topic Re: Capital One Platinum Approved! in Credit Card Approvals

Capital One Platinum Approved!

betterplace — Sun, 12 Sep 2021 15:55:15 GMT

Been lurking on here on and off for years and I’m finally making my 1st post!

I’m back to rebuilding and decided to come here and see what knowledge I can find as you guys have always been helpful. After receiving a few mailers and emails from my bank WF I gave in and applied for their new active cash card. I knew my chances were slim, but I went for it anyway. It wasn’t an instant denial, but they needed to verify some info.

So, naturally I came on here looking around to see what you guys were saying and stumbled upon the Capital one thread and their pre-qualifier. I said what the heck and they showed 4 cards, QS, Platinum, QS1, and secured. Totally shocked, especially seeing the QS. I went for the Platinum and instant approval with a 3k SL!!!

Edit: WF active cash denied. I finally called had been dreading it. WF account for 2.5 years, no overdrafts, mailer and email weekly with reservation number to apply, listed on my account summary page to apply, however not pre-selected within the "check for offers" link.

Still I grateful as I would have never attempted to apply for anything else.

Data points, if im doing this right:

Fico 8/Fico 9 TU:579 EX:520/529 EQ 530.

Inqs at the time of applying 0; inqs now TU: 1, EX: 2 EQ: 1

WF pulled EX

Capital one all 3

Util: at last report update was 0% at the time of app was 53% (not sure if they could see that or not. Pretty sure they could though)

Off to the garden I go. Just wanted to say thanks you guys are the best!

Re: Capital One Platinum Approved!

FinStar — Sun, 12 Sep 2021 01:47:11 GMT

Thanks for sharing your story and congrats on your Capital One Platinum approval! Very nice SL btw. When you get confirmation on WF, be sure to post your update and any relevant DPs for the community.

Re: Capital One Platinum Approved!

Elpadrino1 — Sun, 12 Sep 2021 01:50:16 GMT

Congratulations on your approval!!

Re: Capital One Platinum Approved!

CreditAggie — Sun, 12 Sep 2021 01:52:57 GMT

Congratulations on your Capital One approval!

Re: Capital One Platinum Approved!

Sub16610 — Sun, 12 Sep 2021 01:58:10 GMT

Congratulations on your approval! Good luck on the active cash.

Re: Capital One Platinum Approved!

Red1Blue — Sun, 12 Sep 2021 03:03:34 GMT

Congrats

Re: Capital One Platinum Approved!

Total80sKid — Sun, 12 Sep 2021 04:37:53 GMT

Congrats on the CapOne Platinum approval and welcome to the forum 👍🏼

Re: Capital One Platinum Approved!

KingRue8500 — Sun, 12 Sep 2021 07:29:53 GMT

Congrats on your Capital One Platinum approval

Re: Capital One Platinum Approved!

sourpuss29 — Sun, 12 Sep 2021 09:52:25 GMT

Congrats on your approval! 🎉

Re: Capital One Platinum Approved!

cashorcharge — Sun, 12 Sep 2021 15:29:24 GMT

That’s terrific! Congratulations on your Cap 1approval!! 👏🏼🎉🍾

Good luck with your WF app too!!

Re: Capital One Platinum Approved!

gdale6 — Sun, 12 Sep 2021 16:29:44 GMT

Grats on your new Cap-1 platinum card!!

Re: Capital One Platinum Approved!

Anonymous — Sun, 12 Sep 2021 17:32:52 GMT

Congrats on the Platinum !

Re: Capital One Platinum Approved!

blazerein — Sun, 12 Sep 2021 23:43:26 GMT

Congrats and goodluck!