topic Re: Amex Approvals & Chase Auto CLI in Credit Card Approvals

Amex Approvals & Chase Auto CLI

Anonymous — Tue, 22 Jun 2021 15:30:52 GMT

Well, I initially planned to garden until October/November time frame but the alure of Amex got the best of me. On 5/27 I apped and was instantly approved for Amex Gold. My first statement closed on 6/16 which I imediately PIF along with the annual fee the next day. I decided to test my luck on 6/18 (locked CRAs) with the BBP and was instandly approved with a SP for $9,000 CL! Happy to be getting a minimum 2% and 4% on my major catagories. My work travel is starting to ramp up and debating between the Plat and Green Card. I do want to add another Chase Card prior to theese as I am currently 4/24 now.

Approval Data Points -

Pull Experian

750 FICO 8

5/24 & 4/12 Inquires (2 Housing Rentals)

AoOA - 2 years 6 months

AAoA - 1 years 2 months

Utilization - 1%

DTI Ratio - 13%

My Chase Freedom Unlimited just ticked the third statement (PIF prior to closing) and received an auto CLI of $1,200 bringing my overall CL to $3,300 on this card! My Disco 3rd statement closes in a few days and hoping for the same result.

I'll be requesting an CLI on my Apple Card in a few days but do planning on staying in the garden for a good 6 months before I look to expand my profile.

This time last year I had Cap1 Plat with a $600 limit now I sit with the following -

Amex Gold - NPSL

Amex BBP - $9,000

Apple Card - $3,300

Capital1 QS - $700

Discover IT - $3,500

Chase FU - $3,200

Total - $19,700

EDIT: I can't spell

Re: Amex Approvals & Chase Auto CLI

coreyb80 — Tue, 22 Jun 2021 15:20:55 GMT

Congrats on the increase and the approval!

Re: Amex Approvals & Chase Auto CLI

gdale6 — Tue, 22 Jun 2021 15:27:24 GMT

Grats to all your success

Re: Amex Approvals & Chase Auto CLI

CreditAggie — Tue, 22 Jun 2021 16:02:05 GMT

Congratulations on your approvals and CLI!

Re: Amex Approvals & Chase Auto CLI

KingRue8500 — Tue, 22 Jun 2021 20:14:55 GMT

Congrats on Your AMEX approvals & Chase Freedom Unlimited CLI

Re: Amex Approvals & Chase Auto CLI

babygirl1256 — Tue, 22 Jun 2021 21:12:36 GMT

Congrats on your Amex approvals -and- your Chase auto CLI . . . I'm waiting on Chase for some auto CLI.

Re: Amex Approvals & Chase Auto CLI

Mr_Mojo_Risin — Tue, 22 Jun 2021 22:21:58 GMT

See a lot of posts start out " Well I planned to garden until" 🤣.

Seriously though, looks like you've come a long way in a year.

Congratulations on your success!

Re: Amex Approvals & Chase Auto CLI

MrDFinance — Wed, 23 Jun 2021 00:09:22 GMT

Congrats man your crushing ur 😁

Re: Amex Approvals & Chase Auto CLI

Titans84 — Wed, 23 Jun 2021 00:58:29 GMT

Congrats on the AMEX approval and CFU CLI!

Re: Amex Approvals & Chase Auto CLI

Total80sKid — Wed, 23 Jun 2021 07:54:16 GMT

Congrats on your Amex approvals and Chase Auto CLI 👍🏼

Re: Amex Approvals & Chase Auto CLI

Anonymous — Thu, 24 Jun 2021 07:01:51 GMT

@Mr_Mojo_Risin 🤣🤣🤣 this was me until the CSP raised the bonus. it was just way too tempting.

Re: Amex Approvals & Chase Auto CLI

Anonymous — Thu, 24 Jun 2021 13:46:36 GMT

Thanks everyone! I forgot to mentioned I started my NFCU relationship a few weeks ago as well and migrated most of my regular deposits to them in hopes of getting myself in the best position for an Auto Loan and obviously some Credit lines next year.

@Mr_Mojo_Risin - On one hand I felt like I let myself down. On the other hand I knew many people here could relate.

Re: Amex Approvals & Chase Auto CLI

GrandBay — Thu, 24 Jun 2021 14:03:38 GMT

@Anonymous Congrats on your AMX & patient steady build!

Re: Amex Approvals & Chase Auto CLI

Anonymous — Thu, 24 Jun 2021 14:49:50 GMT

Congrats!

Re: Amex Approvals & Chase Auto CLI

M_Smart007 — Thu, 24 Jun 2021 15:46:46 GMT

Congrats on your Amex approvals and Chase Auto-CLI

Nice SCL on your BBP! ..Good luck on your next Chase Application.

Re: Amex Approvals & Chase Auto CLI

calyx — Fri, 25 Jun 2021 18:36:24 GMT

@Anonymous - May I ask what kind of spend you put through on the FU? I have a low limit Freedom and I've been hitting it pretty hard dreaming of an auto CLI from Chase (sure, I could call and let them pull, or I could reallocate from my CSP, but I don't wanna).

Re: Amex Approvals & Chase Auto CLI

Anonymous — Fri, 25 Jun 2021 18:41:55 GMT

@calyx My tracker shows just over $3,800 since I opened my account. Let me know if you want any other DPs!

Re: Amex Approvals & Chase Auto CLI

calyx — Fri, 25 Jun 2021 18:44:11 GMT

Thank you! sounds like you put a fair amount through it (which is what I expected).

Also, CONGRATS! I forgot to add that to my first comment.