topic Re: OpenSky Auto CLI! in Credit Card Approvals

OpenSky Auto CLI!

ToofDoc — Sat, 24 Jul 2021 13:05:21 GMT

BKCh7 discharge 10/30/2019

Opened a OpenSky secured card with $1,000 initial deposit on 1/25/20

Exactly 1.5 years (18 months) later, without prompting them, they emailed me an auto CLI!?

I don't use this card much. Nine months after since I opened this account, I used it for the first and only time for a $203 purchase, then I took my time to pay them back with their minimal monthly payment amount so I can have some payment history on this account. That $203 purchase balance and its interests were paid in full in March 2021 (in 5 months) and this card had been with a zero balance since.

That's nice that they do this CLI automatically without any additional deposit requirement.

Re: OpenSky Auto CLI!

Red1Blue — Sat, 24 Jul 2021 15:40:23 GMT

Congrats

Re: OpenSky Auto CLI!

abdi12 — Sat, 24 Jul 2021 16:08:16 GMT

Congratulations!

I actually got one too yesterday, but for $100. I was too very surprised because I don't have the plastic since 2019 I think, so I literally haven't made a purchase in about 2 years. Only had a balance that I began to pay last year and finished in April this year. You can put this under the 'CLI I definitely didn't expect or even imagine' list lol.

Re: OpenSky Auto CLI!

Anonymous — Sat, 24 Jul 2021 16:13:29 GMT

Thats great.

Thanks

Mark

Re: OpenSky Auto CLI!

gdale6 — Sat, 24 Jul 2021 16:33:03 GMT

Wow, grats on your unsecured CLI on this card

Re: OpenSky Auto CLI!

CreditCrusader — Sat, 24 Jul 2021 16:37:46 GMT

@abdi12 wrote:
Congratulations!

I actually got one too yesterday, but for $100. I was too very surprised because I don't have the plastic since 2019 I think, so I literally haven't made a purchase in about 2 years. Only had a balance that I began to pay last year and finished in April this year. You can put this under the 'CLI I definitely didn't expect or even imagine' list lol.

It's so funny that you mention this.

Back in 2000, shortly after getting married, my wife wanted to buy a whole slew of small household appliances at Sears because they had some 12 month no interest promo going on.

When the Sears rep looked me up, turns out I still had a Sears credit card from many years before (I simply had forgotten about it and never used or closed it)...and they had bumped the line from $1,000 initially to $4,000.

As you might expect, my DW's eyes lit up and the shopping spree was on!

Re: OpenSky Auto CLI!

CreditAggie — Sat, 24 Jul 2021 16:44:24 GMT

Congratulations on your OpenSky auto-CLI!

Re: OpenSky Auto CLI!

M_Smart007 — Sat, 24 Jul 2021 17:11:50 GMT

Congrats on your OpenSky Auto-CLI👍

Re: OpenSky Auto CLI!

SweetCreditObsession — Sat, 24 Jul 2021 19:57:34 GMT

Wow! Congratulations on the huge auto CLI!

Re: OpenSky Auto CLI!

Mr_Mojo_Risin — Sun, 25 Jul 2021 02:22:19 GMT

That's some pretty sweet auto action!

Congratulations!

Re: OpenSky Auto CLI!

jmcmillan — Sun, 25 Jul 2021 03:25:09 GMT

Wow, $300 is great! I just got a $100 increase a couple days ago (my card is secured with $700). It looks like Capital Bank is trying to be competitive.

Hopefully they will waie my annual fee when it comes time to renew.

Re: OpenSky Auto CLI!

Total80sKid — Sun, 25 Jul 2021 07:22:08 GMT

Congrats on your auto OpenSky increase 👍🏼

Re: OpenSky Auto CLI!

surferchris — Sun, 25 Jul 2021 20:46:04 GMT

Congrats!