topic Re: Apple Card Approval DP in Credit Card Approvals

Apple Card Approval DP

Straed — Sat, 30 Oct 2021 22:07:25 GMT

I applied for the Apple Card and was instantly approved with a credit limit of $3500. Looking forward to splurging over the holidays!

Stats (for DPs):

Stats when I applied:

Current cards: (list cards, limits, opening date)
BOFA Cash Rewards (with 3% back on online shopping), $1000 credit limit, opened 08/23/20
Discover IT, $1500 credit limit, opened 08/23/20
Chase Freedom Flex, $1500 credit limit, opened 02/08/21
Chase Freedom Unlimited, $1500 credit limit, opened 04/13/21
US Bank Cash+, $5000 credit limit, opened 04/08/21
US Bank Altitude Go, $2000 credit limit, opened 06/28/21
FICO Score: TU - 710
Credit Utilization: 16%
Oldest account age: 14 months
Hard Pulls: 6 (TU)
Income: 32k
Age: 19

Re: Apple Card Approval DP

M_Smart007 — Sat, 30 Oct 2021 22:10:23 GMT

Congrats!!!

Re: Apple Card Approval DP

Rebuild2019 — Sat, 30 Oct 2021 22:11:43 GMT

Congrats 🎊🎈🎉 on your Apple 🍎 Approval.

Re: Apple Card Approval DP

mrcraft — Sat, 30 Oct 2021 22:30:59 GMT

Congratulations on your approval!!

Re: Apple Card Approval DP

Jordan23ww — Sat, 30 Oct 2021 22:51:09 GMT

Congratulations on your approval!

Re: Apple Card Approval DP

Irv02 — Sat, 30 Oct 2021 23:11:16 GMT

Congrats on your approval!!

Re: Apple Card Approval DP

Trini88 — Sun, 31 Oct 2021 00:37:08 GMT

Congratulations!!!! Thank you for the dps as well! I'm very interested about your US bank cards. Didn't know people actually got those cards with more than 1 credit card acquired within 12 months and you got 2 of them with only 14 months of history and 4 cards opened within 12 months. Wow! I love it.

Re: Apple Card Approval DP

Sub16610 — Sun, 31 Oct 2021 00:53:39 GMT

Congrats on your Apple card approval!

Re: Apple Card Approval DP

CreditAggie — Sun, 31 Oct 2021 02:02:25 GMT

Congratulations on your Apple Card approval!

Re: Apple Card Approval DP

Total80sKid — Sun, 31 Oct 2021 04:12:06 GMT

Congrats on your Apple Card approval 👍🏼

Re: Apple Card Approval DP

KingRue8500 — Sun, 31 Oct 2021 10:25:14 GMT

Congrats on your Apple Card approval

Re: Apple Card Approval DP

gdale6 — Sun, 31 Oct 2021 14:07:26 GMT

Grats on your new Apple card

Re: Apple Card Approval DP

SarahJo — Sun, 31 Oct 2021 15:15:59 GMT

@Straed wrote:
I applied for the Apple Card and was instantly approved with a credit limit of $3500. Looking forward to splurging over the holidays!

Stats (for DPs):
Stats when I applied:
Current cards: (list cards, limits, opening date)
BOFA Cash Rewards (with 3% back on online shopping), $1000 credit limit, opened 08/23/20
Discover IT, $1500 credit limit, opened 08/23/20
Chase Freedom Flex, $1500 credit limit, opened 02/08/21
Chase Freedom Unlimited, $1500 credit limit, opened 04/13/21
US Bank Cash+, $5000 credit limit, opened 04/08/21
US Bank Altitude Go, $2000 credit limit, opened 06/28/21
FICO Score: TU - 710
Credit Utilization: 16%
Oldest account age: 14 months
Hard Pulls: 6 (TU)
Income: 32k
Age: 19

Congratulations on your approval! And thank you for taking the time to provide thorough data points, enjoy!

Re: Apple Card Approval DP

cashorcharge — Sun, 31 Oct 2021 15:34:49 GMT

Congratulations on your 🍎 Approval 🥂👏🏼🎉

Re: Apple Card Approval DP

TSlop — Sun, 31 Oct 2021 15:57:09 GMT

Congrats on your approval!

Re: Apple Card Approval DP

Anonymous — Sun, 31 Oct 2021 17:53:05 GMT

Congrats...

I got a denial for Apple Card due to We are unable to verify your identification information

I saw the SP on my TU profile and the info on my app matched everything on the profile. I plan to try again next year.

Re: Apple Card Approval DP

FalconSteve — Sun, 31 Oct 2021 19:31:10 GMT

Congrats on the approval!

Just be careful with that splurge, don't get into trouble

Re: Apple Card Approval DP

FalconSteve — Sun, 31 Oct 2021 19:38:37 GMT

I've received that same message from GS/Apple and WF when using TU despite matching everything... I can't figure it out. I've tried many times since it came out. My wife got a similar message from GS all but once, but when she went to accept the lower offer, it expired (after a few hours). It is weird. I apply & upload my license since it is a SP, but I'll be shocked if they ever approve me.

Re: Apple Card Approval DP

Papa_Bear — Tue, 02 Nov 2021 09:11:27 GMT

Congratulations on the approval!

Re: Apple Card Approval DP

Oops_I_Did_It_Again — Tue, 02 Nov 2021 23:33:18 GMT

@FalconSteve wrote:
I've received that same message from GS/Apple and WF when using TU despite matching everything... I can't figure it out. I've tried many times since it came out. My wife got a similar message from GS all but once, but when she went to accept the lower offer, it expired (after a few hours). It is weird. I apply & upload my license since it is a SP, but I'll be shocked if they ever approve me.

and @Anonymous

Did you guys try calling GS customer service on the phone to ask a rep to help you? I wasn't getting flat-out declined but had some ID issues that caused my app to go to manual review, so I just called them and found a rep who helped straighten out the problem. Some CSRs do seem to be aware that the app is touchy in this area and might work with you. Might take some time, a couple calls, request for supervisor etc., to find someone willing to help... but...just a thought.