topic Re: PenFed Power Cash Rewards Visa Signature Card in Credit Card Approvals

PenFed Power Cash Rewards Visa Signature Card

2b2rich — Mon, 17 May 2021 01:44:29 GMT

(Edited to update datapoints with score and CRA)
16 months post BK7 discharge and recently I've been getting a lot of mail from them wanting me to apply for various cards, but none were actually preapprovals, but since I bank with them, I was banking on them already knowing my data points and applied for the above card. Instant approval with a SL of $6,500. I'll take it and head back to the garden now!

data points:

BK7 discharged 16 months ago

PenFed checking, savings and $500 LOC for 5 years now. Less than $1k in ck/savings

They pulled EQ with a score of 654 (that is my regular FICO Score 8 they used) ..all FICO score 8's are just over 650

New $25,000 auto loan with NFCU with balance of 24,200 never late

NFCU Cash Rewards $2k CL never late

Cap One Platinum $3K CL never late

Cap One Walmart MC $1K CL never late

kohls $300 never late though I'm considering cancelling. Had about 6 months.

most cards are always paid off each month but now and then I will let about 20% report on them (one at a time).

Re: PenFed Power Cash Rewards Visa Signature Card

AllZero — Sun, 16 May 2021 19:57:20 GMT

Congratulations on your approval!

Re: PenFed Power Cash Rewards Visa Signature Card

2b2rich — Sun, 16 May 2021 20:07:36 GMT

@AllZero wrote:
Congratulations on your approval!

Thank you! It's my biggest post BK7 SL yet!

Re: PenFed Power Cash Rewards Visa Signature Card

gdale6 — Sun, 16 May 2021 20:26:13 GMT

Grats on the PCR approval

Re: PenFed Power Cash Rewards Visa Signature Card

CreditAggie — Sun, 16 May 2021 20:30:34 GMT

Congratulations on your PenFed PCR approval!

Re: PenFed Power Cash Rewards Visa Signature Card

babygirl1256 — Sun, 16 May 2021 20:59:17 GMT

Congrats on your PenFed Power Cash Rewards Visa Signature Card . . . Keep watering and growing your credit.

Re: PenFed Power Cash Rewards Visa Signature Card

chalupaman — Sun, 16 May 2021 21:03:50 GMT

You are doing fantastic, and welcome to the Penfed family! Congrats.

Re: PenFed Power Cash Rewards Visa Signature Card

Mr_Mojo_Risin — Sun, 16 May 2021 22:03:22 GMT

Congrats on a really nice card.

Things seem to be going well for you, cheers!

Re: PenFed Power Cash Rewards Visa Signature Card

KLEXH25 — Sun, 16 May 2021 22:10:40 GMT

Congratulations!!

Re: PenFed Power Cash Rewards Visa Signature Card

Demented1 — Sun, 16 May 2021 23:23:53 GMT

Congrats on your PenFed CR approval…enjoy the card and added leverage!

Re: PenFed Power Cash Rewards Visa Signature Card

Fico_Salamanca — Mon, 17 May 2021 00:05:34 GMT

Nice SL, congrats!

Re: PenFed Power Cash Rewards Visa Signature Card

Titans84 — Mon, 17 May 2021 00:15:17 GMT

Congrats!

Re: PenFed Power Cash Rewards Visa Signature Card

mrcraft — Mon, 17 May 2021 01:29:47 GMT

Congratulations on your approval!!

Re: PenFed Power Cash Rewards Visa Signature Card

TIPPY-BOB — Mon, 17 May 2021 03:45:00 GMT

Congratulations on your approval! 🎉🤩

Re: PenFed Power Cash Rewards Visa Signature Card

Credit4Growth — Mon, 17 May 2021 04:43:43 GMT

@2b2rich
Congratulations on your PCR approval! 👍

Re: PenFed Power Cash Rewards Visa Signature Card

Total80sKid — Mon, 17 May 2021 08:11:17 GMT

Congrats on your PenFed Power Cash approval!

Re: PenFed Power Cash Rewards Visa Signature Card

M_Smart007 — Mon, 17 May 2021 14:38:52 GMT

Congratulations on your approval!