topic Re: BofA CLI Approved - Hard Pull Language? in Credit Card Approvals

BofA CLI Approved - Hard Pull Language?

Cashbackjunky — Mon, 14 Jun 2021 22:48:49 GMT

Hey guys. Does the language below in the screenshot lead you to believe it would be a hard pull? I thought so and decided to call in to verify. It was a soft pull. Went from $25k to $40k on my card.

Do you guys think this language is used just to discourage a CLI request?

Cheers!

Re: BofA CLI Approved - Hard Pull Language?

Total80sKid — Mon, 14 Jun 2021 22:49:08 GMT

Congrats on your BOFA CLI 👍🏼

Re: BofA CLI Approved - Hard Pull Language?

FinStar — Mon, 14 Jun 2021 22:49:26 GMT

The HP language is there by regulation and compliance requirements, even if things are processed differently these days. What you see is the former template disclaimer for CLI requests. So, no it's not meant to "discourage" CLI requests, it just happens that they reassessed internal policies for these types of requests and they're currently SP.

Re: BofA CLI Approved - Hard Pull Language?

babygirl1256 — Mon, 14 Jun 2021 22:49:55 GMT

Congrats on your awesome BoA CLI.

Re: BofA CLI Approved - Hard Pull Language?

CreditAggie — Mon, 14 Jun 2021 22:50:29 GMT

Congratulations on your BofA CLI!

Re: BofA CLI Approved - Hard Pull Language?

gdale6 — Mon, 14 Jun 2021 22:50:48 GMT

Grats on your very nice CLI

Re: BofA CLI Approved - Hard Pull Language?

KingRue8500 — Mon, 14 Jun 2021 22:51:09 GMT

Congrats on your BofA Customized Cash Rewards CLI

Re: BofA CLI Approved - Hard Pull Language?

Mr_Mojo_Risin — Mon, 14 Jun 2021 22:51:41 GMT

Wow, that's an impressive CLI and card, cheers to that!