topic Re: Chase Freedom Flex Instant Approval! in Credit Card Approvals

Chase Freedom Flex Instant Approval!

MrZero — Tue, 25 May 2021 18:15:24 GMT

Well, after over 10 months I'm out of the garden.

Been meaning to and waiting to do this for a while with the plan on using it to buy myself a new bed, was hesitant on not getting any sort of prequals coming up but I've recently been recieving their "invites" to apply for the Sapphire Preferred in the mail so I figured there was something their marketers liked. Before this I was at 4/24, I'll be back to 4/24 in December, 3/24 in January if I don't app again. Got the inquiry notification for TransUnion a few tense seconds after I hit apply, just before the approval came up. EDIT: They also pulled Experian but I didn't get any notification of it until I opened up the Experian app early Tuesday morning.

Limit: $6,000

APR: 20.74% (not that this matters since I wont be carrying over a balance when it's in effect)

Income: ~25K

Not my highest CL but certainly not my lowest. It's right behind my NFCU Cash Rewards and Amex BCE. I probably won't ever request a CLI due to the HP that comes with it.

And I just remembered I was going to see if anyone I knew had a Chase account for a referral link.🤦‍♂️

Re: Chase Freedom Flex Instant Approval!

AllZero — Mon, 24 May 2021 04:17:04 GMT

Congratulations on your approval!

Re: Chase Freedom Flex Instant Approval!

babygirl1256 — Mon, 24 May 2021 04:41:56 GMT

Congrats on your Chase Freedom Flex instant approval . . . Hopefully Chase will one day start to utilize SPs vs HPs.

Re: Chase Freedom Flex Instant Approval!

CreditAggie — Mon, 24 May 2021 04:51:18 GMT

Congratulations on your CFF approval!

Re: Chase Freedom Flex Instant Approval!

grower1 — Mon, 24 May 2021 05:24:25 GMT

Congrats 🙌🏼

Re: Chase Freedom Flex Instant Approval!

Total80sKid — Mon, 24 May 2021 06:55:54 GMT

Congrats on your Chase FF approval! 🥳

Re: Chase Freedom Flex Instant Approval!

Demented1 — Mon, 24 May 2021 09:20:55 GMT

Congrats on your Chase FF approval...enjoy!

Re: Chase Freedom Flex Instant Approval!

M_Smart007 — Mon, 24 May 2021 14:31:55 GMT

Congratulations on your approval!

Re: Chase Freedom Flex Instant Approval!

MartyWrite75 — Mon, 24 May 2021 14:42:24 GMT

Congratulations on your approval!

Re: Chase Freedom Flex Instant Approval!

kilroy8 — Mon, 24 May 2021 15:11:26 GMT

Nice card. Congrats!

Re: Chase Freedom Flex Instant Approval!

gdale6 — Mon, 24 May 2021 16:13:45 GMT

Grats on your FF approval

Re: Chase Freedom Flex Instant Approval!

mgood — Tue, 25 May 2021 01:51:11 GMT

Congrats!

@MrZero wrote:
And I just remembered I was going to see if anyone I knew had a Chase account for a referral link.🤦‍♂️

Yeah, I always think of that right after I get an approval.

Re: Chase Freedom Flex Instant Approval!

MrZero — Tue, 25 May 2021 09:13:58 GMT

@babygirl1256 wrote:
Congrats on your Chase Freedom Flex instant approval . . . Hopefully Chase will one day start to utilize SPs vs HPs.

I'm just glad I didn't get a toy limit, especially after being concerned it would be, my Amex and NFCU cards which I only got last year started at $1,000 but I've already had two CLIs on both of them which as already grown them significantly from that with a third request coming in July (NFCU) and September (Amex) I expect to break 10K with the next request for each though Amex might be just below it, that said I expect my recently unsecured Cap One card and the Discover I had graduate last year to still be stuck at $500 and $2,000.😂

The Freedom Flex limit is more than fine and by far the highest initial limit I've gotten, would be nice to grow it higher without the HP to keep it up with the other two and UTI 10% but my spend is still going to be split between the others so outside of my new bedroom stuff I'm not sure it'll break 10% after that's done unless I end up trying to take greater advantage of the 15 months of 0% APR. Potential auto CLIs could be interesting.

This place has been invaluable with how much I've progressed in less than a year and a half.

Re: Chase Freedom Flex Instant Approval!

MrZero — Tue, 25 May 2021 09:12:42 GMT

@mgood wrote:
Congrats!

@MrZero wrote:
And I just remembered I was going to see if anyone I knew had a Chase account for a referral link.🤦‍♂️
Yeah, I always think of that right after I get an approval.

Right? My choice of GIF is accurate to the reaction I had right after. Oh, well.

Re: Chase Freedom Flex Instant Approval!

KingRue8500 — Tue, 25 May 2021 11:26:05 GMT

Congrats on your Chase Freedom Flex approval

Re: Chase Freedom Flex Instant Approval!

MrZero — Tue, 25 May 2021 18:14:03 GMT

So Experian is super useful, I only found out early this morning that Chase pulled Experian too when I opened the app and it triggered some update/notification action. So it was an HP on two CRAs after all.

Re: Chase Freedom Flex Instant Approval!

FalconSteve — Tue, 25 May 2021 18:30:19 GMT

Congrats on the approval