topic Re: Three CLIs: Propel, Prime, & Surpass in Credit Card Approvals

Three CLIs: Propel, Prime, & Surpass

okurosetta — Mon, 09 Aug 2021 19:55:17 GMT

I got three CLIs in the past three weeks. FICO 8 scores were all in 740s.

First was Wells Fargo Propel, from $1.9k -> $2.4k. SL was $1.5k, took a year before they approved any CLI, then this was my second a little over six months later. Outside of two AmEx's I barely use (and thus transferred all but $1k from), this remains my lowest card limit. But, it is something! Requested $5k ($3.1k CLI) over the phone, countered with $2.4k ($500 CLI). Soft pull (which CSR confirmed before submitting), may have used the 770 EX FICO 9 I last saw through them.

Second was Chase Amazon Prime, as with many others, discussed more here. $1.7k -> $8.5k aka 5X CLI, automatic.

Third was AmEx Hilton Surpass, requested $4k to go from $17k -> $21k. I immediately transferred $1k to my BBP, making the Surpass $20k and BBP $10k - what can I say, I like round numbers (and yes, this was planned). Both CLI and CL transfer were requested online, soft pull. I know I could have requested more, but that's right where I want to be, at least for now.

Continuing to garden until I apply for Cash+, but happy to pick up some soft pull CLIs along the way...

Re: Three CLIs: Propel, Prime, & Surpass

pizzadude — Mon, 09 Aug 2021 20:09:29 GMT

Congrats on the Chase, AMEX, and WF luv !

Re: Three CLIs: Propel, Prime, & Surpass

gdale6 — Mon, 09 Aug 2021 20:13:37 GMT

Some good moves up here, grats on your trifecta of CLIs

Re: Three CLIs: Propel, Prime, & Surpass

M_Smart007 — Mon, 09 Aug 2021 20:19:05 GMT

Congrats on all your CLI's

Re: Three CLIs: Propel, Prime, & Surpass

coreyb80 — Mon, 09 Aug 2021 20:23:53 GMT

Congrats on the approvals!

Re: Three CLIs: Propel, Prime, & Surpass

Mr_Mojo_Risin — Mon, 09 Aug 2021 21:02:51 GMT

3 in three weeks is some nice action!

Congratulations!

Re: Three CLIs: Propel, Prime, & Surpass

CreditAggie — Mon, 09 Aug 2021 21:14:48 GMT

Congratulations on your CLIs!

Re: Three CLIs: Propel, Prime, & Surpass

credit_is_crack — Mon, 09 Aug 2021 22:30:25 GMT

Congrats on your CLIs @okurosetta

This is how you win at the game, little by little, inch by inch, patiently. You're on the right path!

Re: Three CLIs: Propel, Prime, & Surpass

Anonymous — Mon, 09 Aug 2021 22:54:56 GMT

@okurosetta wrote:
I got three CLIs in the past three weeks. FICO 8 scores were all in 740s.

First was Wells Fargo Propel, from $1.9k -> $2.4k. SL was $1.5k, took a year before they approved any CLI, then this was my second a little over six months later. Outside of two AmEx's I barely use (and thus transferred all but $1k from), this remains my lowest card limit. But, it is something! Requested $5k ($3.1k CLI) over the phone, countered with $2.4k ($500 CLI). Soft pull (which CSR confirmed before submitting), may have used the 770 EX FICO 9 I last saw through them.

===================================================================

Do you regularly use this Propel card? Can you be more specific about barely use- like once a month or once in 3 months or otherwise? Prior to this time when the last time you got CLI on this? Tnx

Re: Three CLIs: Propel, Prime, & Surpass

KingRue8500 — Mon, 09 Aug 2021 23:30:25 GMT

Congrats on your Wells Fargo Propel, Chase Amazon Prime & AMEX Hilton Surpass CLI's

Re: Three CLIs: Propel, Prime, & Surpass

cashorcharge — Mon, 09 Aug 2021 23:32:50 GMT

A great week for sure! That’s terrific! Congratulations on all your approvals!! 👏🏼🎉🍾

Re: Three CLIs: Propel, Prime, & Surpass

Total80sKid — Tue, 10 Aug 2021 06:21:03 GMT

Congrats on your 3 CLI's 👍🏼🥳

Re: Three CLIs: Propel, Prime, & Surpass

okurosetta — Wed, 11 Aug 2021 00:13:14 GMT

@Anonymous wrote:
Do you regularly use this Propel card? Can you be more specific about barely use- like once a month or once in 3 months or otherwise? Prior to this time when the last time you got CLI on this? Tnx

May not have worded that well, so to be clear I barely use the two AmEx's that are at $1k limits. I only specified this because the Propel would be my lowest limit if I hadn't transferred limits from those AmEx's.

As far as the Propel, I use it regularly, but not necessarily for much. I've had it for 20 months and used it a ton in the first 10 months but much less in the second 10 months.

I got my first CLI in December 2020, when the card turned a year old. I got the second mid-July 2021.