topic Re: Update, Approved: Apple Card CLI question/mistake in Credit Card Approvals

Update, Approved: Apple Card CLI question/mistake

Ragnar7034 — Sat, 22 May 2021 20:17:23 GMT

First off, if I'm in the wrong section, can a mod please move this topic? Thank you.

I have an Apple Card with a $7900 limit. I think I started at $4900. I understand that I can request a CLI every 90 days. Here's my problem/question:

On 2/18/21, I requested a CLI. (This was my first request after having the card for 10 months.) I was approved and my limit was raised to $7900. I waited until 5/18/21 to request another CLI. I was declined. The reason was, "I recently had my limit increased".

I was surprised to be declined, but I instantly knew where I went wrong. February only has 28 days and 5/18/21 was 89 days from my last increase.

Thats my problem and now here is my question. Do I need to wait 90 days to request again? Or 30 days? Or since I'm at 93 days now, can I just request an increase already?

Any help would be greatly appreciated. Thanks everyone.

Re: Apple Card CLI question/mistake

Anonymous — Sat, 22 May 2021 14:18:09 GMT

You should be able to ask now - I don't believe an early ask resets the clock.

Re: Apple Card CLI question/mistake

CreditAggie — Sat, 22 May 2021 15:09:25 GMT

@Anonymous wrote:
You should be able to ask now - I don't believe an early ask resets the clock.

This. February threw me off by a day during my last CLI cycle. I tried again the next day and was approved.

Re: Apple Card CLI question/mistake

Ragnar7034 — Sat, 22 May 2021 17:21:33 GMT

Thank you for the responses. I just requested an increase. I was approved for an additional 2k for a total credit line of $9,900.

Re: Apple Card CLI question/mistake

CreditAggie — Sat, 22 May 2021 18:34:09 GMT

@Ragnar7034 wrote:
Thank you for the responses. I just requested an increase. I was approved for an additional 2k for a total credit line of $9,900.

Congratulations on your Apple Card CLI!

Re: Update, Approved: Apple Card CLI question/mistake

gdale6 — Sat, 22 May 2021 20:17:42 GMT

Grats on your 2K move up!

Re: Apple Card CLI question/mistake

KingRue8500 — Sun, 23 May 2021 03:30:37 GMT

Congrats on your Apple Card CLI

Re: Apple Card CLI question/mistake

Demented1 — Sun, 23 May 2021 03:41:04 GMT

@Ragnar7034 wrote:
Thank you for the responses. I just requested an increase. I was approved for an additional 2k for a total credit line of $9,900.

Congrats on the Apple CLI...enjoy the added spend power!

Re: Apple Card CLI question/mistake

Ragnar7034 — Sun, 23 May 2021 04:41:45 GMT

@Demented1 wrote:
@Ragnar7034 wrote:
Thank you for the responses. I just requested an increase. I was approved for an additional 2k for a total credit line of $9,900.
Congrats on the Apple CLI...enjoy the added spend power!

Thanks! I just bought my mom a brand new MacBook Air with all the accessories you may or may not need with it. I hope she likes it. Thanks again everyone!

Re: Update, Approved: Apple Card CLI question/mistake

babygirl1256 — Sun, 23 May 2021 07:24:27 GMT

Congrats on your CLI to $7,900.

Re: Update, Approved: Apple Card CLI question/mistake

Total80sKid — Sun, 23 May 2021 07:45:44 GMT

Congrats on your Apple CLI! 🍎

Re: Apple Card CLI question/mistake

Mr_Mojo_Risin — Sun, 23 May 2021 11:42:26 GMT

February has slipped up more than a few around here lol.

Glad to see it worked out nicely for you. Congratulations

Re: Apple Card CLI question/mistake

M_Smart007 — Sun, 23 May 2021 15:24:54 GMT

@Ragnar7034 wrote:
Thank you for the responses. I just requested an increase. I was approved for an additional 2k for a total credit line of $9,900.

Congratulations on your CLI !

Re: Apple Card CLI question/mistake

Titans84 — Sun, 23 May 2021 19:24:53 GMT

Congrats on your CLI!

Re: Apple Card CLI question/mistake

TIPPY-BOB — Mon, 24 May 2021 00:36:28 GMT

@Ragnar7034 Congratulations 🎉🎈 Nice CL!

QUESTION: 🙏 How much spend (total and or monthly) did you place on the card prior to your request for both the first and second CLI?

Re: Apple Card CLI question/mistake

Ragnar7034 — Mon, 24 May 2021 02:44:11 GMT

@TIPPY-BOB wrote:
@Ragnar7034 Congratulations 🎉🎈 Nice CL!

QUESTION: 🙏 How much spend (total and or monthly) did you place on the card prior to your request for both the first and second CLI?

I bought an iPhone 11 Pro Max 512GB in June 2020, and then a set of AirPods pro in December of 2020. Just under 2k for the phone and AirPods. I paid the phone off in nine months, and the AirPods off in three.

I have a company vehicle and travel for work. I don't buy gas, but I used the Apple Card when I go out to eat and for groceries. According to the yearly chart on the Apple Card, I spend $500-$1300 per month on miscellaneous purchases.

I always paid off the card in full every month.

Re: Apple Card CLI question/mistake

TIPPY-BOB — Mon, 24 May 2021 03:21:09 GMT

@Ragnar7034 @Thanks!

Re: Apple Card CLI question/mistake

AllZero — Mon, 24 May 2021 16:06:26 GMT

Congratulations on your CLI!