topic Re: BBVA Prequalify Approved in Credit Card Approvals

BBVA Prequalify Approved

MoneyBurns — Fri, 02 Apr 2021 03:43:49 GMT

So today was indeed a crazy day... Well at least for me. My good friend just moved to another state, I was rejected for AOD despite all my documents, I got a card I didn't want or need...

I did get a preapproval from BBVA! It's strange because yesterday (or a few days ago, I forget) they denied my preapproval request.

Today I try again and the amount was for 3.9k. Probably my smallest limit since.... Forever? But I will happily take it! 0% APR for 13 months, and a $100 sign up bonus after $1,500 spend! Very easy with medical bills. ☺

ETA: I had some info I didn't want to be seen on the photo I forgot to cross it out. So I removed the picture. Reuploaded.

Thank you everyone. For your knowledge and kindness to post your experiences on this forum.

Now I can do it for real - Take that! AOD!

A really nice member mentioned to me to try to get BBVA and I did - and to my surprise an approval. Thanks again Saeren!!!!

Re: BBVA Prequalify Approved

CreditAggie — Fri, 02 Apr 2021 02:19:29 GMT

Congratulations on your BBVA approval!

Re: BBVA Prequalify Approved

newfossil — Fri, 02 Apr 2021 02:19:50 GMT

Congratulations!

Re: BBVA Prequalify Approved

Slabenstein — Fri, 02 Apr 2021 02:35:06 GMT

Congrats!

Re: BBVA Prequalify Approved

AllZero — Fri, 02 Apr 2021 02:45:42 GMT

Congratulations on your approval!

Re: BBVA Prequalify Approved

Hex — Fri, 02 Apr 2021 02:49:57 GMT

People tell me that everything happens for a reason and I think it's probably usually true. Don't be surprised if this card works out even better than the AOD would have. BBVA sends out a lot of sweet unexpected offers. You could very well end up saving more money using this card.

Re: BBVA Prequalify Approved

Anonymous — Fri, 02 Apr 2021 02:58:27 GMT

Yay! I'm so glad that you were able to get it! That's my favorite card honestly. It's also one of my smallest limits too at $2K but the endless offers for groceries and utilities really add up.

Re: BBVA Prequalify Approved

JNA1 — Fri, 02 Apr 2021 03:01:28 GMT

Congrats! DW and I both have one of these, and they are one our best cards. After a few months of decent amount of use you should start receiving targeted offers that offer 4 - 7X bonus points on different categories. For April, they offered 10% cash back on a purchases on top of existing points, up to $500 of spend.

Re: BBVA Prequalify Approved

credit_is_crack — Fri, 02 Apr 2021 03:05:29 GMT

Congrats on the new BBVA card @MoneyBurns

I saw your post about the Upgrade card...we've all done it (gotten a bit click happy), but you still had 2 banks tell you Yes today so isn't all that bad!

Re: BBVA Prequalify Approved

JNA1 — Fri, 02 Apr 2021 03:15:47 GMT

@Anonymous wrote:
Yay! I'm so glad that you were able to get it! That's my favorite card honestly. It's also one of my smallest limits too at $2K but the endless offers for groceries and utilities really add up.

Out of curiosity, do they give a you larger prequal limit on a 2nd card now that you've had your current one for a while?

Re: BBVA Prequalify Approved

Anonymous — Fri, 02 Apr 2021 03:20:50 GMT

@JNA1 wrote:
@Anonymous wrote:
Yay! I'm so glad that you were able to get it! That's my favorite card honestly. It's also one of my smallest limits too at $2K but the endless offers for groceries and utilities really add up.
Out of curiosity, do they give a you larger prequal limit on a 2nd card now that you've had your current one for a while?

I haven't checked lately but it was $3900 last time I think?

If EX wasn't such a hassle to lift a freeze I would go check.

Re: BBVA Prequalify Approved

mrcraft — Fri, 02 Apr 2021 03:22:55 GMT

Congratulations on your approval!!

I really like this card. As was mentioned earlier, this month we get 10% cash back on top of existing 3%/2% categories, up to $50. It's an easy $50, if you ask me.

Re: BBVA Prequalify Approved

JNA1 — Fri, 02 Apr 2021 03:47:08 GMT

@Anonymous wrote:
@JNA1 wrote:
@Anonymous wrote:
Yay! I'm so glad that you were able to get it! That's my favorite card honestly. It's also one of my smallest limits too at $2K but the endless offers for groceries and utilities really add up.
Out of curiosity, do they give a you larger prequal limit on a 2nd card now that you've had your current one for a while?
I haven't checked lately but it was $3900 last time I think?

If EX wasn't such a hassle to lift a freeze I would go check.

IDK if it's worth a HP to you, but I got a CLI from $15,300 to $25,000 after 1 year of having the card. My prequals were showing $10K for a 2nd card when I asked for the CLI, and that's close to what I got.

It may be worth a shot, if you want or need the extra limit.

They pulled TU for the CLI.

Re: BBVA Prequalify Approved

Anonymous — Fri, 02 Apr 2021 04:23:07 GMT

Congrats

Re: BBVA Prequalify Approved

gdale6 — Fri, 02 Apr 2021 15:02:45 GMT

Grats on your BBVA approval

Re: BBVA Prequalify Approved

Anonymous — Fri, 02 Apr 2021 15:08:53 GMT

@JNA1 wrote:
@Anonymous wrote:
@JNA1 wrote:
@Anonymous wrote:
Yay! I'm so glad that you were able to get it! That's my favorite card honestly. It's also one of my smallest limits too at $2K but the endless offers for groceries and utilities really add up.
Out of curiosity, do they give a you larger prequal limit on a 2nd card now that you've had your current one for a while?
I haven't checked lately but it was $3900 last time I think?

If EX wasn't such a hassle to lift a freeze I would go check.
IDK if it's worth a HP to you, but I got a CLI from $15,300 to $25,000 after 1 year of having the card. My prequals were showing $10K for a 2nd card when I asked for the CLI, and that's close to what I got.
It may be worth a shot, if you want or need the extra limit.

They pulled TU for the CLI.

I just checked and I'm prequalified for a new one at $3300.

I may try to ask for a $3K CLI to bring me to an even 5 when I leave the garden later this month since that would leave me with a HP on TU and a HP on EX (US Bank pulls EX here).

Re: BBVA Prequalify Approved

M_Smart007 — Fri, 02 Apr 2021 15:42:55 GMT

@MoneyBurns, Congratulations on your ~~AOD~~ BBVA approval! ...

Re: BBVA Prequalify Approved

Credit4Growth — Fri, 02 Apr 2021 16:08:55 GMT

🥳 Congratulations on your new BBVA approval!

Re: BBVA Prequalify Approved

macinjosh — Fri, 02 Apr 2021 16:58:19 GMT

You motivated me to look at the pre-qual page and I'm pre-qualified for $5,100, but I'm not 100% if I want to go for it. But congrats on your approval.

Re: BBVA Prequalify Approved

JNA1 — Fri, 02 Apr 2021 19:22:07 GMT

@macinjosh wrote:
You motivated me to look at the pre-qual page and I'm pre-qualified for $5,100, but I'm not 100% if I want to go for it. But congrats on your approval.

I'd keep checking it on if you don't pull the trigger right now. The prequal amount seems to go up over time if your accounts are aging or score is rising. DW and myself both got higher SLs than we would the first time we checked the prequals.