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    <title>topic Re: Discover IT approval for me !!! 😁😃 on 3/31/2021 in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292383#M739504</link>
    <description>&lt;P&gt;Thank you for sharing part of your journey!&lt;/P&gt;&lt;P&gt;Congratulations on your instant approval!&amp;nbsp; 🥳&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Thu, 01 Apr 2021 10:52:07 GMT</pubDate>
    <dc:creator>Credit4Growth</dc:creator>
    <dc:date>2021-04-01T10:52:07Z</dc:date>
    <item>
      <title>Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292338#M739493</link>
      <description>&lt;P&gt;After &lt;STRONG&gt;manyyyy&lt;/STRONG&gt; years of &lt;U&gt;&lt;EM&gt;&lt;STRONG&gt;P&lt;/STRONG&gt;&lt;/EM&gt;&lt;EM&gt;&lt;STRONG&gt;atience&lt;/STRONG&gt;&lt;/EM&gt;&lt;/U&gt;, again I waited for &lt;EM&gt;&lt;STRONG&gt;YEARSsSsSsS&lt;/STRONG&gt; &lt;/EM&gt;( sued by them in 2001 ). But today 3/31/2021. Btw, I had a bad motorcycle wreck, 8/15/2000, ( helicopter flight included to Shock Trauma ) But I naturally fell behind on ALL my bills !!! Ultimately, I was sued by &lt;EM&gt;&lt;STRONG&gt;Discover&lt;/STRONG&gt;&lt;/EM&gt;, ( It ballooned quick fast &amp;amp; in a hurry, to $7500 😣😥😮😕☹ ) But eventually, after I finally got back to work, ( light duty ) I paid back every dollar I owed, PLUS their attorney fees, etc. BUT, as I was saying, I went to the Discover pre-qual page today, entered my info, AND it came up and said I was pre-qualified for I think 2 or 3 different cards. ( Srry for the memory lapse ) But it also listed, a SOLID APR !!! NOT a range like I've heard of. But a CLEARLY listed, solid 11.99 APR. NOT like 11.99 thru 24.99 kinda thing. Any how, I clicked SUBMIT, and I was INSTA approved for $7k !!! 😁🤗🙂 Yayy me !!!! Yes, since that wreck back in the day, I have &lt;SPAN&gt;thoroughly&lt;/SPAN&gt; since rebuilt my credit, ( still walk with a limp ) and I have, long since BACK in STELLAR credit/life mode 😉😀😘😍🤗 !!! But a very interesting data point. I burned Discover, NOT in a bankruptcy, ( NEVER ) but they did sue me, and they WON !!! But I paid em back every cent via paycheck court garnishment. But also, I was NOT blacklisted, and clearly approved !!! It is NOT my highest S/L card, or any where near my highest c/l card !!! But now, it does put me over 100k in available credit limit lines total between all my cards !!! 😘😲🧐🐾🤗☺😊. And yes, I defaulted on them 20+ years ago !!! So if any one else has/had a similar situation, this is how it went for me with Discover today !! From a HUGE problem I had with them back in the day !!! 😁😙😍🥳🤖👾👽🙈👀🤺⛷👅&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;PS, I took the Discover IT quarters 5% card ( I chose green...lol 😆😅😂 ) I already have the Chase Trifecta, Sapphire, FU, and Freedom which Freedom is a category card also. But hoping they won't overlap same catagories, b/c I'll take 5% cash back, vs 2% anytime I can get it !!! 😗😄😁😉😀 It's like NOT paying &lt;STRIKE&gt;&lt;U&gt;&lt;STRONG&gt;sales tax&lt;/STRONG&gt;&lt;/U&gt;&lt;/STRIKE&gt; !!! &lt;U&gt;&lt;EM&gt;&lt;STRONG&gt;Srry Uncle Sam&lt;/STRONG&gt;&lt;/EM&gt;&lt;/U&gt; !!! 😋😍😘😂🤣😀😉&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Good Luck all !!! 🤗😍😘😁😱🙈👀🤙👋&lt;/P&gt;</description>
      <pubDate>Thu, 01 Apr 2021 18:33:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292338#M739493</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-04-01T18:33:29Z</dc:date>
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    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292340#M739494</link>
      <description>&lt;P&gt;Congratulations on your approval, your road back to recovery, and $100K TCL!&lt;/P&gt;</description>
      <pubDate>Thu, 01 Apr 2021 06:03:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292340#M739494</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2021-04-01T06:03:08Z</dc:date>
    </item>
    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292351#M739497</link>
      <description>&lt;P&gt;Congrats on your approval. Geez sounds like quite the journey you went through over th past few decades. Happy to see you were able to turn everything around and make all well again! 😄&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Incredible score and total CL, great work! 😎&lt;/P&gt;</description>
      <pubDate>Thu, 01 Apr 2021 06:31:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292351#M739497</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-04-01T06:31:44Z</dc:date>
    </item>
    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292383#M739504</link>
      <description>&lt;P&gt;Thank you for sharing part of your journey!&lt;/P&gt;&lt;P&gt;Congratulations on your instant approval!&amp;nbsp; 🥳&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 01 Apr 2021 10:52:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292383#M739504</guid>
      <dc:creator>Credit4Growth</dc:creator>
      <dc:date>2021-04-01T10:52:07Z</dc:date>
    </item>
    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292402#M739507</link>
      <description>&lt;P&gt;Awesome sauce!&amp;nbsp; Congratulations on your approval!&lt;/P&gt;</description>
      <pubDate>Thu, 01 Apr 2021 12:01:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292402#M739507</guid>
      <dc:creator>MartyWrite75</dc:creator>
      <dc:date>2021-04-01T12:01:26Z</dc:date>
    </item>
    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292492#M739525</link>
      <description>&lt;P&gt;Congrats....glad to see you got the win!&lt;/P&gt;</description>
      <pubDate>Thu, 01 Apr 2021 14:18:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292492#M739525</guid>
      <dc:creator>RickNATL</dc:creator>
      <dc:date>2021-04-01T14:18:09Z</dc:date>
    </item>
    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292553#M739546</link>
      <description>&lt;P&gt;Congratulations on your Discover IT approval! ...&lt;/P&gt;</description>
      <pubDate>Thu, 01 Apr 2021 15:13:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292553#M739546</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2021-04-01T15:13:08Z</dc:date>
    </item>
    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292586#M739556</link>
      <description>Congrats on your approval!</description>
      <pubDate>Thu, 01 Apr 2021 15:26:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292586#M739556</guid>
      <dc:creator>MyFault</dc:creator>
      <dc:date>2021-04-01T15:26:30Z</dc:date>
    </item>
    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292628#M739576</link>
      <description>&lt;P&gt;Congratulations on your Discover approval!&lt;/P&gt;</description>
      <pubDate>Thu, 01 Apr 2021 15:44:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292628#M739576</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2021-04-01T15:44:44Z</dc:date>
    </item>
    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292676#M739578</link>
      <description>&lt;P&gt;Congrats on your discover approval!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 01 Apr 2021 16:31:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292676#M739578</guid>
      <dc:creator>fsalsa2</dc:creator>
      <dc:date>2021-04-01T16:31:50Z</dc:date>
    </item>
    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292680#M739579</link>
      <description>&lt;P&gt;@Anonymous&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="congrats.jpg" style="width: 400px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/71408iBD02CB1C00506819/image-size/medium?v=v2&amp;amp;px=400" role="button" title="congrats.jpg" alt="congrats.jpg" /&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 01 Apr 2021 16:34:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292680#M739579</guid>
      <dc:creator>Wavester64</dc:creator>
      <dc:date>2021-04-01T16:34:51Z</dc:date>
    </item>
    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292753#M739601</link>
      <description>&lt;P&gt;That's terrific! &amp;nbsp;Congratulations on your approval!! &lt;SPAN&gt;🎉🥂&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 01 Apr 2021 17:53:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292753#M739601</guid>
      <dc:creator>cashorcharge</dc:creator>
      <dc:date>2021-04-01T17:53:47Z</dc:date>
    </item>
    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292938#M739652</link>
      <description>&lt;P&gt;Grats on getting back in the Disco door!&lt;/P&gt;</description>
      <pubDate>Thu, 01 Apr 2021 20:18:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6292938#M739652</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2021-04-01T20:18:58Z</dc:date>
    </item>
    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6293050#M739696</link>
      <description>&lt;P&gt;That is amazing! Congrats on the approval! 😁&lt;/P&gt;</description>
      <pubDate>Thu, 01 Apr 2021 22:21:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6293050#M739696</guid>
      <dc:creator>kittycreditmeow</dc:creator>
      <dc:date>2021-04-01T22:21:31Z</dc:date>
    </item>
    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6293219#M739752</link>
      <description>&lt;P&gt;@Anonymous&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm very happy for you. Impressive comeback. Thanks for sharing your story. &amp;nbsp;Congratulations.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 02 Apr 2021 01:40:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6293219#M739752</guid>
      <dc:creator>Hex</dc:creator>
      <dc:date>2021-04-02T01:40:13Z</dc:date>
    </item>
    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6293238#M739760</link>
      <description>&lt;P&gt;congrats on the discover!&lt;/P&gt;</description>
      <pubDate>Fri, 02 Apr 2021 02:07:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6293238#M739760</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-04-02T02:07:36Z</dc:date>
    </item>
    <item>
      <title>Re: Discover IT approval for me !!! 😁😃 on 3/31/2021</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6293244#M739765</link>
      <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Fri, 02 Apr 2021 02:10:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-IT-approval-for-me-on-3-31-2021/m-p/6293244#M739765</guid>
      <dc:creator>newfossil</dc:creator>
      <dc:date>2021-04-02T02:10:21Z</dc:date>
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