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    <title>topic Re: Apple Federal CU $20,000  Approved in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393041#M767846</link>
    <description>&lt;P&gt;Congrats on the Apple FCU Approval! I'm in the Garden and love hearing about approvals.&lt;/P&gt;</description>
    <pubDate>Fri, 20 Aug 2021 01:23:38 GMT</pubDate>
    <dc:creator>Ontherise2020</dc:creator>
    <dc:date>2021-08-20T01:23:38Z</dc:date>
    <item>
      <title>Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393001#M767842</link>
      <description>&lt;P&gt;Aprroved: &amp;nbsp;$20,000 &amp;nbsp;VISA Signature Rewards with Apple Federal CU in Virginia; fixed APR 9.49%&lt;/P&gt;&lt;P&gt;Caveat: &amp;nbsp; For out of state, first-time app --&amp;gt; lots of docs and verification&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;As I was strolling back to the garden, I came up with a cunning plan to use my relatively unsed TU HP.&lt;/P&gt;&lt;P&gt;They pulled TU, probably FICO 9 Bank Card. My score was 858 out of 900. 1 HP in past 2 yrs.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Asked for POI, W-2, usual IDs, and an online zoom chat to verify if you're the real person app'ing! &amp;nbsp;Relatively small CU and very risk adverse. They only restarted accepting out of state apps recently. The CC rewards are not spectacular, but it's what it is. The customer service, zoom person, and UW were very friendly and helpful.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;There's not much DPs on the forum so I app'ed without much info. Not an unicorn, but I hope my DP will be helpful to some of you.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;In the past week, got approved for $20,000 each at PenFed and NASA. $60,000 new CL before returning to the garden is not bad at all. Good luck to you all !&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 00:23:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393001#M767842</guid>
      <dc:creator>Marmot</dc:creator>
      <dc:date>2021-08-20T00:23:14Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393004#M767843</link>
      <description>&lt;P&gt;Congrats on your &lt;SPAN class="lia-message-unread lia-message-unread-windows"&gt;Apple Federal CU Rewards approval&lt;BR /&gt;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 00:25:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393004#M767843</guid>
      <dc:creator>KingRue8500</dc:creator>
      <dc:date>2021-08-20T00:25:10Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393019#M767844</link>
      <description>&lt;P&gt;Congratulations on your Apple FCU approval!&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 00:50:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393019#M767844</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2021-08-20T00:50:32Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393031#M767845</link>
      <description>&lt;P&gt;Awesome! Congrats!&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 01:09:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393031#M767845</guid>
      <dc:creator>FalconSteve</dc:creator>
      <dc:date>2021-08-20T01:09:16Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393041#M767846</link>
      <description>&lt;P&gt;Congrats on the Apple FCU Approval! I'm in the Garden and love hearing about approvals.&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 01:23:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393041#M767846</guid>
      <dc:creator>Ontherise2020</dc:creator>
      <dc:date>2021-08-20T01:23:38Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393045#M767847</link>
      <description>&lt;P&gt;Congratulations on your approval!!&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 01:30:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393045#M767847</guid>
      <dc:creator>Elpadrino1</dc:creator>
      <dc:date>2021-08-20T01:30:49Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393049#M767848</link>
      <description>&lt;P&gt;Congrats on your approval!&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 01:38:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393049#M767848</guid>
      <dc:creator>Openwater</dc:creator>
      <dc:date>2021-08-20T01:38:27Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393051#M767849</link>
      <description>&lt;P&gt;I'll be there for 24 months. A long and winding road...&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 01:41:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393051#M767849</guid>
      <dc:creator>Marmot</dc:creator>
      <dc:date>2021-08-20T01:41:11Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393063#M767850</link>
      <description>&lt;P&gt;The ZOOM call is a new one! &amp;nbsp;Good on you for jumping through the hoops!&lt;/P&gt;&lt;P class="p1"&gt;&lt;SPAN class="s1"&gt;Congratulations on your approval!! &lt;/SPAN&gt;&lt;SPAN class="s2"&gt;👏🏼🎉🍾&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 01:53:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393063#M767850</guid>
      <dc:creator>cashorcharge</dc:creator>
      <dc:date>2021-08-20T01:53:26Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393067#M767851</link>
      <description>&lt;P&gt;Had to set up an appointment for Zoom and that was a novel one for me. Good customer service, but very labor intensive CU.&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 01:57:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393067#M767851</guid>
      <dc:creator>Marmot</dc:creator>
      <dc:date>2021-08-20T01:57:07Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393070#M767852</link>
      <description>&lt;P&gt;They said my app was basically approved, but wanted to have a brief chat and see me through the camera. Confimed my smiley face with the IDs and photo on my workplace website ! &amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 02:03:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393070#M767852</guid>
      <dc:creator>Marmot</dc:creator>
      <dc:date>2021-08-20T02:03:11Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Apple Federal CU $20,000</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393085#M767855</link>
      <description>&lt;P&gt;Congrats on your CU approvals! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp; Big fan of CU's in general, as opposed to big banks... Great job on that $60k run.&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 02:18:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393085#M767855</guid>
      <dc:creator>Taurus22</dc:creator>
      <dc:date>2021-08-20T02:18:29Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393090#M767853</link>
      <description>&lt;P&gt;Congrats on your CU approvals!&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp; Big fan of CU's in general, as opposed to big banks... Great job on that $60k run.&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 02:24:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393090#M767853</guid>
      <dc:creator>Taurus22</dc:creator>
      <dc:date>2021-08-20T02:24:42Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393163#M767854</link>
      <description>&lt;P&gt;Congrats on your 🍎 FCU approval 👍🏼🥳&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 05:32:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393163#M767854</guid>
      <dc:creator>Total80sKid</dc:creator>
      <dc:date>2021-08-20T05:32:09Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Apple Federal CU $20,000</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393279#M767856</link>
      <description>&lt;P&gt;&lt;FONT face="comic sans ms,sans-serif"&gt;Congrats on your approval!&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 12:17:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393279#M767856</guid>
      <dc:creator>TSlop</dc:creator>
      <dc:date>2021-08-20T12:17:29Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393314#M767861</link>
      <description>&lt;P&gt;Grats on your excellent approval &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 12:56:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393314#M767861</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2021-08-20T12:56:46Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393493#M767906</link>
      <description>&lt;P&gt;Congrats on the solid approvals!&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 18:29:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393493#M767906</guid>
      <dc:creator>coreyb80</dc:creator>
      <dc:date>2021-08-20T18:29:19Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393670#M767966</link>
      <description>&lt;P&gt;Congrats on your approval!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;And thanks for the provided DPs, this CU is now on my radar.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 22:43:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393670#M767966</guid>
      <dc:creator>LadyJEsq</dc:creator>
      <dc:date>2021-08-20T22:43:04Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Federal CU $20,000  Approved</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393680#M767971</link>
      <description>&lt;P&gt;I haven't experienced the online zoom chat yet lol. It was certainly worth it for you, 20K is hot!!&amp;nbsp;&lt;/P&gt;&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Fri, 20 Aug 2021 23:03:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Federal-CU-20-000-Approved/m-p/6393680#M767971</guid>
      <dc:creator>Mr_Mojo_Risin</dc:creator>
      <dc:date>2021-08-20T23:03:27Z</dc:date>
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