topic Re: 2nd Approval today - Cap1 Plat $300 (ugh) in Credit Card Approvals

2nd Approval today - Cap1 Plat $300 (ugh) w/ offer pic

Anonymous — Fri, 26 Mar 2021 01:11:50 GMT

I got an approval for $5,100 for a Jareds card today and I have taken very good care of my Walmart MC (1 YR) from Cap One along with my Saks 5th card that's about 4 years old now. I've check to see offers before and nothing popped up. Today, I did get an offer from them for the Plat card. I like this one as well because of the no AF and it seems like people have good luck PC this card later. The limit really sucks and did not expect that, but hopefully it's not bucketed too bad and will grow. No collections or anything, some 2-3 year old late payments on file.

Re: 2nd Approval today - Cap1 Plat $300 (ugh)

cashorcharge — Thu, 25 Mar 2021 23:18:11 GMT

That's terrific! Congratulations on your approval!! 🎉🥂

Re: 2nd Approval today - Cap1 Plat $300 (ugh)

AllZero — Thu, 25 Mar 2021 23:23:39 GMT

Congratulations on your approval!

Re: 2nd Approval today - Cap1 Plat $300 (ugh)

M_Smart007 — Thu, 25 Mar 2021 23:48:09 GMT

Congratulations on your approval! ...

Re: 2nd Approval today - Cap1 Plat $300 (ugh)

CreditMagic7 — Thu, 25 Mar 2021 23:51:44 GMT

I do hope Congrats on that Cap One approval. Some of us know exactly how you feel when toy SL looks at you after i assume a triple pull that Crap One is so famous for and cornered their reputation with what to expect.

I upgraded mine approx 3 months after first approval to Quicksilver NO AF (like that means something)

Re: 2nd Approval today - Cap1 Plat $300 (ugh)

MyFault — Fri, 26 Mar 2021 00:10:01 GMT

Congrats on your approval!

Re: 2nd Approval today - Cap1 Plat $300 (ugh)

blindambition — Fri, 26 Mar 2021 00:21:47 GMT

Congrats on your approval!!! Sorry it wasn't more, but at least it wasn't a denial.

Re: 2nd Approval today - Cap1 Plat $300 (ugh)

Mr_Mojo_Risin — Fri, 26 Mar 2021 00:29:48 GMT

Congratulations to you!

Many of us here were able to upgrade the Platinum on day 101.

Keep us posted on your progress!

Re: 2nd Approval today - Cap1 Plat $300 (ugh)

CreditAggie — Fri, 26 Mar 2021 00:41:04 GMT

Congratulations on your Capital One Platinum approval! Nice job getting one with no AF. It likely won't grow fast, but it does have potential to be upgraded to a Quicksilver, which earns rewards. The secured version and the QuicksilverOne with AF are harder to upgrade.

Re: 2nd Approval today - Cap1 Plat $300 (ugh)

gdale6 — Fri, 26 Mar 2021 14:43:11 GMT

Grats on the approval

That interest rate is crazy, when they return to normal rates it will be over 30%. I would use it as a rebuilder then cancel it.

Re: 2nd Approval today - Cap1 Plat $300 (ugh)

CreditMagic7 — Fri, 26 Mar 2021 14:50:15 GMT

Typical Capital One dangling that preapproval carrot at you then thanking you with that low SL and high APR.

At least it was no denial after getting hit with 3 HP's for it. $100 for each bureau.

Re: 2nd Approval today - Cap1 Plat $300 (ugh) w/ offer pic

Anonymous — Fri, 26 Mar 2021 21:41:28 GMT

Congrats on the platinum approval!

Re: 2nd Approval today - Cap1 Plat $300 (ugh)

Anonymous — Fri, 26 Mar 2021 21:43:13 GMT

@gdale6or just encourage good habits and the proper usage of cards and never have to worry about interest rates? They don't matter if you pay your balance every month in full! Just set it on autopay and track your finances! I'd keep it and build that credit history.

Re: 2nd Approval today - Cap1 Plat $300 (ugh) w/ offer pic

Credit4Growth — Fri, 26 Mar 2021 22:34:53 GMT

🎉 Congratulations again! 👏 👏