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  <channel>
    <title>topic Re: Banana Republic Visa -- APPROVED after 7-10 Day Message! in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409442#M773078</link>
    <description>&lt;P&gt;Grats on your Banana repub visa approval &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Sat, 18 Sep 2021 22:13:29 GMT</pubDate>
    <dc:creator>gdale6</dc:creator>
    <dc:date>2021-09-18T22:13:29Z</dc:date>
    <item>
      <title>Banana Republic Visa -- APPROVED after 7-10 Day Message!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409431#M773069</link>
      <description>&lt;P&gt;Hello Everyone...just wanted to share some good news about Synchrony!&lt;/P&gt;&lt;P&gt;The Synchrony 7-10 message is no longer a slow decline. I received it and ended-up with the Visa version!!!!!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&lt;U&gt;&lt;STRONG&gt;Details&lt;/STRONG&gt;&lt;/U&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;They pulled &lt;FONT color="#0000FF"&gt;Ex Bankcard Score 8&lt;/FONT&gt; AND &lt;FONT color="#0000FF"&gt;Innovis&lt;/FONT&gt; on behalf of &lt;FONT color="#0000FF"&gt;Sagestream&lt;/FONT&gt; -- They did not pull TU as was expected&lt;/LI&gt;&lt;LI&gt;Ex score 670&lt;/LI&gt;&lt;LI&gt;Innovis score ???&lt;/LI&gt;&lt;LI&gt;I unfroze Innovis (but not Sagestream)&lt;/LI&gt;&lt;LI&gt;Last inq's were in February 2021 and Nov 2020&lt;/LI&gt;&lt;LI&gt;BK7 discharged 4/2019 (BR and other Synchcrony cards were included unfortunately)&lt;/LI&gt;&lt;LI&gt;Last month Synchrony and Comenity deleted the BK'd accounts from my CRs -- don;t know why, but I'm not complaining &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;. (but the BK is still noted in the PR section)&lt;/LI&gt;&lt;LI&gt;I've been rebuilding with my local CU (CC and a LOC), Paypal MC, CareCredit, Lowes, Zales, Dell -- and now BR Visa.&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I hope this helps.&amp;nbsp;&lt;img id="heart" class="emoticon emoticon-heart" src="https://ficoforums.myfico.com/i/smilies/16x16_heart.gif" alt="Heart" title="Heart" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 18 Sep 2021 21:53:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409431#M773069</guid>
      <dc:creator>toi34</dc:creator>
      <dc:date>2021-09-18T21:53:32Z</dc:date>
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    <item>
      <title>Re: Banana Republic Visa -- APPROVED after 7-10 Day Message!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409437#M773073</link>
      <description>&lt;P&gt;Congrats on your &lt;SPAN class="lia-message-unread lia-message-unread-windows"&gt;Banana Republic Visa approval&lt;BR /&gt;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 18 Sep 2021 22:09:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409437#M773073</guid>
      <dc:creator>KingRue8500</dc:creator>
      <dc:date>2021-09-18T22:09:51Z</dc:date>
    </item>
    <item>
      <title>Re: Banana Republic Visa -- APPROVED after 7-10 Day Message!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409442#M773078</link>
      <description>&lt;P&gt;Grats on your Banana repub visa approval &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 18 Sep 2021 22:13:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409442#M773078</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2021-09-18T22:13:29Z</dc:date>
    </item>
    <item>
      <title>Re: Banana Republic Visa -- APPROVED after 7-10 Day Message!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409458#M773086</link>
      <description>&lt;P&gt;Congrats!&amp;nbsp; What was the limit upon approval?&amp;nbsp; Also, not sure if you know this or not, but the Banana CC (along with the other GAP brands) will be going to Barclays as of 2022.&amp;nbsp; Get your CLIs while you can!&lt;/P&gt;</description>
      <pubDate>Sat, 18 Sep 2021 22:36:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409458#M773086</guid>
      <dc:creator>FinStar</dc:creator>
      <dc:date>2021-09-18T22:36:17Z</dc:date>
    </item>
    <item>
      <title>Re: Banana Republic Visa -- APPROVED after 7-10 Day Message!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409465#M773092</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congrats!&amp;nbsp; What was the limit upon approval?&amp;nbsp; Also, not sure if you know this or not, but the Banana CC (along with the other GAP brands) will be going to Barclays as of 2022.&amp;nbsp; Get your CLIs while you can!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I knew I had forgotten something&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;$1800&lt;/P&gt;</description>
      <pubDate>Sun, 19 Sep 2021 00:14:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409465#M773092</guid>
      <dc:creator>toi34</dc:creator>
      <dc:date>2021-09-19T00:14:18Z</dc:date>
    </item>
    <item>
      <title>Re: Banana Republic Visa -- APPROVED after 7-10 Day Message!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409516#M773102</link>
      <description>&lt;P&gt;That’s terrific!&lt;SPAN class="Apple-converted-space"&gt;&amp;nbsp; &lt;/SPAN&gt;Congratulations on your Banana Republic approval!! &lt;SPAN&gt;👏🏼🎉🍾&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;Friends and Family Sale this weekend!!! &amp;nbsp;40% off...time to go break that card in!!&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 18 Sep 2021 23:57:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409516#M773102</guid>
      <dc:creator>cashorcharge</dc:creator>
      <dc:date>2021-09-18T23:57:30Z</dc:date>
    </item>
    <item>
      <title>Re: Banana Republic Visa -- APPROVED after 7-10 Day Message!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409526#M773106</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1098596"&gt;@cashorcharge&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;That’s terrific!&lt;SPAN class="Apple-converted-space"&gt;&amp;nbsp; &lt;/SPAN&gt;Congratulations on your Banana Republic approval!! &lt;SPAN&gt;👏🏼🎉🍾&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;Friends and Family Sale this weekend!!! &amp;nbsp;40% off...time to go break that card in!!&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;...and cardmembers get an extra 20% on top of that during the F&amp;amp;F event 😜&lt;/P&gt;</description>
      <pubDate>Sun, 19 Sep 2021 00:13:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409526#M773106</guid>
      <dc:creator>FinStar</dc:creator>
      <dc:date>2021-09-19T00:13:38Z</dc:date>
    </item>
    <item>
      <title>Re: Banana Republic Visa -- APPROVED after 7-10 Day Message!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409551#M773110</link>
      <description>&lt;P&gt;Congrats on your approval.&lt;/P&gt;&lt;P&gt;There has always been a 20% chance the Synchrony will pull EX for majors.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 19 Sep 2021 01:28:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409551#M773110</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-09-19T01:28:27Z</dc:date>
    </item>
    <item>
      <title>Re: Banana Republic Visa -- APPROVED after 7-10 Day Message!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409585#M773132</link>
      <description>&lt;P&gt;Congrats on your BR visa approval!&lt;/P&gt;</description>
      <pubDate>Sun, 19 Sep 2021 02:11:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409585#M773132</guid>
      <dc:creator>Sub16610</dc:creator>
      <dc:date>2021-09-19T02:11:13Z</dc:date>
    </item>
    <item>
      <title>Re: Banana Republic Visa -- APPROVED after 7-10 Day Message!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409631#M773151</link>
      <description>&lt;P&gt;Congratulations on your Banana Republic approval!&lt;/P&gt;</description>
      <pubDate>Sun, 19 Sep 2021 04:12:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409631#M773151</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2021-09-19T04:12:41Z</dc:date>
    </item>
    <item>
      <title>Re: Banana Republic Visa -- APPROVED after 7-10 Day Message!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409776#M773192</link>
      <description>&lt;P&gt;Congratulations on the &lt;SPAN class="lia-message-unread lia-message-unread-windows"&gt;Banana Republic approval😎&lt;BR /&gt;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 19 Sep 2021 16:39:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6409776#M773192</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2021-09-19T16:39:42Z</dc:date>
    </item>
    <item>
      <title>Re: Banana Republic Visa -- APPROVED after 7-10 Day Message!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6459919#M790756</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/249390"&gt;@toi34&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Hello Everyone...just wanted to share some good news about Synchrony!&lt;/P&gt;&lt;P&gt;The Synchrony 7-10 message is no longer a slow decline. I received it and ended-up with the Visa version!!!!!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&lt;U&gt;&lt;STRONG&gt;Details&lt;/STRONG&gt;&lt;/U&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;They pulled &lt;FONT color="#0000FF"&gt;Ex Bankcard Score 8&lt;/FONT&gt; AND &lt;FONT color="#0000FF"&gt;Innovis&lt;/FONT&gt; on behalf of &lt;FONT color="#0000FF"&gt;Sagestream&lt;/FONT&gt; -- They did not pull TU as was expected&lt;/LI&gt;&lt;LI&gt;Ex score 670&lt;/LI&gt;&lt;LI&gt;Innovis score ???&lt;/LI&gt;&lt;LI&gt;I unfroze Innovis (but not Sagestream)&lt;/LI&gt;&lt;LI&gt;Last inq's were in February 2021 and Nov 2020&lt;/LI&gt;&lt;LI&gt;BK7 discharged 4/2019 (BR and other Synchcrony cards were included unfortunately)&lt;/LI&gt;&lt;LI&gt;Last month Synchrony and Comenity deleted the BK'd accounts from my CRs -- don;t know why, but I'm not complaining &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;. (but the BK is still noted in the PR section)&lt;/LI&gt;&lt;LI&gt;I've been rebuilding with my local CU (CC and a LOC), Paypal MC, CareCredit, Lowes, Zales, Dell -- and now BR Visa.&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I hope this helps.&amp;nbsp;&lt;img id="heart" class="emoticon emoticon-heart" src="https://ficoforums.myfico.com/i/smilies/16x16_heart.gif" alt="Heart" title="Heart" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Don't mean to disturb this old thread but did they mail you a letter about your innovis or ex or did it just get approved later ?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 16 Dec 2021 03:50:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Banana-Republic-Visa-APPROVED-after-7-10-Day-Message/m-p/6459919#M790756</guid>
      <dc:creator>Goos</dc:creator>
      <dc:date>2021-12-16T03:50:37Z</dc:date>
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