topic Re: BoA Preselected Mailer Approval in Credit Card Approvals

BoA Preselected Mailer Approval

brk1971 — Thu, 03 Jun 2021 16:05:38 GMT

So much for the garden...

I closed on a house (and had a little mini spree thereafter) a couple months ago, went into the garden, and then yesterday got a mailer for the BoA Customized Cash Rewards with a SUB of $200 on $1k spend. (Pre-selected)

The mailer did NOT have a set APR, instead having a range large enough to span the earth. Nevertheless, reports here and elsewhere are that the BoA pre-selected 'part of a firm offer of credit' mailers are pretty solid led me to pull the trigger, obtaining an instant approval with SL of $17k. HP was EX, and I'm in Texas.

The SUB matches the website generally offered one, so this was no huge lure, but BoA and Chase have been on my bucket list. I have been waiting to apply for both, as my profile shows a lot of inquires (most are from mortgage pulls) and a few new accounts. New accounts = Mortgage (2 months), 2 Personal Loan (1 @ 2 months, 1 @ 7 months), 3 Cards (2 @ 2 months, 1 @ 12 months).

Rest of the data points = sig info is current, but I did not recalculate the lower utilization with this card addition.

Re: BoA Preselected Mailer Approval

AllZero — Thu, 03 Jun 2021 16:18:38 GMT

Congratulations on your approval! Enjoy your new home.

Re: BoA Preselected Mailer Approval

Elpadrino1 — Thu, 03 Jun 2021 16:38:42 GMT

Congratulations on your approval!!

Re: BoA Preselected Mailer Approval

gdale6 — Thu, 03 Jun 2021 16:40:48 GMT

Excellent SL out of BoA for you, grats on getting it

Re: BoA Preselected Mailer Approval

coldfusion — Thu, 03 Jun 2021 18:12:10 GMT

@brk1971 wrote:
So much for the garden...
I closed on a house (and had a little mini spree thereafter) a couple months ago, went into the garden, and then yesterday got a mailer for the BoA Customized Cash Rewards with a SUB of $200 on $1k spend. (Pre-selected)
The mailer did NOT have a set APR, instead having a range large enough to span the earth. Nevertheless, reports here and elsewhere are that the BoA pre-selected 'part of a firm offer of credit' mailers are pretty solid led me to pull the trigger, obtaining an instant approval with SL of $17k. HP was EX, and I'm in Texas.
The SUB matches the website generally offered one, so this was no huge lure, but BoA and Chase have been on my bucket list. I have been waiting to apply for both, as my profile shows a lot of inquires (most are from mortgage pulls) and a few new accounts. New accounts = Mortgage (2 months), 2 Personal Loan (1 @ 2 months, 1 @ 7 months), 3 Cards (2 @ 2 months, 1 @ 12 months).

Rest of the data points = sig info is current, but I did not recalculate the lower utilization with this card addition.

Congrats! While SLs can be random with this particular card there are a few figures that come up fairly regularly, and $17K is the highest of all of them. I'm sure you realize that if you treat the card well it can grow significantly.

Re: BoA Preselected Mailer Approval

babygirl1256 — Thu, 03 Jun 2021 18:22:18 GMT

Congrats on your BoA Customized Cash Rewards approval.

Re: BoA Preselected Mailer Approval

Anonymous — Thu, 03 Jun 2021 20:12:23 GMT

Nice approval -- Congrats! & thanks for the DPs.

Re: BoA Preselected Mailer Approval

Remi1 — Thu, 03 Jun 2021 20:43:48 GMT

Congratulations on your approval!

Re: BoA Preselected Mailer Approval

Mr_Mojo_Risin — Thu, 03 Jun 2021 20:49:57 GMT

Congrats on a smokin hot SL, it's looking pretty good lol!!

Also, thanks for the DP's.

Re: BoA Preselected Mailer Approval

KingRue8500 — Thu, 03 Jun 2021 21:54:35 GMT

Congrats on your BoA Customized Cash Rewards approval

Re: BoA Preselected Mailer Approval

coreyb80 — Thu, 03 Jun 2021 21:55:24 GMT

Congrats on the approval!

Re: BoA Preselected Mailer Approval

CreditAggie — Thu, 03 Jun 2021 22:12:41 GMT

Congratulations on your BofA Cash Rewards approval! That's a great SL for a great card!

Re: BoA Preselected Mailer Approval

Total80sKid — Fri, 04 Jun 2021 06:50:08 GMT

Congrats on your BOFA approval and sweet SL! 🎉🥳