topic Re: Apple Card in Credit Card Approvals

Apple Card

BMW_328i — Thu, 21 Oct 2021 13:18:13 GMT

Good day, I got approved for an Apple Card but it's only at $1,500. The M1 I want is $3k- is there a back door number to get an increase?

Re: Apple Card

Rebuild2019 — Thu, 21 Oct 2021 13:34:42 GMT

Congratulations 🎊🎉🎈🍾 on your Apple Approval.

Re: Apple Card

FLLGuy — Thu, 21 Oct 2021 13:59:24 GMT

@BMW_328i wrote:
Good day, I got approved for an Apple Card but it's only at $1,500. The M1 I want is $3k- is there a back door number to get an increase?

From my understanding, Goldman Sachs has been difficult in gauging their patterns other than running heavy use and heavy payment through the cards appears to help grow this card "just like CAP1". However, to answer your question - there's no backdoor to reconsider a credit line increase and all has to be routed through the "Apple App". Through the app it's an automated system and eventually a live person takes over the chat eventually but ultimately they're not allowed to override and is all dependent of the GS Computing models (what ever that is) to make and finalize all decisions. Sorry not the answer you were hoping for but that's what my research demonstrates from everyone's experience on these boards.........oh, and personal experience too since my wife has this card we've also be living it. In our personal case, my wife hardly uses it runs up a balance then pays off by end of month.....appears GS doesn't like that behavior since there's been no CLI in over 1.5yr for her. Anyhow, everyone on here has a different experience hoping yours may render better fruit. BTW you can request as many CLIs as you want since they're SPs at the end of the day. .

Re: Apple Card

CreditAggie — Thu, 21 Oct 2021 14:26:38 GMT

Congratulations on your Apple Card approval!

Re: Apple Card

CreditCardNinja — Thu, 21 Oct 2021 14:49:10 GMT

Congratulations on your approval. Just use it regularly and pay off the balance monthly. You're good in few months CLI will come your way. Use your card almost maxing out. But you have to pay off before cut off date. So that it wont be reported to the credit bureaus.

Re: Apple Card

gdale6 — Thu, 21 Oct 2021 17:36:04 GMT

There is no backdoor number that I am aware of, there is some good advice given on what to do. Grats on your approval

Re: Apple Card

Libra85 — Thu, 21 Oct 2021 18:11:42 GMT

Congrats on your Apple Card approval.

Re: Apple Card

Elpadrino1 — Thu, 21 Oct 2021 18:20:15 GMT

Congratulations on your approval!!

Re: Apple Card

Titans84 — Thu, 21 Oct 2021 20:37:23 GMT

Congrats on your Apple approval!

Re: Apple Card

cashorcharge — Thu, 21 Oct 2021 20:39:34 GMT

That’s terrific! Congratulations on your Apple approval!! 👏🏼🎉🍾

Re: Apple Card

BMW_328i — Thu, 21 Oct 2021 21:10:28 GMT

I feel like I'm the benefactor of the MI MBP launch😂😂😂

Re: Apple Card

NoMoreE46 — Thu, 21 Oct 2021 21:59:09 GMT

Do you mean a BMW M1?

They cost a lot more than $3,000.

@BMW_328i wrote:
Good day, I got approved for an Apple Card but it's only at $1,500. The M1 I want is $3k- is there a back door number to get an increase?

Re: Apple Card

Sub16610 — Fri, 22 Oct 2021 00:02:23 GMT

Congrats on your approval!

Re: Apple Card

GrandBay — Fri, 22 Oct 2021 00:47:37 GMT

@NoMoreE46

good joke

but for those that do know

Apple's chip is called M1

& the MBP (MacBookPro) has this new tech

Re: Apple Card

Jordan23ww — Fri, 22 Oct 2021 01:04:56 GMT

Congratulations on your approval! Sorry to hear you didn't get the limit you needed or wanted. Hopefully you can find another way to get your new Mac or if you're not in a big rush hopefully you can get a limit increase in a few months!

Re: Apple Card

NoMoreE46 — Fri, 22 Oct 2021 01:31:39 GMT

@GrandBay wrote:
@NoMoreE46
good joke
but for those that do know
Apple's chip is called M1
& the MBP (MacBookPro) has this new tech

Thanks for the clarification @GrandBay .

Given the OPs user name, I thought the car for a bit.

Cheers mate.

Re: Apple Card

KingRue8500 — Fri, 22 Oct 2021 02:00:22 GMT

Congrats on your Apple Card approval

Re: Apple Card

Total80sKid — Fri, 22 Oct 2021 03:57:44 GMT

Congrats on your Apple Card approval 👍🏼

Re: Apple Card

BMW_328i — Fri, 22 Oct 2021 14:14:05 GMT

Hey e46, After I purchase my house in the next fews months, I'm going to buy a 330I F30. The e90 I have now will go to my step daughter. If I hit the lottery, would love to have the M4 with the manual gearbox! I was a prior Saab guy.

Re: Apple Card

NoMoreE46 — Fri, 22 Oct 2021 15:41:42 GMT

Yeah cool man. I miss my stick shift 325...

We are on our 5th bimmer now.