topic Re: Approved! Truist Enjoy Beyond in Credit Card Approvals

Approved! Truist Enjoy Beyond

TMJ1974 — Wed, 13 Oct 2021 15:57:49 GMT

Once the Truist site went active on Sunday, I took a look at the new offerings and decided to app for the Enjoy Beyond. Got the "we'll email you within 2 days" reply. I wasn't worried as I had recieved the BB&T soft pull preapproval a week ago. Got the email approval, with $6500 limit. Waiting for it to show in online banking to see if APR matches the BB&T preapproval. Will post more when I receive the card.

Re: Approved! Truist Enjoy Beyond

gdale6 — Wed, 13 Oct 2021 16:00:00 GMT

Grats on your new Truist approval

Re: Approved! Truist Enjoy Beyond

JNA1 — Wed, 13 Oct 2021 16:07:12 GMT

Congrats! It's cool to see you get something brand new. Enjoy!

Re: Approved! Truist Enjoy Beyond

Rebuild2019 — Wed, 13 Oct 2021 16:12:49 GMT

Congratulations on your approval.

Re: Approved! Truist Enjoy Beyond

CreditAggie — Wed, 13 Oct 2021 16:41:39 GMT

Congratulations on your Truist Enjoy Beyond approval!

Re: Approved! Truist Enjoy Beyond

M_Smart007 — Wed, 13 Oct 2021 16:42:59 GMT

Congrats on your "Truist" approval. Enjoy

Re: Approved! Truist Enjoy Beyond

coreyb80 — Wed, 13 Oct 2021 16:45:10 GMT

Congrats on the approval!

Re: Approved! Truist Enjoy Beyond

chalupaman — Wed, 13 Oct 2021 16:58:45 GMT

Nice work! I almost forgot that Truist is now a thing. I had BB&T prior.

Re: Approved! Truist Enjoy Beyond

FalconSteve — Wed, 13 Oct 2021 17:11:59 GMT

Congrts! My wife and I didn't need our BB&T/Truist accounts, but the gave us both $11k limits with a soft pull (although AU accounts don't report) back when we were getting about $2000 to $3000 instead of $30,000. They really know how to get you. It can be very slow to show up, so try not to fret. I've also never seen APR not match. I always save a screenshot or pdf of the page, but I didn't need to use it. Did you also open a no fee account with BB&T/Truist for the 10 percent rewards bonus?

Re: Approved! Truist Enjoy Beyond

TMJ1974 — Wed, 13 Oct 2021 17:22:04 GMT

I actually opened one of the Dimension accounts. I'll have the transactions/balance to support it, and like you said, the bonus makes up for pitiful big(ger) bank interest rates, or lack there of, on checking/savings.

Did some quick math vs Capital One 360. At Truist few reimbursed out of network ATMs and the 10% bonus are more valuable to me than the higher interest Capital One pays. Plus, CO are on my list currently, for never giving me a CLI. At least from these forums, I know it's just their thing.

Re: Approved! Truist Enjoy Beyond

KingRue8500 — Wed, 13 Oct 2021 21:24:37 GMT

Congrats on your Truist Enjoy Beyond approval

Re: Approved! Truist Enjoy Beyond

dcp0524 — Wed, 13 Oct 2021 22:07:56 GMT

@TMJ1974 wrote:
I actually opened one of the Dimension accounts. I'll have the transactions/balance to support it, and like you said, the bonus makes up for pitiful big(ger) bank interest rates, or lack there of, on checking/savings.

Did some quick math vs Capital One 360. At Truist few reimbursed out of network ATMs and the 10% bonus are more valuable to me than the higher interest Capital One pays. Plus, CO are on my list currently, for never giving me a CLI. At least from these forums, I know it's just their thing.

Are they still pulling EQ as Truist? I know BB&T pulled EQ but my Spectrum Cash was soft pull approval.

Thanks and congrats on the approval!! 🎉🎉

Re: Approved! Truist Enjoy Beyond

TMJ1974 — Wed, 13 Oct 2021 22:28:33 GMT

They did pull EQ. Interestingly, when I got an alert, it said a new mortgage lendor had looked at my file. I was concerned, since I hadn't done anything for a mortgage. But, when I logged in, the pull was listed as BB&T.

Re: Approved! Truist Enjoy Beyond

cashorcharge — Wed, 13 Oct 2021 22:29:58 GMT

Congratulations on your Truist approval!! 👏🏼🎉🍾

Re: Approved! Truist Enjoy Beyond

Total80sKid — Thu, 14 Oct 2021 03:33:26 GMT

Congrats on your Beyond approval 👍🏼

Re: Approved! Truist Enjoy Beyond

Titans84 — Thu, 14 Oct 2021 04:17:04 GMT

Congrats on your approval!

Re: Approved! Truist Enjoy Beyond

YungGouda — Thu, 14 Oct 2021 04:37:48 GMT

CONGRATS on the approval!