topic Re: Navy Fed nRewards Graduated. in Credit Card Approvals

Navy Fed nRewards Graduated.

NotRalphKramden — Tue, 15 Jun 2021 13:47:08 GMT

Joined Navy FCU in 11/20. Applied for and was accepted for nRewards the same month. I deposited $200 as collateral.

I got the card in 12/20 and used the card for the occasional lunch and vending machines at work. First statement was 1/21.

2 days after 6th statement cut, my credit limit was increased to $2000. The day after, my collateral was released. Its now a cashRewards card.

I've had no reports of pulls.

PIF before statement cut.

Cycled average $300 spend on $200 CL.

Scores went down slightly from highs at application until graduation due to age of account drop. On the rebound though.

Scores at graduation:

EQ8 674 TU8 658 EX8 674

EQ9 639 TU9 690 EX9 697

Re: Navy Fed nRewards Graduated.

CreditAggie — Tue, 15 Jun 2021 14:07:24 GMT

Congratulations on your NFCU graduation and CLI!

Re: Navy Fed nRewards Graduated.

coreyb80 — Tue, 15 Jun 2021 14:33:49 GMT

Congrats on the graduation and the increase! Also, you can request a CLI now that you've graduated as well. I did that last year when I graduated and was bumped up from $2K to $4K.

Re: Navy Fed nRewards Graduated.

gdale6 — Tue, 15 Jun 2021 15:04:08 GMT

Grats on the graduation and subsequent line increase to 2K!!!

Re: Navy Fed nRewards Graduated.

NotRalphKramden — Tue, 15 Jun 2021 15:25:01 GMT

@coreyb80 wrote:
Congrats on the graduation and the increase! Also, you can request a CLI now that you've graduated as well. I did that last year when I graduated and was bumped up from $2K to $4K.

I have now hit the luv button. Asked for increase to 5k. Went to review. I think I have to wait for 6 months after graduation since I got a cli at graduation. But this is Navy. Worth a try.

Re: Navy Fed nRewards Graduated.

GrandBay — Tue, 15 Jun 2021 15:45:36 GMT

@NotRalphKramden congrats on the graduation & CLI!

Did you receive a mid cycle bump? I received one at 3rd statement or did your bump occur only at graduation/6th cycle?

Re: Navy Fed nRewards Graduated.

babygirl1256 — Tue, 15 Jun 2021 16:08:44 GMT

Congrats on your NFCU graduating nRewards card!!!

Re: Navy Fed nRewards Graduated.

NotRalphKramden — Tue, 15 Jun 2021 16:23:57 GMT

@GrandBay wrote:
@NotRalphKramden congrats on the graduation & CLI!
Did you receive a mid cycle bump? I received one at 3rd statement or did your bump occur only at graduation/6th cycle?

Only at graduation.

Re: Navy Fed nRewards Graduated.

Elpadrino1 — Tue, 15 Jun 2021 16:34:45 GMT

Congratulations on your Navy graduation and CLI!!

Re: Navy Fed nRewards Graduated.

coreyb80 — Tue, 15 Jun 2021 16:36:11 GMT

@NotRalphKramden wrote:
@coreyb80 wrote:
Congrats on the graduation and the increase! Also, you can request a CLI now that you've graduated as well. I did that last year when I graduated and was bumped up from $2K to $4K.
I have now hit the luv button. Asked for increase to 5k. Went to review. I think I have to wait for 6 months after graduation since I got a cli at graduation. But this is Navy. Worth a try.

Mine went to review as well. CLIs are not super quick these days with them. Just keep an eye out for it. I'm sure you'll get it!

Re: Navy Fed nRewards Graduated.

GrandBay — Tue, 15 Jun 2021 16:46:30 GMT

@NotRalphKramdenlet us know if you get the CLI bump after review.

Re: Navy Fed nRewards Graduated.

USMC_Winger — Tue, 15 Jun 2021 17:09:03 GMT

@NotRalphKramden wrote:
Joined Navy FCU in 11/20. Applied for and was accepted for nRewards the same month. I deposited $200 as collateral.
I got the card in 12/20 and used the card for the occasional lunch and vending machines at work. First statement was 1/21.
2 days after 6th statement cut, my credit limit was increased to $2000. The day after, my collateral was released. Its now a cashRewards card.
I've had no reports of pulls.
PIF before statement cut.
Cycled average $300 spend on $200 CL.
Scores went down slightly from highs at application until graduation due to age of account drop. On the rebound though.
Scores at graduation:
EQ8 674 TU8 658 EX8 674
EQ9 639 TU9 690 EX9 697

Congrats on the graduation! Thanks for all the DPs. Great job!

Re: Navy Fed nRewards Graduated.

KingRue8500 — Tue, 15 Jun 2021 20:44:55 GMT

Congrats on your NFCU nRewards graduation to cashRewards

Re: Navy Fed nRewards Graduated.

gingerflower — Tue, 15 Jun 2021 20:49:10 GMT

Congratulations on your Graduation with nfcu Cc!

Re: Navy Fed nRewards Graduated.

kidink1911 — Tue, 15 Jun 2021 21:37:23 GMT

Congratulations on your NFCU card graduating!!

Re: Navy Fed nRewards Graduated.

Mr_Mojo_Risin — Tue, 15 Jun 2021 23:30:36 GMT

The sky is the limit with Navy, your in good hands there.

Congratulations on the graduation!

Re: Navy Fed nRewards Graduated.

freshstart26 — Wed, 16 Jun 2021 01:29:39 GMT

Congratulations on your graduation and CLI..

Re: Navy Fed nRewards Graduated.

Total80sKid — Wed, 16 Jun 2021 08:33:16 GMT

Congrats on your Navy Fed graduation and CLI 👍🏼

Re: Navy Fed nRewards Graduated.

NotRalphKramden — Tue, 22 Jun 2021 21:33:00 GMT

@coreyb80 wrote:
Congrats on the graduation and the increase! Also, you can request a CLI now that you've graduated as well. I did that last year when I graduated and was bumped up from $2K to $4K.

@GrandBay

I applied for CLI on 6/15/21 and received denial letter 6/22/21. Stated reason: recent change in credit limit. Will try again in Dec.