topic Re: Small BoA bump! in Credit Card Approvals

Small BoA bump!

CBrow — Fri, 22 Oct 2021 15:30:53 GMT

BoA.PNG

Tried for a CLI 3 months ago, and got the generic letter of "We've extended you the maximum allowed by us or our partners" (asked for $60k). Decided to try again this time, asking for $50k. They countered, but at least $2k is $2k!

Since 3/2020: 3k > 9k > 18k > 34.3k > 43k > 45k

Re: Small BoA bump!

Elpadrino1 — Fri, 22 Oct 2021 15:36:16 GMT

Congrats on your BofA CLI!!

Re: Small BoA bump!

CreditMagic7 — Fri, 22 Oct 2021 15:57:25 GMT

Congrats on your BofA CLI!! Fattening up that line nicely.

Re: Small BoA bump!

Rebuild2019 — Fri, 22 Oct 2021 16:07:44 GMT

Congratulations 🎊🎈🎉 on your CLI.

Re: Small BoA bump!

PullingMeSoftly — Fri, 22 Oct 2021 16:11:45 GMT

Congrats @CBrow, that's a nice total 45k you've got there!

As a side question, have you thought about spending an EQ HP on bumping your AOD to 25k?

Re: Small BoA bump!

coreyb80 — Fri, 22 Oct 2021 16:11:58 GMT

Congrats on the bump!

Re: Small BoA bump!

M_Smart007 — Fri, 22 Oct 2021 16:29:40 GMT

Congrats on your BOA CLI

Re: Small BoA bump!

CBrow — Fri, 22 Oct 2021 16:43:17 GMT

@PullingMeSoftly wrote:
Congrats @CBrow, that's a nice total 45k you've got there!

As a side question, have you thought about spending an EQ HP on bumping your AOD to 25k?

@PullingMeSoftly - I have thought about it, just haven't really seen a reason to at this point. I've been happy in my little garden

Re: Small BoA bump!

CreditAggie — Fri, 22 Oct 2021 16:43:22 GMT

Congratulations on your BofA CLI!

Re: Small BoA bump!

cashorcharge — Fri, 22 Oct 2021 20:59:13 GMT

That’s terrific! Congratulations on your BofA CLI approval!! 👏🏼🎉🍾

Re: Small BoA bump!

KingRue8500 — Sat, 23 Oct 2021 00:03:25 GMT

Congrats on your BOA CLI

Re: Small BoA bump!

Sub16610 — Sat, 23 Oct 2021 00:54:57 GMT

A bump's a bump. Congrats!

Re: Small BoA bump!

Titans84 — Sat, 23 Oct 2021 01:00:10 GMT

Congrats on your CLI!

Re: Small BoA bump!

Total80sKid — Sat, 23 Oct 2021 04:06:54 GMT

Congrats on your Bofa CLI 👍🏼

Re: Small BoA bump!

CreditPacMan — Sat, 23 Oct 2021 07:16:48 GMT

Congrats on the CLI.

Was it a SP for this request?

Re: Small BoA bump!

WTL1 — Sat, 23 Oct 2021 14:05:00 GMT

Yes, SP or Hp, and which score was pulled, please?

Re: Small BoA bump!

WTL1 — Sat, 23 Oct 2021 19:43:47 GMT

Well, I went ahead and did online CLI ask. Went from $25,000 to $40,000, had asked for $50,000 which would have been a doubling, so not unpleased! I have no idea what score was actually referenced, my FICO TU8 shown in the account page is 770. Last CLI was 8 months ago, $12K to $25K.

Re: Small BoA bump!

CreditPacMan — Sat, 23 Oct 2021 23:56:20 GMT

@WTL1 wrote:
Well, I went ahead and did online CLI ask. Went from $25,000 to $40,000, had asked for $50,000 which would have been a doubling, so not unpleased! I have no idea what score was actually referenced, my FICO TU8 shown in the account page is 770. Last CLI was 8 months ago, $12K to $25K.

I ended up applying too and was approved. Asked for $25k from $20k and was approved (at 50% utilization)