Deposit size 108k

Recent enquiries 5-7

Hope this helps others, let me know if I can elaborate on anything.

@Anonymous

Re: NFCU - Approved 50K

MyFault — Fri, 19 Mar 2021 18:08:19 GMT

Congrats on your approval and monster NFCU SL!

Re: NFCU - Approved 50K

ocheosa — Fri, 19 Mar 2021 18:54:31 GMT

Congratulations on your new heavy lifting Platinum !!!
If cash advance limit is 17.4k, I wonder if your SL will actually adjust to 58k at activation? The cash limit is usually 30% of CL.

BTW, you may want to give your Cash Rewards CLI link a tap in the next month or so....I'm sure the little girl would like to stretch her legs...

Re: NFCU - Approved 50K

Wavester64 — Wed, 12 May 2021 04:50:28 GMT

@californiaboy935

wow0.png

Re: NFCU - Approved 50K

Credit4Growth — Fri, 19 Mar 2021 19:30:05 GMT

😃

@Anonymous wrote:
That is quite frankly amazing seeing how the platinum is supposed to have a $50K limit cap lol. Congrats!

@californiaboy935 This is exactly why I have no Ideas as to what to think and I am seeing bright 🌟 stars 🌟 right now...

Simply amazing,, Congratulations on your Platinum approval! 👏 🎊

I think you received the highest SL I have ever heard/read of... 👍 🤝

@ocheosa wrote:

"If cash advance limit is 17.4k, I wonder if your SL will actually adjust to 58k at activation? The cash limit is usually 30% of CL."

...I too started to have the same thoughts.

👍 Great minds and all....

Re: NFCU - Approved 50K

blindambition — Fri, 19 Mar 2021 19:42:24 GMT

Not quite UBS, but a smoking approval!!! Congrats on that fantastic SL!! 🔥 🔥

Re: NFCU - Approved 50K

californiaboy935 — Fri, 19 Mar 2021 19:49:51 GMT

@blindambition wrote:
Not quite UBS, but a smoking approval!!! Congrats on that fantastic SL!! 🔥 🔥

I miss UBS, they sent a letter that was even more vague.

Re: NFCU - Approved 50K

SPChaser — Fri, 19 Mar 2021 20:05:16 GMT

Simply gobsmacked!!!! CONGRATS!!!!