topic Re: AMEX Hilton Honors Approval in Credit Card Approvals

AMEX Hilton Honors Approval

Anonymous — Fri, 21 May 2021 10:19:49 GMT

So this year I really started to dig into my credit and get it fixed. Long story short it led to getting a 1.4% APR on a new car and my first new CC in a couple years.

Some data points...

710 EX

701 TU

705 EQ

17% total util

CapitalOne Quicksilver (oldest tons of baddies from 2017) - 2k CL

Discover IT - 3k CL

Amazon Prime Rewards CC - 2.5k util

10 inquiries (mostly the auto loan and requests from CLI earlier this year and a Citi denial)

I was ready to get a SUB and I hate playing wack a mole with all the different rewards on my Discover IT and Quickliver card. I also wanted a card where I can put all my purchases on to rack up points.

My SL is $1k, which I'm pretty dismayed about, but it's understandable that AMEX wants to be cautious since I have a 120 day late payment in 2017 (but it's also my last ever late payment). I've read it's hard to get out of the 1k ditch, but I'm still going to try and in a few months and request a 3x CLI.

Re: AMEX Hilton Honors Approval

Golf-and-Credit — Fri, 21 May 2021 12:15:24 GMT

Congrats on your AMEX approval!!!

Re: AMEX Hilton Honors Approval

805orbust — Fri, 21 May 2021 14:11:38 GMT

Be good to Amex and they'll be very good to you. I love them. It'll grow... a bit slowly at first but you'll get there. Congrats on the new card!

Re: AMEX Hilton Honors Approval

CreditAggie — Fri, 21 May 2021 14:16:51 GMT

Congratulations on your Amex approval!

Re: AMEX Hilton Honors Approval

gdale6 — Fri, 21 May 2021 14:20:27 GMT

Grats on your HH approval and welcome to myFico

Re: AMEX Hilton Honors Approval

Ficoproblems247 — Fri, 21 May 2021 14:20:49 GMT

Welcome to the AMEX family. Enjoy your mew card!

Re: AMEX Hilton Honors Approval

M_Smart007 — Fri, 21 May 2021 14:48:06 GMT

Congratulations on your approval!

Re: AMEX Hilton Honors Approval

AllZero — Fri, 21 May 2021 15:31:52 GMT

Congratulations on your approval!

Re: AMEX Hilton Honors Approval

babygirl1256 — Fri, 21 May 2021 17:03:16 GMT

@Anonymous Welcome to the forum -and- congrats on your AMEX Hilton Honors approval . . . Wishing you success on your 3x CLI in 61 days!!!

Re: AMEX Hilton Honors Approval

Anonymous — Fri, 21 May 2021 17:12:41 GMT

Thank you everyone! I also got approved for an Apple CC this morning after doing a preapproval last night for a 3k SL and 21% APR (last month it was 2.6k @ 24% but I declined). I think I'm pretty satisfied with my lineup right now and I'm off to garden for the next 6 months.

Re: AMEX Hilton Honors Approval

Papa_Bear — Fri, 21 May 2021 17:59:43 GMT

Congratulations!

Re: AMEX Hilton Honors Approval

cmm89 — Fri, 21 May 2021 21:27:45 GMT

@Anonymous wrote:
So this year I really started to dig into my credit and get it fixed. Long story short it led to getting a 1.4% APR on a new car and my first new CC in a couple years.

Some data points...
710 EX
701 TU
705 EQ

17% total util
CapitalOne Quicksilver (oldest tons of baddies from 2017) - 2k CL
Discover IT - 3k CL
Amazon Prime Rewards CC - 2.5k util

10 inquiries (mostly the auto loan and requests from CLI earlier this year and a Citi denial)

I was ready to get a SUB and I hate playing wack a mole with all the different rewards on my Discover IT and Quickliver card. I also wanted a card where I can put all my purchases on to rack up points.

My SL is $1k, which I'm pretty dismayed about, but it's understandable that AMEX wants to be cautious since I have a 120 day late payment in 2017 (but it's also my last ever late payment). I've read it's hard to get out of the 1k ditch, but I'm still going to try and in a few months and request a 3x CLI.

Congrats on AmEx HH! I started with the Surpass but downgraded to the $0 AF one. You walk in, and especially if you booked a room with the card, they still treat you like a king/queen. Hilton has wonderful customer service. ENJOY!

Re: AMEX Hilton Honors Approval

Mr_Mojo_Risin — Sat, 22 May 2021 00:12:33 GMT

It's great to hear of your approval.

Congratulations and welcome to the forums!

Re: AMEX Hilton Honors Approval

Titans84 — Sat, 22 May 2021 08:00:00 GMT

Congrats on both the AMEX HH and the Apple card!

Re: AMEX Hilton Honors Approval

Total80sKid — Sat, 22 May 2021 08:18:27 GMT

Congrats on your Hilton Honors approval! 👍🏼

Re: AMEX Hilton Honors Approval

Demented1 — Sun, 23 May 2021 14:42:18 GMT

Congrats @Anonymous on your AmEx HH approval…enjoy the card!

And, WELCOME to the Forums!!!

Re: AMEX Hilton Honors Approval

mrcraft — Sun, 23 May 2021 19:34:26 GMT

Congratulations on your approval!!

Re: AMEX Hilton Honors Approval

Anonymous — Tue, 25 May 2021 03:55:33 GMT

Reading approval posts never gets old. Congrats!

Re: AMEX Hilton Honors Approval

SPChaser — Tue, 25 May 2021 09:45:23 GMT

Congrats on your Amex approval!