topic Re: PSECU Penn State Rewards Approval - Biggest SL Yet! in Credit Card Approvals

PSECU Penn State Rewards Approval - Biggest SL Yet!

Anonymous — Wed, 22 Sep 2021 17:30:04 GMT

Hi,

I wanted to share a few data points with all of you today, especially to those in the Pennsylvania area who are considering applying for a PSECU Penn State Alumni card. I'm an alumnus of the Penn State 2018 class and wanted to join the Alumni Association. PSECU will pay for your first year membership dues if you apply for one of their CC's.

Card applied for: 1.5% or 2%* rewards cash back (2% IF you open up a checking too w/ a reoccuring monthly deposit of 500$). There's a 150$ bonus when you make $500 purchases in the first 90 days.

APR for the card is 12.40%.

SL: 30,000!!!

I was elated when I saw the SL. It's my biggest SL as of yet, twice as big as my Fidelity rewards CL.

They only pulled my experian: 703.

My credit utilization: 8-10% total. Have many other cards, I don't carry total balances over 4-5k monthly.

I was surprised I was granted a big SL with a relatively unimpressive experian score, but happy nontheless! To those interested in joining PSECU, I highly recommend! Credit Unions seem to be in the giving spirit lately.

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

gdale6 — Wed, 22 Sep 2021 17:38:35 GMT

Fantastic SL, grats on getting it

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

coreyb80 — Wed, 22 Sep 2021 18:50:16 GMT

Congrats on the very nice approval!

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

M_Smart007 — Wed, 22 Sep 2021 18:54:28 GMT

Congrats on your Penn State Rewards approval👍

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

Anonymous — Wed, 22 Sep 2021 19:06:14 GMT

Congrats !

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

Libra85 — Wed, 22 Sep 2021 19:32:06 GMT

Wow!! fantastic SL $30k !!!

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

UH_HUH — Wed, 22 Sep 2021 19:34:14 GMT

They gave ya the whole enchilada from

the begining :-) That had to feel good!!!

Congratulations on your approval,

they are a wonderful; CU,

Cheers

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

cashorcharge — Wed, 22 Sep 2021 20:28:37 GMT

Nicely done Nittany Lion!!

Congratulations on your PSECU approval!! 👏🏼🎉🍾

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

KingRue8500 — Wed, 22 Sep 2021 21:04:00 GMT

Congrats on your PSECU Alumni Rewards approval

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

Anonymous — Wed, 22 Sep 2021 21:19:43 GMT

WOW. That's an amazing SL. Congrats!!

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

CreditAggie — Thu, 23 Sep 2021 02:45:13 GMT

Congratulations on your PSECU approval!

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

Sub16610 — Thu, 23 Sep 2021 02:46:40 GMT

Congratulations and awesome SL!

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

Elpadrino1 — Thu, 23 Sep 2021 02:48:54 GMT

Awesome SL, congrats on your approval!!

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

FalconSteve — Thu, 23 Sep 2021 03:09:15 GMT

Congrats!

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

Total80sKid — Thu, 23 Sep 2021 03:41:54 GMT

Congrats on your Penn State Rewards approval 👍🏼

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

mrcraft — Thu, 23 Sep 2021 04:32:44 GMT

Congratulations on your approval!! Very nice starting limit.

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

TSlop — Thu, 23 Sep 2021 11:19:30 GMT

Congrats on your approval!

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

spiritcraft1 — Thu, 23 Sep 2021 13:32:11 GMT

@Anonymous wrote:
Hi,

I wanted to share a few data points with all of you today, especially to those in the Pennsylvania area who are considering applying for a PSECU Penn State Alumni card. I'm an alumnus of the Penn State 2018 class and wanted to join the Alumni Association. PSECU will pay for your first year membership dues if you apply for one of their CC's.

Card applied for: 1.5% or 2%* rewards cash back (2% IF you open up a checking too w/ a reoccuring monthly deposit of 500$). There's a 150$ bonus when you make $500 purchases in the first 90 days.

APR for the card is 12.40%.

SL: 30,000!!!

I was elated when I saw the SL. It's my biggest SL as of yet, twice as big as my Fidelity rewards CL.

They only pulled my experian: 703.

My credit utilization: 8-10% total. Have many other cards, I don't carry total balances over 4-5k monthly.

I was surprised I was granted a big SL with a relatively unimpressive experian score, but happy nontheless! To those interested in joining PSECU, I highly recommend! Credit Unions seem to be in the giving spirit lately.

Congrats. The DW and I both had that Max SL on Founders Cards. They use your mortgage, EX 02 score, the same score that they give you each month. They are excellent!

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

madmug — Thu, 23 Sep 2021 15:24:35 GMT

@Anonymous That's awesome! Congrats!

I have this card on my radar for next year (5 years post BK filing date).

Re: PSECU Penn State Rewards Approval - Biggest SL Yet!

Anonymous — Thu, 23 Sep 2021 15:29:52 GMT

Thanks to everyone who posted a congratulatory note! I appreciate it a TON! Thanks to all of you for sharing your data points on approvals that you have received, it helps me out a ton when searching for a new card.