topic Re: Something Special in Credit Card Approvals

Something Special

odjohnson3 — Thu, 01 Apr 2021 19:49:38 GMT

Ive been a Navy Federal Account holder for about 6 years now.

I paid off a previous auto loan last year for 12k

I got a line of credit for 15k, originally started at $500. I now owe about 5k

Aproved for the flagship with an 8k starting limit that has been maxed out the majority of time Ive had it

I just got a new auto loan yesterday for 19k and the approval made me wanna apply for a new card to balance transfer the remaining debt I have, If I can get a limit high enough.

So I took my shot.....ANNNNNNNND......BANG!!!!!!

25K LIMIT....MY HIGHEST LIMIT ON ANY CARD AT 10% APR

THEY PULLED MY TRANS UNION REPORT....SEPERATE FROM THE CAR LOAN INQUIRY WHICH WAS JUST 3 DAYS AGO "/

MY SCORE WAS ABOUT 693

IM SOOOOOOOO ECSTATIC RIGHT NOW....THIS FORUM HAS BEEN SOOOOOO HELPFUL AND IM SO VERY APPRECIATIVE OF ALL THE INFORMATION MEMBERS HAVE GIVEN ME.....IVE REALLY CAME A LONG WAY....

But I paid off a lot of my other credit cards bringing my utilization to about 39%

Re: Something Special

AllZero — Thu, 01 Apr 2021 19:51:10 GMT

Congratulations on your approval!

Re: Something Special

CreditCuriosity — Thu, 01 Apr 2021 19:52:52 GMT

Congrats on your new card and a very nice SL..

Now time to continue to pay down some of that balance so you aren't being eaten alive with interest payments!

Re: Something Special

Credit4Growth — Thu, 01 Apr 2021 19:53:56 GMT

Nice!👌

Congratulations on paying down debts and those precious approval!

🎊 Most importantly, Congratulations on your new $25K approval!

💪That is a really big 🐕 of a limit! - cheers!

Re: Something Special

odjohnson3 — Thu, 01 Apr 2021 19:56:50 GMT

Thanks Everyone

I really mean that

Re: Something Special

SEAlifer — Thu, 01 Apr 2021 20:01:50 GMT

Re: Something Special

cashorcharge — Thu, 01 Apr 2021 20:26:50 GMT

Great job!! That's terrific! Congratulations on your approval!! 🎉🥂

Re: Something Special

MyFault — Thu, 01 Apr 2021 21:01:35 GMT

Congrats on your approval!

Re: Something Special

CreditAggie — Thu, 01 Apr 2021 21:19:46 GMT

Congratulations on your NFCU approval!

Re: Something Special

Mr_Mojo_Risin — Thu, 01 Apr 2021 22:01:01 GMT

Another monster from Navy, we love to see it!

Enjoy that amazing approval!

Re: Something Special

kittycreditmeow — Thu, 01 Apr 2021 22:10:40 GMT

Great Work! Congratulations on the approval! 😁

Re: Something Special

Anonymous — Thu, 01 Apr 2021 22:52:48 GMT

congratulations

Re: Something Special

gdale6 — Thu, 01 Apr 2021 23:05:54 GMT

Grats on your new card & car loan

Re: Something Special

M_Smart007 — Fri, 02 Apr 2021 00:32:42 GMT

Congratulations on your approval! ...

Re: Something Special

Anonymous — Fri, 02 Apr 2021 00:39:12 GMT

@odjohnson3 wrote:
Ive been a Navy Federal Account holder for about 6 years now.
I paid off a previous auto loan last year for 12k
I got a line of credit for 15k, originally started at $500. I now owe about 5k
Aproved for the flagship with an 8k starting limit that has been maxed out the majority of time Ive had it
I just got a new auto loan yesterday for 19k and the approval made me wanna apply for a new card to balance transfer the remaining debt I have, If I can get a limit high enough.

So I took my shot.....ANNNNNNNND......BANG!!!!!!

25K LIMIT....MY HIGHEST LIMIT ON ANY CARD AT 10% APR

THEY PULLED MY TRANS UNION REPORT....SEPERATE FROM THE CAR LOAN INQUIRY WHICH WAS JUST 3 DAYS AGO "/
MY SCORE WAS ABOUT 693

IM SOOOOOOOO ECSTATIC RIGHT NOW....THIS FORUM HAS BEEN SOOOOOO HELPFUL AND IM SO VERY APPRECIATIVE OF ALL THE INFORMATION MEMBERS HAVE GIVEN ME.....IVE REALLY CAME A LONG WAY....

But I paid off a lot of my other credit cards bringing my utilization to about 39%

Congratulations! That's great! Excited for you. 🥳🥳🥳 6 Year LTR w NFCU pays off.

Re: Something Special

newfossil — Fri, 02 Apr 2021 02:18:50 GMT

Nice! Congratulations!

Re: Something Special

credit_is_crack — Fri, 02 Apr 2021 03:16:05 GMT

Congrats on the big Navy win @odjohnson3 ! Nothing makes you walk a little taller than a $25k approval!