topic Re: NFCU More Rewards! in Credit Card Approvals

NFCU More Rewards!

difringe — Tue, 19 Oct 2021 15:55:09 GMT

DW app'd for NFCU More Rewards after her nRewards card cut its 3rd statement. Instant approval for $4700, her highest SL!

FICO8 scores

Experian - 734

Equifax - 692 (there's an old collection that'll age off in January)

TransUnion - 749

Utilization - 19%

Inquiries - 3 on TransUnion (where they pulled), 1 on Experian, 0 on Equifax

100% payment history outside of the collection that's aging off.

AAoA - 4yrs 1 month

AoOA - 6yrs 11 months

AoYA - 4 months

Please let me know if you want more DPs!

Re: NFCU More Rewards!

Elpadrino1 — Mon, 18 Oct 2021 22:32:12 GMT

Congratulations on DW's Navy approval!!

Re: NFCU More Rewards!

CreditMagic7 — Mon, 18 Oct 2021 22:34:26 GMT

Congratulations on her happy Navy approval!!

Re: NFCU More Rewards!

spiritcraft1 — Mon, 18 Oct 2021 22:36:40 GMT

That is excellent. Thank you for providing DP's! This card will help with utilization currently but getting that down below 9% will give her a boost!

Re: NFCU More Rewards!

M_Smart007 — Mon, 18 Oct 2021 22:47:18 GMT

Congratulations on your approval!

Re: NFCU More Rewards!

CreditAggie — Mon, 18 Oct 2021 22:50:28 GMT

Congratulations on DW's NFCU More Rewards approval!

Re: NFCU More Rewards!

coreyb80 — Mon, 18 Oct 2021 23:07:41 GMT

Congrats to the DW on the approval!

Re: NFCU More Rewards!

gdale6 — Mon, 18 Oct 2021 23:16:26 GMT

Grats to your DWs approval!!

Re: NFCU More Rewards!

Anonymalous — Mon, 18 Oct 2021 23:57:54 GMT

Congrats to your DW! Any particular reason why she got a secured card in the first place? Worry about the EQ score?

Re: NFCU More Rewards!

difringe — Mon, 18 Oct 2021 23:59:45 GMT

@Anonymalous wrote:
Congrats to your DW! Any particular reason why she got a secured card in the first place? Worry about the EQ score?

She's not really credit savvy, and when I suggested that she app for the More Rewards card, she accidentally app'd for the nRewards card

Idk why the CSR she was on the phone with didn't say anything, her TransUnion score was around 780 at the time and she had around 7% utilization, so why would she want a secured card lol

Re: NFCU More Rewards!

difringe — Tue, 19 Oct 2021 00:01:07 GMT

@spiritcraft1 wrote:
That is excellent. Thank you for providing DP's! This card will help with utilization currently but getting that down below 9% will give her a boost!

Yea, we're looking to have it around 2% when February comes around and she asks for a CLI

Re: NFCU More Rewards!

Anonymalous — Tue, 19 Oct 2021 00:02:56 GMT

@difringe wrote:
@Anonymalous wrote:
Congrats to your DW! Any particular reason why she got a secured card in the first place? Worry about the EQ score?
She's not really credit savvy, and when I suggested that she app for the More Rewards card, she accidentally app'd for the nRewards card lol

Navy does have a lot of *rewards cards!

Re: NFCU More Rewards!

dcp0524 — Tue, 19 Oct 2021 00:22:47 GMT

Congrats on the approval!!🎉🎉🎉

Re: NFCU More Rewards!

KingRue8500 — Tue, 19 Oct 2021 02:28:13 GMT

Congrats on DW's NFCU More Rewards approval

Re: NFCU More Rewards!

Sub16610 — Tue, 19 Oct 2021 02:48:03 GMT

Congrats on your NFCU More Rewards approval!

Re: NFCU More Rewards!

Rebuild2019 — Tue, 19 Oct 2021 02:48:07 GMT

Congratulations 🎉🎈🎊 to DW on her approval.

Re: NFCU More Rewards!

Total80sKid — Tue, 19 Oct 2021 03:52:12 GMT

Congrats on DW's More Rewards approval 👍🏼

Re: NFCU More Rewards!

difringe — Tue, 19 Oct 2021 15:55:34 GMT

Edited the initial post to add account age info

Re: NFCU More Rewards!

cashorcharge — Wed, 20 Oct 2021 01:12:03 GMT

Congratulations on your NFCU approval!! 👏🏼🎉🍾

Re: NFCU More Rewards!

Anonymous — Thu, 21 Oct 2021 18:59:48 GMT

Congrats for the more Rewards!