topic Re: NFCU approval, about fainted (micro app spree?) in Credit Card Approvals

NFCU approval, about fainted (micro app spree?)

Remi1 — Fri, 28 May 2021 06:53:03 GMT

Yesterday I got approved for Lowes at 2k, called in about 30 minutes later because of the luck everyone on here has had with doing that and said it wasn't enough for what I planned on spending and asked for it to be raised to 10k and they happily obliged. (Also posted approval thread about it.)

Today, I was looking again at becoming a member with NFCU, as I had looked into it a couple months ago but never tried. My husband had opened banking accounts with them back in 2011 but they eventually were closed for inactivity (he stopped using them as he started using another bank and just never closed them out). Well today I got my husband to call and they quickly and easily reopened them, so he is again a member and his account says "member since 2011". I then joined online as a member with him as my "sponsor" and approved right away. Opened checking and savings. Neither of us had any HPs associated with either him reopening/re-establishing membership, or me becoming a member. Nor did they ask for any documentation. My main reason for getting in with them was to be able to apply for CCs because of the cc rewards and generous huge limits I've seen them give out. I applied for the More Rewards card about 30 minutes after setting up my membership/checking/savings, and was approved for 15k SL! We about passed out. They did HP TU for that.

As noted in my previous Lowes approval post from yesterday, which also pulled TU, my TU is my lowest score at 645, I had no inqs aside from now Lowes inq from yesterday, and my newest account was opened 3 years ago... well, yesterday, but that isn't showing yet

Back to the garden I happily go!

Re: NFCU approval, about fainted (micro app spree?)

M_Smart007 — Fri, 28 May 2021 04:51:12 GMT

Congratulations on your approval!

Re: NFCU approval, about fainted (micro app spree?)

AllZero — Fri, 28 May 2021 04:51:15 GMT

Congratulations on your approval!

Re: NFCU approval, about fainted (micro app spree?)

CreditAggie — Fri, 28 May 2021 04:53:14 GMT

Congratulations on your NFCU approval!

Re: NFCU approval, about fainted (micro app spree?)

babygirl1256 — Fri, 28 May 2021 05:19:46 GMT

Congrats on your NFCU More Rewards card approval -and- Lowe's card approval and CLI . . . that's fantastic!!!

Re: NFCU approval, about fainted (micro app spree?)

Anonymous — Fri, 28 May 2021 06:35:58 GMT

I told you that you wouldn't regret going with NFCU, congrats!

Re: NFCU approval, about fainted (micro app spree?)

Remi1 — Fri, 28 May 2021 06:37:34 GMT

@Anonymous wrote:
I told you that you wouldn't regret going with NFCU, congrats!

Yes, thank you! You were that final nudge I needed!

Re: NFCU approval, about fainted (micro app spree?)

Anonymous — Fri, 28 May 2021 06:40:01 GMT

@Remi1 wrote:
Yes, thank you! You were that final nudge I needed!

Glad to be of assistance! That's a pretty sweet limit for a first card with them too. Lots of people who got $1K for their first card are very jealous right now.

Re: NFCU approval, about fainted (micro app spree?)

Total80sKid — Fri, 28 May 2021 06:49:32 GMT

Congrats on your sweet Navy approval! 🎉

Re: NFCU approval, about fainted (micro app spree?)

gdale6 — Fri, 28 May 2021 14:40:43 GMT

Sweet, grats on getting in with NFCU and the very nice SL approval

Re: NFCU approval, about fainted (micro app spree?)

MyFault — Fri, 28 May 2021 14:56:32 GMT

Congrats on your approval!

Re: NFCU approval, about fainted (micro app spree?)

Titans84 — Fri, 28 May 2021 16:26:38 GMT

Congrats on your approvals!

Re: NFCU approval, about fainted (micro app spree?)

AverageJoesCredit — Fri, 28 May 2021 16:49:17 GMT

@Remi1 wrote:
Yesterday I got approved for Lowes at 2k, called in about 30 minutes later because of the luck everyone on here has had with doing that and said it wasn't enough for what I planned on spending and asked for it to be raised to 10k and they happily obliged. (Also posted approval thread about it.)

Today, I was looking again at becoming a member with NFCU, as I had looked into it a couple months ago but never tried. My husband had opened banking accounts with them back in 2011 but they eventually were closed for inactivity (he stopped using them as he started using another bank and just never closed them out). Well today I got my husband to call and they quickly and easily reopened them, so he is again a member and his account says "member since 2011". I then joined online as a member with him as my "sponsor" and approved right away. Opened checking and savings. Neither of us had any HPs associated with either him reopening/re-establishing membership, or me becoming a member. Nor did they ask for any documentation. My main reason for getting in with them was to be able to apply for CCs because of the cc rewards and generous huge limits I've seen them give out. I applied for the More Rewards card about 30 minutes after setting up my membership/checking/savings, and was approved for 15k SL! We about passed out. They did HP TU for that.
As noted in my previous Lowes approval post from yesterday, which also pulled TU, my TU is my lowest score at 645, I had no inqs aside from now Lowes inq from yesterday, and my newest account was opened 3 years ago... well, yesterday, but that isn't showing yet

Back to the garden I happily go!

Very nice! Navy 8ndeed is the best. Treat your accounts with care and they will take care of you, or should 😉

Re: NFCU approval, about fainted (micro app spree?)

AverageJoesCredit — Fri, 28 May 2021 16:50:32 GMT

@Anonymous wrote:
@Remi1 wrote:
Yes, thank you! You were that final nudge I needed!
Glad to be of assistance! That's a pretty sweet limit for a first card with them too. Lots of people who got $1K for their first card are very jealous right now.

My first card was ONLY $500 . Im super JELLY

Re: NFCU approval, about fainted (micro app spree?)

Golf-and-Credit — Fri, 28 May 2021 19:17:34 GMT

Congrats on the approval and awesome SL!!!!

Re: NFCU approval, about fainted (micro app spree?)

gingerflower — Fri, 28 May 2021 19:54:04 GMT

Congratulations on your monster SL Amx more rewards Cc!

Re: NFCU approval, about fainted (micro app spree?)

Anonymous — Fri, 28 May 2021 20:26:02 GMT

@Remi1

Congratulations on the NFCU membership and approval! That is a very nice SL! I bet there would be success with a higher SL if you were to recon them via the messaging portal on the site/app.

Super easy to do and they use the initial pull for it. Definitely should recon!

Re: NFCU approval, about fainted (micro app spree?)

GrandBay — Fri, 28 May 2021 20:38:25 GMT

@Remi1 Congrats! Did your DH apply too?

Re: NFCU approval, about fainted (micro app spree?)

coreyb80 — Fri, 28 May 2021 20:41:11 GMT

Congrats on the approvals!

Re: NFCU approval, about fainted (micro app spree?)

Remi1 — Sat, 29 May 2021 02:25:10 GMT

@GrandBay wrote:
@Remi1 Congrats! Did your DH apply too?

Yes, DH ended up applying too and he got the same thing?! I guess that is just what Navy felt like giving out to us at the time, lol. But we'll definitely take it! (Edit: our files are pretty similar, basically everything on my report is on his and vice versa)