topic Re: CLI and Rate Reduction Approved in Credit Card Approvals https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434653#M781435 <P>That's great!&nbsp; Way to take lady luck to the bank and make it work for you!</P> Tue, 02 Nov 2021 00:46:05 GMT SarahJo 2021-11-02T00:46:05Z CLI and Rate Reduction Approved https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434650#M781434 <P>I always appreciate everyone sharing and helping on here! <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P><P>&nbsp;</P><P>Have had an Auto Loan &amp; Visa Signature with Veridian CU since 11/2020. I came across this CU by total luck... and they have honestly been super easy to work with.</P><P>&nbsp;</P><P>Today, received a preapproval email to refinance my other car loan, over to Veridian. Also requested CLI and APR reduction, and they used the same HP to handle all accounts. They did request 30 days proof of income.</P><P>&nbsp;</P><P>Visa Signature: Increased from $5,000 to $20,000. APR reduced from 14.15% to 11.15%</P><P>Auto Loan Refi: $31,000 @ 2.79% for&nbsp;66 mo (was 4.79%)</P><P>Rate Refi on existing Veridian Auto Loan: $40,000&nbsp;@ 2.79% for 66 mo (was 3.79%)</P> Tue, 02 Nov 2021 00:34:09 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434650#M781434 thundr101 2021-11-02T00:34:09Z Re: CLI and Rate Reduction Approved https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434653#M781435 <P>That's great!&nbsp; Way to take lady luck to the bank and make it work for you!</P> Tue, 02 Nov 2021 00:46:05 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434653#M781435 SarahJo 2021-11-02T00:46:05Z Re: CLI and Rate Reduction Approved https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434674#M781439 <P>Congrats for the CLI and APR reductions!</P> Tue, 02 Nov 2021 01:38:46 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434674#M781439 Anonymous 2021-11-02T01:38:46Z Re: CLI and Rate Reduction Approved https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434677#M781440 <P>Congrats on your cli and rate reduction!</P> Tue, 02 Nov 2021 01:44:06 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434677#M781440 Sub16610 2021-11-02T01:44:06Z Re: CLI and Rate Reduction Approved https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434745#M781458 <P><SPAN class="">That’s terrific!&nbsp; Congratulations on your approval!! </SPAN><SPAN class="">πŸ‘πŸΌπŸŽ‰πŸΎ</SPAN></P> Tue, 02 Nov 2021 03:30:05 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434745#M781458 cashorcharge 2021-11-02T03:30:05Z Re: CLI and Rate Reduction Approved https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434749#M781459 <P>Congrats on your increase and APR reduction πŸ‘πŸΌ</P> Tue, 02 Nov 2021 04:01:21 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434749#M781459 Total80sKid 2021-11-02T04:01:21Z Re: CLI and Rate Reduction Approved https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434771#M781475 <P>Congratulations on your CLI and APR reductions!</P> Tue, 02 Nov 2021 05:08:51 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434771#M781475 CreditAggie 2021-11-02T05:08:51Z Re: CLI and Rate Reduction Approved https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434877#M781495 <P>Grats to your move on up and the rate reductions <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Tue, 02 Nov 2021 14:19:24 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434877#M781495 gdale6 2021-11-02T14:19:24Z Re: CLI and Rate Reduction Approved https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434878#M781496 <P><SPAN>Congrats on your CLI and APR reductions!</SPAN></P> Tue, 02 Nov 2021 14:22:16 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434878#M781496 Titans84 2021-11-02T14:22:16Z Re: CLI and Rate Reduction Approved https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434960#M781525 Congratulations πŸŽ‰πŸŽˆπŸŽŠ on your CLI and Rate Reduction. Tue, 02 Nov 2021 17:16:34 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6434960#M781525 Rebuild2019 2021-11-02T17:16:34Z Re: CLI and Rate Reduction Approved https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6435028#M781554 <P>Congrats on all your success!!!</P> Tue, 02 Nov 2021 19:01:55 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6435028#M781554 M_Smart007 2021-11-02T19:01:55Z Re: CLI and Rate Reduction Approved https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6435116#M781583 <P>Congrats on your Veridian CU CLI &amp; APR reductions</P> Tue, 02 Nov 2021 21:49:40 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-and-Rate-Reduction-Approved/m-p/6435116#M781583 KingRue8500 2021-11-02T21:49:40Z