topic Re: Avant MC approval in Credit Card Approvals

Avant MC approval

torry590 — Sat, 29 May 2021 18:04:56 GMT

Avant MC approval last night. Interested to see what scoring model was used. This is what I received in the email. My score with experian was 929 out of 999. Low as it goes for this model looks to be 200. Any thoughts on what scoring model was used here? Confusing.

Re: Avant MC approval

AllZero — Sat, 29 May 2021 18:16:21 GMT

Congratulations on your approval!

Re: Avant MC approval

gdale6 — Sat, 29 May 2021 18:22:05 GMT

Grats on your new credit card

That is most likely something provided by experian. Auto insurance scores have a 200-999 range.

Re: Avant MC approval

CreditAggie — Sat, 29 May 2021 18:26:08 GMT

Congratulations on your Avant MC approval!

Re: Avant MC approval

torry590 — Sat, 29 May 2021 18:42:38 GMT

Yeah they did use experian. Makes sense. Weird to use auto insurance scores for CC underwriting.

Re: Avant MC approval

M_Smart007 — Sat, 29 May 2021 19:42:59 GMT

Congratulations on your approval!

Re: Avant MC approval

Anonymous — Sat, 29 May 2021 19:45:41 GMT

Congrats on your new card 🎉👍👏.

Re: Avant MC approval

KingRue8500 — Sat, 29 May 2021 19:55:22 GMT

Congrats on yourAvant MC approval

Re: Avant MC approval

babygirl1256 — Sat, 29 May 2021 22:01:32 GMT

Congrats on your Avant MC approval.

Re: Avant MC approval

Golf-and-Credit — Sat, 29 May 2021 23:49:27 GMT

Congrats on the approval!!!

Re: Avant MC approval

Total80sKid — Sun, 30 May 2021 08:15:14 GMT

Congrats on your Avant approval

Re: Avant MC approval

Papa_Bear — Sun, 30 May 2021 10:10:22 GMT

Congratulations!

Re: Avant MC approval

Mr_Mojo_Risin — Sun, 30 May 2021 11:32:16 GMT

Congratulations to you, enjoy your new CC!

Re: Avant MC approval

Mr_Mojo_Risin — Sun, 30 May 2021 11:34:41 GMT

@torry590 wrote:
Yeah they did use experian. Makes sense. Weird to use auto insurance scores for CC underwriting.

I agree, seems weird to use an AI score.