topic Re: Quicksilver Spontaneous CLI!!! in Credit Card Approvals

Quicksilver Spontaneous CLI!!!

Anonymous — Wed, 20 Oct 2021 11:24:01 GMT

Yo!

So I use my card at Burger King last night and get an email that my card went over its $950 limit. Ok, no biggie I log on the next morning to pay it down and see 3k+ available credit?

So I'm like whoa.

I call in and the rep verified that early this morning, Capital One put thru a CLI (that I didn't ask for cause I do it every 6 months and I just did one in July which got me to $950) raising my limit to $4950!!!!

Has this ever happened to any of you guys?

Re: Quicksilver Spontaneous CLI!!!

GrabbedByTheGhoulies — Wed, 20 Oct 2021 11:31:00 GMT

I'll have a Whopper Jr. and a side of CLI, please! Congrats! 🍔 💳

Re: Quicksilver Spontaneous CLI!!!

FireMedic1 — Wed, 20 Oct 2021 12:20:05 GMT

I have some friends who always carry high balances with cap1 and keep getting CLI's on their own. Then tell me. Guess what they do? Run it up more. And stay at the edge of their CL. So you already had a maxed out card. Dont run it up. Take this as a lucky moment and made it by an inch of OD fees. Congrats.

Re: Quicksilver Spontaneous CLI!!!

difringe — Wed, 20 Oct 2021 13:01:32 GMT

@FireMedic1 wrote:
I have some friends who always carry high balances with cap1 and keep getting CLI's on their own. Then tell me. Guess what they do? Run it up more. And stay at the edge of their CL. So you already had a maxed out card. Dont run it up. Take this as a lucky moment and made it by an inch of OD fees. Congrats.

Before I found this forum, I thought the only way to get increases from Cap 1 (my only cc at the time) was to max the card out lol. Started me off with $300 (7/15), kept it high use and they bumped it to $500 (12/15). Kept using it and they bumped it to $3500 (5/16), kept my balance high and they bumped to $5500 (12/16). By that time I figured I had to keep it high use to get increases (and I had let my spend get out of control anyway), and that card was at over 90% of its limit from Dec 2016 to Nov 2018. Definitely take a look at your expenditures and look to decrease them and pay that card down, idk why Cap1 operates like that, but clearly they still do.

Re: Quicksilver Spontaneous CLI!!!

mgood — Wed, 20 Oct 2021 12:53:24 GMT

Wow, congratulations!

Re: Quicksilver Spontaneous CLI!!!

coreyb80 — Wed, 20 Oct 2021 13:09:34 GMT

Congrats on the nice increase!

Re: Quicksilver Spontaneous CLI!!!

ChargedUp — Wed, 20 Oct 2021 13:57:33 GMT

That is pretty epic! Usually those cards that start that low never get above about $3500. Big congrats!

Re: Quicksilver Spontaneous CLI!!!

M_Smart007 — Wed, 20 Oct 2021 15:07:19 GMT

Congrats on your Quicksilver approval!

Re: Quicksilver Spontaneous CLI!!!

CreditAggie — Wed, 20 Oct 2021 15:07:57 GMT

Congratulations on your Quicksilver CLI!

Re: Quicksilver Spontaneous CLI!!!

gdale6 — Wed, 20 Oct 2021 17:18:23 GMT

Grats on your QS move up

Cap-1 appears to be loosening the strings, this info being borne out by posts such as yours

Re: Quicksilver Spontaneous CLI!!!

Rebuild2019 — Wed, 20 Oct 2021 17:26:38 GMT

Congratulations 🎊🎈🎉 on your Quicksilver CLI.

Re: Quicksilver Spontaneous CLI!!!

KingRue8500 — Wed, 20 Oct 2021 20:39:47 GMT

Congrats on your Capital One Quicksilver CLI

Re: Quicksilver Spontaneous CLI!!!

Anonymous — Wed, 20 Oct 2021 20:45:57 GMT

Congrats!!! Wild story tho. So the trick with Cap1 CLI is to ride the razor's edge with the limit before it reports. Sounds like a dangerous game and runs contrary to safe credit card operating guidelines Cap1 does march to the beat of their own drum for sure.

Re: Quicksilver Spontaneous CLI!!!

cashorcharge — Wed, 20 Oct 2021 22:39:42 GMT

That's way better than them charging you a fee for going over your limit! That’s terrific!

Congratulations on your Cap 1 auto-cli approval!! 👏🏼🎉🍾

Re: Quicksilver Spontaneous CLI!!!

CreditCardNinja — Thu, 21 Oct 2021 03:36:27 GMT

It seems like that's the way auto CLI worked!

Re: Quicksilver Spontaneous CLI!!!

Total80sKid — Thu, 21 Oct 2021 03:42:58 GMT

Congrats on your CapOne CLI 👍🏼

Re: Quicksilver Spontaneous CLI!!!

Anonymous — Thu, 21 Oct 2021 20:19:59 GMT

Wow, another cap1 success story. Congrats! Definitely something is changing on Cap1 system algorithm. I am hoping I could supersize the CLI orders.

Re: Quicksilver Spontaneous CLI!!!

Anonymous — Thu, 21 Oct 2021 20:21:52 GMT

I did that for a long time but they keep denying me. Not sure if my cards are in the bucket for good.

Re: Quicksilver Spontaneous CLI!!!

Sub16610 — Fri, 22 Oct 2021 00:06:59 GMT

Congrats on your cli!