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  <channel>
    <title>topic Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU) in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284459#M737212</link>
    <description>&lt;P&gt;Congratulations on your approvals and CLIs!&lt;/P&gt;</description>
    <pubDate>Mon, 22 Mar 2021 17:44:25 GMT</pubDate>
    <dc:creator>CreditAggie</dc:creator>
    <dc:date>2021-03-22T17:44:25Z</dc:date>
    <item>
      <title>Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284454#M737209</link>
      <description>&lt;P&gt;Hello Forum Readers,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Sharing a small chapter in a rebuild story with a couple of approvals:&lt;/P&gt;&lt;P&gt;Approved:&amp;nbsp;&lt;/P&gt;&lt;P&gt;NFCU Nrewards - It's been over 7 months and not graduated yet . SMH&lt;/P&gt;&lt;P&gt;NFCU More Rewards AU&amp;nbsp;&lt;/P&gt;&lt;P&gt;Amex Delta Gold (1st Amex Credit Card) I wonder if it grows like the non branded cards ?&lt;/P&gt;&lt;P&gt;Ikea Projekt Card I read a lot about this grows limits fairly quickly .&lt;/P&gt;&lt;P&gt;Cli's:&lt;/P&gt;&lt;P&gt;Fingerhut + $300 to $1200&lt;/P&gt;&lt;P&gt;Overstock + $800 to&amp;nbsp;$2650&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Cards that I will close soon&lt;/P&gt;&lt;P&gt;Good Sam's&amp;nbsp;&lt;/P&gt;&lt;P&gt;Indigo&amp;nbsp;&lt;/P&gt;&lt;P&gt;Capital one Secured maybe (No Annual Fee card)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Truly time to Garden and wait for Navy to get to know me better .&lt;/P&gt;&lt;P&gt;Thank you to all that contributes to this forum . It really helps people.&lt;/P&gt;</description>
      <pubDate>Mon, 22 Mar 2021 17:33:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284454#M737209</guid>
      <dc:creator>1hotcat</dc:creator>
      <dc:date>2021-03-22T17:33:02Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284457#M737210</link>
      <description>&lt;P&gt;Sweet, grats to all your success!!&lt;/P&gt;</description>
      <pubDate>Mon, 22 Mar 2021 17:42:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284457#M737210</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2021-03-22T17:42:03Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284459#M737212</link>
      <description>&lt;P&gt;Congratulations on your approvals and CLIs!&lt;/P&gt;</description>
      <pubDate>Mon, 22 Mar 2021 17:44:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284459#M737212</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2021-03-22T17:44:25Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284485#M737219</link>
      <description>Congratulations on your approval and CLIs!</description>
      <pubDate>Mon, 22 Mar 2021 18:21:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284485#M737219</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2021-03-22T18:21:14Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284531#M737237</link>
      <description>&lt;P&gt;Congratulations on your recent conquest! 🤗&lt;/P&gt;&lt;P&gt;Enjoy the cards, there should only be growth!&amp;nbsp; 👍&lt;/P&gt;&lt;P&gt;"Either we are growing or dying" - if it is a quote, I do not remember&amp;nbsp;which movie, I just wanted to add it!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 22 Mar 2021 19:06:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284531#M737237</guid>
      <dc:creator>Credit4Growth</dc:creator>
      <dc:date>2021-03-22T19:06:39Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284573#M737255</link>
      <description>&lt;P&gt;Congratulations on your approvals! ...&lt;/P&gt;</description>
      <pubDate>Mon, 22 Mar 2021 19:57:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284573#M737255</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2021-03-22T19:57:56Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284590#M737265</link>
      <description>&lt;P&gt;That's terrific! &amp;nbsp;Congratulations on your approval!! &lt;SPAN&gt;🎉🥂&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 22 Mar 2021 20:21:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284590#M737265</guid>
      <dc:creator>cashorcharge</dc:creator>
      <dc:date>2021-03-22T20:21:55Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284653#M737301</link>
      <description>&lt;P&gt;Congrats on your approvals and CLI!!! Be patient with Navy, it will unsecure and grow at some point. Some profiles require more history, but don't be discouraged.&lt;/P&gt;&lt;P&gt;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 22 Mar 2021 21:17:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284653#M737301</guid>
      <dc:creator>blindambition</dc:creator>
      <dc:date>2021-03-22T21:17:47Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284678#M737306</link>
      <description>&lt;P&gt;Thank You for the encouragement !!!&amp;nbsp;&lt;/P&gt;&lt;P&gt;Credit is definitely the horse and chariot game going up both sides of the mountain !!!&amp;nbsp;&lt;/P&gt;&lt;P&gt;I know that I will get there .&lt;/P&gt;</description>
      <pubDate>Mon, 22 Mar 2021 21:52:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284678#M737306</guid>
      <dc:creator>1hotcat</dc:creator>
      <dc:date>2021-03-22T21:52:26Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284705#M737311</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/873999"&gt;@1hotcat&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Thank You for the encouragement !!!&amp;nbsp;&lt;/P&gt;&lt;P&gt;Credit is definitely the horse and chariot game going up both sides of the mountain !!!&amp;nbsp;&lt;/P&gt;&lt;P&gt;I know that I will get there .&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You're welcome! You are building a nice profile. Sometimes there's frustrations, but building up credit is a marathon, and not a sprint. Continued success!!&lt;/P&gt;&lt;P&gt;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 22 Mar 2021 22:35:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284705#M737311</guid>
      <dc:creator>blindambition</dc:creator>
      <dc:date>2021-03-22T22:35:32Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284728#M737317</link>
      <description>&lt;P&gt;Congrats on all the approvals!&lt;/P&gt;</description>
      <pubDate>Mon, 22 Mar 2021 23:16:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284728#M737317</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-03-22T23:16:00Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284788#M737348</link>
      <description>Congrats to your approvals and CLI's!</description>
      <pubDate>Tue, 23 Mar 2021 00:56:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284788#M737348</guid>
      <dc:creator>MyFault</dc:creator>
      <dc:date>2021-03-23T00:56:05Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284798#M737352</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/873999"&gt;@1hotcat&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Hello Forum Readers,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Sharing a small chapter in a rebuild story with a couple of approvals:&lt;/P&gt;&lt;P&gt;Approved:&amp;nbsp;&lt;/P&gt;&lt;P&gt;NFCU Nrewards - It's been over 7 months and not graduated yet . SMH&lt;/P&gt;&lt;P&gt;NFCU More Rewards AU&amp;nbsp;&lt;/P&gt;&lt;P&gt;Amex Delta Gold (1st Amex Credit Card) I wonder if it grows like the non branded cards ?&lt;/P&gt;&lt;P&gt;Ikea Projekt Card I read a lot about this grows limits fairly quickly .&lt;/P&gt;&lt;P&gt;Cli's:&lt;/P&gt;&lt;P&gt;Fingerhut + $300 to $1200&lt;/P&gt;&lt;P&gt;Overstock + $800 to&amp;nbsp;$2650&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Cards that I will close soon&lt;/P&gt;&lt;P&gt;Good Sam's&amp;nbsp;&lt;/P&gt;&lt;P&gt;Indigo&amp;nbsp;&lt;/P&gt;&lt;P&gt;Capital one Secured maybe (No Annual Fee card)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Truly time to Garden and wait for Navy to get to know me better .&lt;/P&gt;&lt;P&gt;Thank you to all that contributes to this forum . It really helps people.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congratulations on your approvals , AU, and nice CLI's!&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;A few thoughts. Cap1 with no AF. Seems to me worth keeping if you can get to graduate it soon... That's one of those TL's which not the prettiest with the best bennies is still solid and could yield other benefits later. Pardon, did I miss the Cap1 age without yet graduating? 🙏🏻 In general, if there are no AF's and you can get your deposit back after 1 year.... I'd be inclined to keep it to add thickness and LT age eventually. 🙏🏻☘️☘️&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;NFCU nRewards. TY for citing that so we all receive the reminder to be patient with them. Do you have Direct Deposit for anywhere with them to deepen the relationship with you, perhaps? Roth IRA funded there? Additional thingies with them beyond credit products... 🙏🏻&lt;/P&gt;</description>
      <pubDate>Tue, 23 Mar 2021 01:07:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284798#M737352</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-03-23T01:07:54Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284922#M737393</link>
      <description>&lt;P&gt;Approval city!!! Sweetness! Congrats!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 23 Mar 2021 05:40:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284922#M737393</guid>
      <dc:creator>SPChaser</dc:creator>
      <dc:date>2021-03-23T05:40:27Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284927#M737398</link>
      <description>&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="congclap.gif" style="width: 338px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/70741iC9A791ACDDC0C679/image-size/medium?v=v2&amp;amp;px=400" role="button" title="congclap.gif" alt="congclap.gif" /&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 23 Mar 2021 05:54:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284927#M737398</guid>
      <dc:creator>SEAlifer</dc:creator>
      <dc:date>2021-03-23T05:54:03Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284964#M737423</link>
      <description>&lt;P&gt;Thanks Everyone,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The Cap1 Secured Card is now 2 years old and I think is just starting to unsecure some accounts again according this forum. Just not me yet.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;With NFCU I have a checking acct with direct deposit and a saving account . Cloc account as well . I'm considering a secure loan but i will wait until my score and utilization is under 6% and should be that by weeks end.&lt;/P&gt;</description>
      <pubDate>Tue, 23 Mar 2021 07:08:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284964#M737423</guid>
      <dc:creator>1hotcat</dc:creator>
      <dc:date>2021-03-23T07:08:43Z</dc:date>
    </item>
    <item>
      <title>Re: Small App Spree ( Amex Delta, Ikea Projekt NFCU More Rewards AU)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284986#M737433</link>
      <description>&lt;P&gt;Congratulations on your approvals and increases!&lt;/P&gt;</description>
      <pubDate>Tue, 23 Mar 2021 08:08:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Small-App-Spree-Amex-Delta-Ikea-Projekt-NFCU-More-Rewards-AU/m-p/6284986#M737433</guid>
      <dc:creator>Total80sKid</dc:creator>
      <dc:date>2021-03-23T08:08:01Z</dc:date>
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