https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429460#M779560 <P>Congrats on your <SPAN class="">PenFed Gold Visa approval<BR /></SPAN></P> Sat, 23 Oct 2021 02:27:17 GMT KingRue8500 2021-10-23T02:27:17Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429353#M779512 <P>PenFed has been sending me pre-approval mailers since May and I normally ignore them, mostly because I've been somewhat in the garden. I've also never been a PenFed member but have looked into them without applying before. The mailer gave a solid APR for 15.49%, so why not try finally applying and see what happens?</P><P>&nbsp;</P><P>They instant approved me for $9,000 at that 15.49%</P><P>&nbsp;</P><P>Here's some data points for those that like knowing the information.</P><P>&nbsp;</P><P class="lia-align-left">They only pulled Equifax and my fico score for that is 776, average age of accounts is only 2 years out of 8 years of credit history (hence the gardening!), I have 2% utilization, and have 6 inquiries in the past 12 months, and 3 of them&nbsp;were in the past 6 months.</P> Sat, 23 Oct 2021 02:58:22 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429353#M779512 Raisondetre 2021-10-23T02:58:22Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429356#M779514 <P>That’s terrific!&nbsp; Congratulations on your PenFed approval!! <SPAN>👏🏼🎉🍾</SPAN></P> Fri, 22 Oct 2021 23:22:01 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429356#M779514 cashorcharge 2021-10-22T23:22:01Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429364#M779515 <P><SPAN>Congratulations on adding to your cards this PenFed Gold approval!</SPAN></P> Fri, 22 Oct 2021 23:35:03 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429364#M779515 CreditMagic7 2021-10-22T23:35:03Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429405#M779537 <P>Nice approval.&nbsp; Thanks for sharing your dp's.</P> Sat, 23 Oct 2021 01:06:59 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429405#M779537 Sub16610 2021-10-23T01:06:59Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429412#M779543 <P>Congrats on your approval!</P> Sat, 23 Oct 2021 01:11:42 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429412#M779543 Titans84 2021-10-23T01:11:42Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429460#M779560 <P>Congrats on your <SPAN class="">PenFed Gold Visa approval<BR /></SPAN></P> Sat, 23 Oct 2021 02:27:17 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429460#M779560 KingRue8500 2021-10-23T02:27:17Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429463#M779561 <P>Nice! Looking at PenFed myself.&nbsp;</P> Sat, 23 Oct 2021 02:34:27 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429463#M779561 Anonymous 2021-10-23T02:34:27Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429465#M779562 <P>Congrats on the PenFed approval!!&nbsp;<img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /></P> Sat, 23 Oct 2021 02:45:02 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429465#M779562 pizzadude 2021-10-23T02:45:02Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429497#M779573 <P>Congrats on your Gold approval 👍🏼</P> Sat, 23 Oct 2021 03:50:57 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429497#M779573 Total80sKid 2021-10-23T03:50:57Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429499#M779575 <P>Congratulations on your PenFed approval!</P> Sat, 23 Oct 2021 03:52:04 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429499#M779575 CreditAggie 2021-10-23T03:52:04Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429551#M779607 <P>Congrats on getting Gold!!!</P> Sat, 23 Oct 2021 05:46:53 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429551#M779607 Anonymous 2021-10-23T05:46:53Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429553#M779608 <P>Congrats on the approval!</P> Sat, 23 Oct 2021 05:59:17 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429553#M779608 blazerein 2021-10-23T05:59:17Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429724#M779688 Congratulations on your PenFed Gold approval. Sat, 23 Oct 2021 16:36:30 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429724#M779688 Rebuild2019 2021-10-23T16:36:30Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429730#M779694 <P>Congratulations on the PenFed Gold approval 👍</P> Sat, 23 Oct 2021 16:42:56 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429730#M779694 M_Smart007 2021-10-23T16:42:56Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429791#M779715 <P>Congratulations on PenFed approval !!!</P> Sat, 23 Oct 2021 18:30:31 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429791#M779715 Marmot 2021-10-23T18:30:31Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429954#M779784 <P>Congrats on the approval!</P> Sat, 23 Oct 2021 22:37:32 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Gold-approval/m-p/6429954#M779784 coreyb80 2021-10-23T22:37:32Z