topic Re: Consumers Credit Union Approved in Credit Card Approvals

Consumers Credit Union Approved

Anonymous — Fri, 15 Oct 2021 11:14:30 GMT

I applied for an auto refinance with Consumers Credit union and was able to drop my rate from 7.86% down to 2.9% and take out $10k cash I will use to pay down other higher interest debt while still lowering my payment by about $60/month by stretching out the term to 60 months (had about 3 years left on my loan). Since I already took the hard pull I asked if I could get a credit card and they approved me for $2500 on their platinum visa with no cash advance fee, 10.7% apr. They pulled Transunion I think they said my score was about 760 or so, not sure which flavor of score but it is not fico 8.

Re: Consumers Credit Union Approved

spiritcraft1 — Fri, 15 Oct 2021 12:45:10 GMT

Congrats on the approvals and thank you for those helpful DPs! That sounds like a mortgage score seeing that your 08's and 9's are above 800. See my Sig... same boat. I think that is common around here for us many new accounts folks.

Re: Consumers Credit Union Approved

schsa210 — Fri, 15 Oct 2021 13:30:27 GMT

Congrats on all of your approvals using that single hard pull, not a bad deal at all my friend. That $10K, it would be hard for me to depart with that, even when I know its for paying off bills, LOL!

Re: Consumers Credit Union Approved

Mr_Mojo_Risin — Fri, 15 Oct 2021 13:54:13 GMT

You gotta a nice hook-up there with Consumers CU. They're taking care of you nicely. Congratulations!

Re: Consumers Credit Union Approved

ChargedUp — Fri, 15 Oct 2021 13:55:59 GMT

Congrats on the refinance and new card!

Re: Consumers Credit Union Approved

Mr_Mojo_Risin — Fri, 15 Oct 2021 13:56:44 GMT

@schsa210 wrote:
Congrats on all of your approvals using that single hard pull, not a bad deal at all my friend. That $10K, it would be hard for me to depart with that, even when I know its for paying off bills, LOL!

Hahaha I know you're right! Whew, 10K in hand...

Re: Consumers Credit Union Approved

Rebuild2019 — Fri, 15 Oct 2021 14:11:17 GMT

Congratulations 🎉🎈🎊🍾 on your approvals.

Re: Consumers Credit Union Approved

gdale6 — Fri, 15 Oct 2021 14:35:04 GMT

Grats to your CCU successes

Re: Consumers Credit Union Approved

CreditAggie — Fri, 15 Oct 2021 15:09:39 GMT

Congratulations on your approvals!

Re: Consumers Credit Union Approved

M_Smart007 — Fri, 15 Oct 2021 15:17:20 GMT

Congrats on the Consumers Credit Union approval 👍

Re: Consumers Credit Union Approved

SUPERSQUID — Fri, 15 Oct 2021 15:38:44 GMT

@Anonymous wrote:
I applied for an auto refinance with Consumers Credit union and was able to drop my rate from 7.86% down to 2.9% and take out $10k cash I will use to pay down other higher interest debt while still lowering my payment by about $60/month by stretching out the term to 60 months (had about 3 years left on my loan). Since I already took the hard pull I asked if I could get a credit card and they approved me for $2500 on their platinum visa with no cash advance fee, 10.7% apr. They pulled Transunion I think they said my score was about 760 or so, not sure which flavor of score but it is not fico 8.

Congrats on that 3 way win !!!!

Re: Consumers Credit Union Approved

KingRue8500 — Fri, 15 Oct 2021 19:58:32 GMT

Congrats on your Consumers CU Platinum Visa approval

Re: Consumers Credit Union Approved

cashorcharge — Fri, 15 Oct 2021 21:06:36 GMT

That's terrific success!! Congratulations on your CCU approval!! 👏🏼🎉🍾