topic Re: USAA and NFCU yay! in Credit Card Approvals

USAA and NFCU yay!

Athena123 — Fri, 28 Mar 2014 05:27:31 GMT

So.. In my building/rebuilding my credit journey, I started with an auto loan and applied
for a couple credit cards and got denied.
Today, a little more than 8 months (I think?) after getting my auto loan, I applied for two cards and Navy Federal's overdraft line of credit and all three got approved! Yay!

USAA Cash Rewards Platinum Visa
Credit Limit: 7k

Navy Fed Cash Rewards Visa
Credit Limit: 1500

Navy Fed Overdraft Line of Credit
Credit Limit: 3500

I'm so excited to have this hopefully (eventually) help my scores rise so my husband and I can buy a home!!
Thanks so much to all! Even if I haven't asked a question directly, I have almost always found my answers on this forum thus far.. Thank you thank you!

Re: USAA and NFCU yay!

azguy13 — Fri, 28 Mar 2014 05:32:50 GMT

@Athena123 wrote:
So.. In my building/rebuilding my credit journey, I started with an auto loan and applied
for a couple credit cards and got denied.
Today, a little more than 8 months (I think?) after getting my auto loan, I applied for two cards and Navy Federal's overdraft line of credit and all three got approved! Yay!

USAA Cash Rewards Platinum Visa
Credit Limit: 7k

Navy Fed Cash Rewards Visa
Credit Limit: 1500

Navy Fed Overdraft Line of Credit
Credit Limit: 3500

I'm so excited to have this hopefully (eventually) help my scores rise so my husband and I can buy a home!!
Thanks so much to all! Even if I haven't asked a question directly, I have almost always found my answers on this forum thus far.. Thank you thank you!

Congrats on your approvals. Those are both great institutions. They will absolutely help your credit, eventually. Once the AAoA and those Inqs lose their effect, you will be golden.

Re: USAA and NFCU yay!

ProV — Fri, 28 Mar 2014 05:40:23 GMT

@Athena123 wrote:
So.. In my building/rebuilding my credit journey, I started with an auto loan and applied
for a couple credit cards and got denied.
Today, a little more than 8 months (I think?) after getting my auto loan, I applied for two cards and Navy Federal's overdraft line of credit and all three got approved! Yay!

USAA Cash Rewards Platinum Visa
Credit Limit: 7k

Navy Fed Cash Rewards Visa
Credit Limit: 1500

Navy Fed Overdraft Line of Credit
Credit Limit: 3500

I'm so excited to have this hopefully (eventually) help my scores rise so my husband and I can buy a home!!
Thanks so much to all! Even if I haven't asked a question directly, I have almost always found my answers on this forum thus far.. Thank you thank you!

Congrats! Love my NFCU and USAA Accounts!

Re: USAA and NFCU yay!

BigBS — Fri, 28 Mar 2014 06:40:53 GMT

Very good start to your rebuild! Congrats on the approvals.

Re: USAA and NFCU yay!

Anonymous — Fri, 28 Mar 2014 06:54:35 GMT

Congrats on your path to building credit.

Re: USAA and NFCU yay!

coldnmn — Fri, 28 Mar 2014 10:20:35 GMT

Congrats! Thanks for sharing.

Re: USAA and NFCU yay!

alvon123 — Fri, 28 Mar 2014 12:22:19 GMT

congrats

Re: USAA and NFCU yay!

baller4life — Fri, 28 Mar 2014 12:50:42 GMT

Congrats! I have both as well. Great 1,2 punch to have in your arsenal.

Re: USAA and NFCU yay!

-Wade- — Fri, 28 Mar 2014 16:23:09 GMT

@Athena123 wrote:
So.. In my building/rebuilding my credit journey, I started with an auto loan and applied
for a couple credit cards and got denied.
Today, a little more than 8 months (I think?) after getting my auto loan, I applied for two cards and Navy Federal's overdraft line of credit and all three got approved! Yay!

USAA Cash Rewards Platinum Visa
Credit Limit: 7k

Navy Fed Cash Rewards Visa
Credit Limit: 1500

Navy Fed Overdraft Line of Credit
Credit Limit: 3500

I'm so excited to have this hopefully (eventually) help my scores rise so my husband and I can buy a home!!
Thanks so much to all! Even if I haven't asked a question directly, I have almost always found my answers on this forum thus far.. Thank you thank you!

Congrats on your approvals

Re: USAA and NFCU yay!

mskarma — Fri, 28 Mar 2014 17:07:07 GMT

Awesome job! Nice card

Re: USAA and NFCU yay!

gdale6 — Fri, 28 Mar 2014 17:35:25 GMT

@Athena123 wrote:
So.. In my building/rebuilding my credit journey, I started with an auto loan and applied
for a couple credit cards and got denied.
Today, a little more than 8 months (I think?) after getting my auto loan, I applied for two cards and Navy Federal's overdraft line of credit and all three got approved! Yay!

USAA Cash Rewards Platinum Visa
Credit Limit: 7k

Navy Fed Cash Rewards Visa
Credit Limit: 1500

Navy Fed Overdraft Line of Credit
Credit Limit: 3500

I'm so excited to have this hopefully (eventually) help my scores rise so my husband and I can buy a home!!
Thanks so much to all! Even if I haven't asked a question directly, I have almost always found my answers on this forum thus far.. Thank you thank you!

Nice run, enjoy

Re: USAA and NFCU yay!

williamachamberlain — Fri, 28 Mar 2014 17:41:52 GMT

Congrats on your approvals.....IMO, NFCU will overall be better for you than USAA, NFCU rates are far more competitive, but hey that's just me. Enjoy the path to rebuilding, treat both right and they will reward you in the long run!!!!!!!!!!!!!!

Re: USAA and NFCU yay!

Jarnog — Fri, 28 Mar 2014 18:39:12 GMT

Uh Oh. Only $3500 on your NavChek. Creditaddict INC.

You know he is LOL.

Grats! Grats Grats!!!

Re: USAA and NFCU yay!

CreditUnionFan — Sat, 29 Mar 2014 05:10:28 GMT

@Athena123 wrote:
So.. In my building/rebuilding my credit journey, I started with an auto loan and applied
for a couple credit cards and got denied.
Today, a little more than 8 months (I think?) after getting my auto loan, I applied for two cards and Navy Federal's overdraft line of credit and all three got approved! Yay!

USAA Cash Rewards Platinum Visa
Credit Limit: 7k

Navy Fed Cash Rewards Visa
Credit Limit: 1500

Navy Fed Overdraft Line of Credit
Credit Limit: 3500

I'm so excited to have this hopefully (eventually) help my scores rise so my husband and I can buy a home!!
Thanks so much to all! Even if I haven't asked a question directly, I have almost always found my answers on this forum thus far.. Thank you thank you!

Congrats! The USAA and NFCU offers are nice; I just accepted a NFCU offer for 0% BT for a year with $0 fee, a targeted offer. Yes, Please.

Re: USAA and NFCU yay!

Athena123 — Sat, 29 Mar 2014 05:43:45 GMT

Thank you everyone! I was so excited to have this progress! Couldn't have done it without this forum.

I only asked for 3500 for the NavCheck..
Maybe that was a but conservative... But I was worried about getting too eager and maybe I was asking for too much all at once?

Maybe in a few months I can ask for an increase?

Re: USAA and NFCU yay!

Athena123 — Sat, 29 Mar 2014 05:44:45 GMT

Wow! 0% Balance transfer?? That's awesome! Congrats to you! =)

Re: USAA and NFCU yay!

CreditMagic7 — Sat, 29 Mar 2014 05:49:56 GMT

Congrats!
Thanks for sharing.

Re: USAA and NFCU yay!

DigitalArk — Sat, 29 Mar 2014 05:51:08 GMT

Congrats!! I love USAA and NFCU!