topic Re: App Spree Success in Credit Card Approvals

App Spree Success

russ4690 — Sun, 30 Mar 2014 03:10:29 GMT

I decided to pull the trigger today, and apply for 5 different cards I was interested in (assuming I wouldn't get approved for all). I have been rebuilding my credit the past several years and had 0 HPs when I applied today. Below are the cards I applied for and the results:

Chase Marriott Premier Card: Approved - 10k

AMEX Everyday Card: Approved - 3.5k

Barclays Rewards MC: Approved - 2k

Discover IT: Pending Review

Citi Thank You: Pending Review

Before today I only had a total of 1.5k in CLs, so I'm extreamly happy about the AMAZING day increasing my total CL by around 15k! My question is... should I call the recon lines for the Discover and Citi cards? Thoughts? Has anyone recently called the recon lines for these of these? Thanks!

Re: App Spree Success

gdale6 — Sun, 30 Mar 2014 03:12:19 GMT

Grats on your nice spree

I would give them a call on Monday to see if they need anything from you, good luck on the last 2!

Re: App Spree Success

coldnmn — Sun, 30 Mar 2014 03:15:28 GMT

Congrats! Thanks for sharing.

Re: App Spree Success

CreditMagic7 — Sun, 30 Mar 2014 03:18:24 GMT

Nice group approvals!

Best of Luck for equally decent SL's on the others.

Re: App Spree Success

russ4690 — Sun, 30 Mar 2014 16:44:59 GMT

Just a little update... I call discover, and this is my updated results! 4/5 baby!!

Chase Marriott Premier Card: Approved - 10k

AMEX Everyday Card: Approved - 3.5k

Barclays Rewards MC: Approved - 2k

Discover IT: Approved (required address verification) - 11k

Citi Thank You: Pending Review

I was shocked! Now i'm debating calling Citi or not....

Re: App Spree Success

CreditMagic7 — Sun, 30 Mar 2014 16:55:05 GMT

If Citi does anything less then approval for you Recon them to the EO. There's been plenty of success with them but hopefully you will update with 5/5 baby!! anyway!!

Thanks for sharing.

Re: App Spree Success

alvon123 — Sun, 30 Mar 2014 20:32:54 GMT

nice job!!!

Re: App Spree Success

BigBS — Sun, 30 Mar 2014 20:48:51 GMT

Looking good so far. Hopefully Citi comes through without recon!

Re: App Spree Success

russ4690 — Sun, 30 Mar 2014 20:53:56 GMT

@CreditMagic7 wrote:
If Citi does anything less then approval for you Recon them to the EO. There's been plenty of success with them but hopefully you will update with 5/5 baby!! anyway!!

Thanks for sharing.

Thanks CreditMagic7, I'll wait a couple of days before reaching out to them. Incase I have to recon them, do you know the best email and/or number to call?

Re: App Spree Success

-Wade- — Sun, 30 Mar 2014 21:12:58 GMT

Congrats on your success

Re: App Spree Success

SunriseEarth — Mon, 31 Mar 2014 23:25:22 GMT

Congrats on approvals so far! It feels great to have a successful app spree. Good luck on Citi and keep us posted!

Re: App Spree Success

russ4690 — Wed, 02 Apr 2014 15:59:29 GMT

Hi All,

So, I logged into today to check my Citi Application and BOOM! 5/5 - yea!

Chase Marriott Premier Card: Approved - 10k

AMEX Everyday Card: Approved - 3.5k

Barclays Rewards MC: Approved - 2k

Discover IT: Approved (required address verification) - 11k

Citi Thank You: Approved (required processing time of 5 days) - 6.7k

Thanks to everyone that contributes to these threads on the forum. It has made a HUGE different. In January I had FICO scores in the low 600's with some negatives. My total CL was only 1k. Since then, I challenged all my negatives (and they were removed), brought down my utilization from 87% to 4%, resulting in a score increase of 100 points in 4 months!

12/1/2013

MyFico EQ: 620

Credit Limit: $1k

4/2/2013

MyFico: 730

Credit Limit: $33k

Thanks again all. Now I need to update my sig with the cards w/limits. Anyone know how to do that or have a link?

Re: App Spree Success

yudeology101 — Wed, 02 Apr 2014 16:04:16 GMT

WTG Congrats on a successful app spree!! You didn't miss at all, 5/5 is amazing with awesome limits.

To update your sig, you can go to: "My Settings" and fill in the "Signature" box with your newly portfolio. If you are trying to put pictures of your cards like others, then go here: http://ficoforums.myfico.com/t5/SmorgasBoard/THIS-IS-HOW-YOU-ADD-CREDIT-CARD-PICS-TO-YOUR-PROFILE/td-p/2262839

Best wishes!

Re: App Spree Success

Stanic413 — Wed, 02 Apr 2014 16:13:06 GMT

Congratulations! AWESOME CLs!!

Re: App Spree Success

hyp0luxa — Wed, 02 Apr 2014 17:37:32 GMT

Congrats, you got some really nice cards and limits there!