topic Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬 in Credit Card Approvals

2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

FinStar — Sat, 18 Sep 2021 01:17:21 GMT

Kids - don't try this at home!

Yes, my garden (if we can call it that) is simply a vast arid land mass sprinkled with some cacti 😐

I received two invitations for these particular cards several days ago (Aspiration Zero was early access), and although they are not what most folks would gravitate toward (rewards-wise), I wanted to take them out for a spin -- just for s&g's. I have all bases covered with my other cards (as far as cashback, rewards, loyalty programs, etc.), so these are more like...fun toys 😜

Some of the highlights on BlockFI Rewards CC:

- No AF. No FTFs

- Earns 3.5% in bitcoin back on all purchases for the first 3 months (1.5% thereafter)

- 2% in bitcoin (on purchases over $50K)

- Visa Signature benefits: Luxury Hotel Collection, Silvercar Audi rentals, Fine Wine & Food offers, roadside assistance.

Some of the highlights on Aspiration Zero CC:

- $60 gift card to offset first year AF

- $300 welcome bonus by spending $3,000 in the first 90 days

- Every time the Zero card is used, Aspiration will plant a tree (or lets you plant one). Once a day = zero carbon footprint

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

KingRue8500 — Sat, 18 Sep 2021 01:28:10 GMT

Congrats on your BlockFI Rewards & Aspiration Zero approvals

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

M_Smart007 — Sat, 18 Sep 2021 01:28:41 GMT

@FinStar, Congratulations on (2) Very Nice approvals

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

Elpadrino1 — Sat, 18 Sep 2021 01:31:51 GMT

Congratulations on both of your approvals!!

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

Remedios — Sat, 18 Sep 2021 02:32:45 GMT

Congrats on your 🤖 card and the future 🌳🌳🌳🌳🌳 card!

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

UncleB — Sat, 18 Sep 2021 02:45:15 GMT

Whoo-hoo! Two very interesting (and huge!) acquisitions, indeed!

Congratulations!

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

CreditAggie — Sat, 18 Sep 2021 02:48:14 GMT

Congratulations on your BlockFi and Aspiration Zero approvals! 🤖

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

simplynoir — Sat, 18 Sep 2021 02:57:44 GMT

Congrats on your approvals there 🍸

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

Sub16610 — Sat, 18 Sep 2021 03:18:07 GMT

Very nice approvals, congrats!

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

Total80sKid — Sat, 18 Sep 2021 03:53:25 GMT

Congrats on both of your approvals 🎉😀

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

stw715 — Sat, 18 Sep 2021 07:40:40 GMT

Absolute awesomeness!!!

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

CerebralZulu — Sat, 18 Sep 2021 09:13:22 GMT

Congrats, I have to look into the Aspiration card. I am not familiar with that one. Nice haul on the two accounts!

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

gdale6 — Sat, 18 Sep 2021 14:43:12 GMT

Grats on your two new excellent SLs

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

pizza1 — Sat, 18 Sep 2021 15:28:48 GMT

I WANT those cards!! The asthetics are nice!! Congrats to you!!

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

cashorcharge — Sat, 18 Sep 2021 16:51:36 GMT

WOOHOO! Congratulations on both your terrific approval!! 👏🏼🎉🍾

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

CreditCuriosity — Sat, 18 Sep 2021 21:19:51 GMT

Congrats on your new kids . Wish I could join you in some of the fun, but not meant to be for still some time, but hope to make up for it when the time is right.

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

coreyb80 — Sat, 18 Sep 2021 21:23:28 GMT

Congrats on the strong approvals, nice!!

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

FinStar — Sat, 18 Sep 2021 22:17:53 GMT

Thank you everyone for the kind words and the congrats. I really appreciate it since I've learned a lot from everyone.

I wasn't sure if these FinTech partnerships would be conservative or somewhat laxed as far as UW, but I figured why not give it a shot and see -- and if denied, not the end of the world... there's always other unexplored gems out there 😜

For any one who is curious, both of these were HP on Experian. Not sure which score models were used for UW, though. My scores were hovering around 815 (F8) at the time both were submitted.

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

FinStar — Sat, 18 Sep 2021 22:19:52 GMT

@CreditCuriosity wrote:
Congrats on your new kids . Wish I could join you in some of the fun, but not meant to be for still some time, but hope to make up for it when the time is right.

Thanks @CreditCuriosity! I'll be watching you soon + live vicariously through you when your mortgage process is done! I'm sure you're ready to burst 😜 I'm sure you have some fun ones planned!

Re: 2 FinTech Approvals -- BlockFI $25,000 and Aspiration Zero $30,000 😳 😬

FinStar — Sat, 18 Sep 2021 22:27:00 GMT

@pizza1 wrote:
I WANT those cards!! The asthetics are nice!! Congrats to you!!

Thanks @pizza1

So, I'll include an image of the card that literally arrived today (I applied on 9/11). The card is metal (feels very similar to the USB AltitudeGO).