topic Re: Capital One Platinum Card Approval (Mid 600s) in Credit Card Approvals

Capital One Platinum Card Approval (Mid 600s)

Anonymous — Sat, 12 Jun 2021 20:50:28 GMT

I am pretty excited.

I have been working hard on my finances and credit this year. I have been saving up for another secured card because the only credit I had was an $800 Cap One secured credit card and a $250 Ulta store card. So my plan was to save $7500 - $2500 for the Discover It and $5000 for the Apple Federal Credit Union.

My ex gotten approved for a few cards and since we have a similar score/income I thought I would try the pre-approval process. It said I was preapproved for the QuickSilver and Platinum but I went with the platinum since increasing my limit was my main goal.

I am happy to see that I was approved for $3000 (658 TU, 72k income, 2 charge offs, one unpaid negative account, one paid negative account)

I am so excited, this is the highest limit I've ever been approved for.

Since they all age together I went ahead and signed up for the Discover It with a 2k deposit and I applied for the unsecured at AFCU just to see but since they manually look at applications it will probably be 4 business days or so until I hear back.

I know after these 3 apps my score will dip for a minute but as of now I am sitting at 643 EQ 658 TU & 647 EX.

I am trying to get my credit score up, I think I'll post in another thread for more advice (concerning the charge offs and negative accounts) but any advice you want to throw out there (like other things I could get approved for right now) is greatly appreciated! I am just excited that putting a phone bill on a CC won't blow my utilization out of the water.

Re: Capital One Platinum Card Approval (Mid 600s)

KingRue8500 — Sat, 12 Jun 2021 21:03:47 GMT

Congrats on your Capital One Platinum approval

Re: Capital One Platinum Card Approval (Mid 600s)

CreditAggie — Sat, 12 Jun 2021 21:18:40 GMT

Congratulations on your Capital One Platinum approval!

Re: Capital One Platinum Card Approval (Mid 600s)

Elpadrino1 — Sat, 12 Jun 2021 21:31:36 GMT

Congratulations on your approval!!

Re: Capital One Platinum Card Approval (Mid 600s)

gdale6 — Sat, 12 Jun 2021 21:40:31 GMT

Grats on your 3K approval

Re: Capital One Platinum Card Approval (Mid 600s)

gingerflower — Sat, 12 Jun 2021 22:53:57 GMT

Congratulations on the approval! Nice SL with Capitalone...👍

Re: Capital One Platinum Card Approval (Mid 600s)

Mr_Mojo_Risin — Sat, 12 Jun 2021 23:27:25 GMT

Pretty nice Platinum approval you have here, Looks like you're doing well.

I probably wouldn't open anymore cards for a little bit, at least 6 months.

Let them age a little and get some payment history on your new accounts.

Cheers to your success!

Re: Capital One Platinum Card Approval (Mid 600s)

babygirl1256 — Sat, 12 Jun 2021 23:48:13 GMT

Congrats on your Capital One Platinum Card approval.

Re: Capital One Platinum Card Approval (Mid 600s)

Total80sKid — Sun, 13 Jun 2021 08:40:55 GMT

Congrats on your Cap One Platinum approval 🥳