topic Re: Lowe's Prequalify in Credit Card Approvals

Lowe's Prequalify UPDATE Approved!

Anonymous — Tue, 02 Nov 2021 02:18:48 GMT

Submitted the Lowe's pre-qualify link tonight and it came back "You're pre-qualified for the following offer." Listed a specific APR but no amount.

Should the pre-qualification also list an amount to improve approval odds?

Re: Lowe's Prequalify

Trini88 — Tue, 02 Nov 2021 01:08:01 GMT

Same happened with my husband on his first try because he really wants the card but they only gave him a Apr. A week later he tried again and it said they couldn't prequalify him and that he will receive a letter in the mail.

I tried as well just to see if it was an error but nope, they gave me a Credit Limit and APR.

Re: Lowe's Prequalify

Anonymous — Tue, 02 Nov 2021 01:33:10 GMT

Thanks for the reply @Trini88 ! So, curiosity got the best of me and I submitted the app through the prequalify link. Got a message that stated something along the lines of thanks for your request of the Lowe's card, and I'd receive a response in 7 to 10 days. Welp, called the Credit Solutions number that I found here on the forum and got transferred to the applications dept--call initially went to the credit line increase rep.

The rep looked up my app and sent a link to my phone to verify my ID with a video selfie along with a copy of my ID which was the most troubleome part--she was very patient with me. Approved for $1,000 SL @ 26.99 apr. Fico 8 TU 620.

Re: Lowe's Prequalify

Trini88 — Tue, 02 Nov 2021 01:57:17 GMT

@Anonymous wrote:
Thanks for the reply @Trini88 ! So, curiosity got the best of me and I submitted the app through the prequalify link. Got a message that stated something along the lines of thanks for your request of the Lowe's card, and I'd receive a response in 7 to 10 days. Welp, called the Credit Solutions number that I found here on the forum and got transferred to the applications dept--call initially went to the credit line increase rep.

The rep looked up my app and sent a link to my phone to verify my ID with a video selfie along with a copy of my ID which was the most troubleome part--she was very patient with me. Approved for $1,000 SL @ 26.99 apr. Fico 8 TU 620.

Thank you! That's probably what my husband needs to do as well!

Re: Lowe's Prequalify

FLLGuy — Tue, 02 Nov 2021 02:15:23 GMT

If you're interested, you can call Customer Service rep back and ask for credit line reconsdieration. Don't worry you won't incur a hard pull they're only soft pulls. To give you an example, I was initially approved for $6,000 (just like you started with prequalify APR only). Immediately called customer servcie and asked for $20,000 they countered me with $17,000 instead - i took it and been there ever since.

Re: Lowe's Prequalify

Anonymous — Tue, 02 Nov 2021 03:06:49 GMT

That is awesome @FLLGuy . Didn't think about that! Will certainly give them a call.

@FLLGuy wrote:
If you're interested, you can call Customer Service rep back and ask for credit line reconsdieration. Don't worry you won't incur a hard pull they're only soft pulls. To give you an example, I was initially approved for $6,000 (just like you started with prequalify APR only). Immediately called customer servcie and asked for $20,000 they countered me with $17,000 instead - i took it and been there ever since.

Re: Lowe's Prequalify

Anonymous — Tue, 02 Nov 2021 03:09:46 GMT

Absolutely, @Trini88 ! Can't hurt to try! I'd tried unsuccessfully in the past, & this was my first prequal offer, even with the apr only.

Re: Lowe's Prequalify

cashorcharge — Tue, 02 Nov 2021 03:23:18 GMT

That’s terrific! Congratulations on your Lowes approval!! 👏🏼🎉🍾

Re: Lowe's Prequalify

Total80sKid — Tue, 02 Nov 2021 04:06:01 GMT

Congrats on your Lowe's approval 👍🏼

Re: Lowe's Prequalify

CreditAggie — Tue, 02 Nov 2021 05:04:08 GMT

Congratulations on your Lowe's approval!

Re: Lowe's Prequalify UPDATE Approved!

M_Smart007 — Tue, 02 Nov 2021 14:00:35 GMT

@Anonymous, Congrats on your Lowe's approval.

They gave me nothing on the pre-approval screen.

I used Sydney in chat to "Poke The Bear"

Re: Lowe's Prequalify UPDATE Approved!

Titans84 — Tue, 02 Nov 2021 14:09:11 GMT

Congrats on your Lowe's approval!

Re: Lowe's Prequalify

gdale6 — Tue, 02 Nov 2021 14:26:48 GMT

Grats on your new Lowes card

Re: Lowe's Prequalify

KingRue8500 — Tue, 02 Nov 2021 21:54:08 GMT

Congrats on your Lowe's approval

Re: Lowe's Prequalify UPDATE Approved!

Sub16610 — Wed, 03 Nov 2021 01:34:33 GMT

Congrats on your Lowe's approval!

topic Re: Lowe's Prequalify in Credit Card Approvals

Lowe's Prequalify **UPDATE** Approved!

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Re: Lowe's Prequalify **UPDATE** Approved!

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Re: Lowe's Prequalify UPDATE Approved!

Re: Lowe's Prequalify UPDATE Approved!