topic Re: Approvals after Chapter 7 Discharge in Credit Card Approvals

Approvals after Chapter 7 Discharge

MoBra — Tue, 08 Jun 2021 11:24:05 GMT

Discharge was in 3/2021

Dell Financial- $5000 pulled Experian - March 2021 Fico 615

Williams and Sonoma- $1500 (SCT)- May 2021 Fico 615

Pottery Barn- $1000 (SCT) - May 2021 Fico 615

Lexus - Preapproved for $2500 -May 2021 Didn't follow through Fico 630

Toyota - Preapproved for $1500 -May 2021 Didn't follow through Fico 630

Spirit Mastercard (Mailed me 3 preapproval letters for $2500 limit) card will arrive in 7 to 10 days - May 2021 No Hardpulls Fico around 615 at offer

Ollo Mastercard (Mailed me 2 preapproval letters no limit icluded) $2000 card will arrive in 7 to 10 days- May 2021 Pulled Experian and Transunion Fico 615 at time of offer.

I haven't applied for anything that's not listed. Everything in my signature is prior to bankruptcy.

Re: Approvals after Chapter 7 Discharge

CreditAggie — Mon, 07 Jun 2021 23:34:24 GMT

Congratulations on your approvals!

Re: Approvals after Chapter 7 Discharge

MoBra — Mon, 07 Jun 2021 23:40:40 GMT

Thank you!

Re: Approvals after Chapter 7 Discharge

KingRue8500 — Mon, 07 Jun 2021 23:43:08 GMT

Congrats on all of your approvals

Re: Approvals after Chapter 7 Discharge

babygirl1256 — Tue, 08 Jun 2021 01:51:17 GMT

Congrats on your approval sress after your Chapter 7 discharge.

Re: Approvals after Chapter 7 Discharge

MoBra — Tue, 08 Jun 2021 02:04:15 GMT

Thank you!!!!!

Re: Approvals after Chapter 7 Discharge

Anonymous — Tue, 08 Jun 2021 04:11:39 GMT

You've been busy! Congrats! on those nice approvals & thanks for the DPs.

Re: Approvals after Chapter 7 Discharge

Total80sKid — Tue, 08 Jun 2021 09:00:15 GMT

Congrats on your success and approvals since discharge! 👍🏼

Re: Approvals after Chapter 7 Discharge

MoBra — Tue, 08 Jun 2021 11:21:59 GMT

Thank you and yes after a bunch of reading you learn how important the data points are !

Re: Approvals after Chapter 7 Discharge

Elpadrino1 — Tue, 08 Jun 2021 13:12:34 GMT

Congrats on your approvals!

Re: Approvals after Chapter 7 Discharge

SouthJamaica — Tue, 08 Jun 2021 13:59:10 GMT

Congratulations on the approvals Now you've got a base from which to rebuild.

Re: Approvals after Chapter 7 Discharge

gdale6 — Tue, 08 Jun 2021 15:30:33 GMT

Pretty good run considering you are just out of BK, grats on it all

Re: Approvals after Chapter 7 Discharge

MoBra — Tue, 08 Jun 2021 16:38:36 GMT

Thank you, I will keep udating.

Re: Approvals after Chapter 7 Discharge

MoBra — Tue, 08 Jun 2021 16:39:03 GMT

Thank you, I will be rebuilding responsibly!

Re: Approvals after Chapter 7 Discharge

northface28 — Wed, 09 Jun 2021 00:20:37 GMT

Congrats. Stay the course. My BK fell off this past month. I've closed a lot of cards and opened a CFF, CSP, and CFU on the same day. I went from denials/recons on $500 limits to $250,000 in available credit and the confidence I get any card I want. You'll get there too.

Re: Approvals after Chapter 7 Discharge

mrcraft — Wed, 09 Jun 2021 02:06:13 GMT

Congratulations on your approvals!!

Re: Approvals after Chapter 7 Discharge

Titans84 — Wed, 09 Jun 2021 05:59:28 GMT

Congrats on your approvals!

Re: Approvals after Chapter 7 Discharge

MoBra — Wed, 09 Jun 2021 15:09:45 GMT

Re: Approvals after Chapter 7 Discharge

MartyWrite75 — Wed, 09 Jun 2021 15:23:20 GMT

Wow! Congratulations on your approvals!

Re: Approvals after Chapter 7 Discharge

pc01user — Thu, 10 Jun 2021 06:40:03 GMT

You racked up nicely...Congrats!