topic Re: Approved for Wells Fargo Reflect - $7500 Starting Limit in Credit Card Approvals

Approved for Wells Fargo Reflect - $7500 Starting Limit

leo222 — Tue, 16 Nov 2021 07:15:42 GMT

I had been doing some gardening for almost a year (Got my FICO score from the 720's to 760's) - Was really eyeing this one, after seeing their long 21-month balance transfer, with 3% balance transfer fee, especially since I was nearing the time where I had to rollover my other balance transfer to a new one. Pretty happy about this one!

Do you guys know if I can set-up my new account online, and start the balance transfers...or, do you have to wait to get the card in the mail?

Update (11/15/2021) - See message #17

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

M_Smart007 — Tue, 02 Nov 2021 18:31:31 GMT

Congratulations on your Wells Fargo approval.

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

CreditMagic7 — Tue, 02 Nov 2021 18:53:11 GMT

Congratulations on your new WF Reflect approval!

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

coreyb80 — Tue, 02 Nov 2021 18:53:55 GMT

Congrats on the approval!

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

cashorcharge — Tue, 02 Nov 2021 19:38:45 GMT

That’s terrific! Congratulations on your WF approval!! 👏🏼🎉🍾

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

leo222 — Tue, 02 Nov 2021 19:50:31 GMT

Another nice bonus will be moving my overall UTL from 14.5% to 11%.

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

gdale6 — Tue, 02 Nov 2021 20:23:56 GMT

Grats on your reflect approval

This is such a new card IMHO it would be best to call WF customer service as others are going to be in the same boat.

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

NurseV17 — Tue, 02 Nov 2021 20:37:27 GMT

Congratulations 🍾 on your approval!!

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

Rebuild2019 — Tue, 02 Nov 2021 20:39:40 GMT

Congratulations 🎉🎈🎊 on your WF Reflect approval.

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

difringe — Tue, 02 Nov 2021 20:42:43 GMT

@gdale6 wrote:
Grats on your reflect approval

This is such a new card IMHO it would be best to call WF customer service as others are going to be in the same boat.

i co-sign this. i was approved for the card yesterday and initially was gonna throw some bts on it in the app, but due to another app going into pending decided to wait. idk who else here app'd for this card...

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

TSlop — Tue, 02 Nov 2021 21:19:31 GMT

Congrats on your approval!

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

CreditAggie — Tue, 02 Nov 2021 21:44:00 GMT

Congratulations on your Wells Fargo approval!

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

KingRue8500 — Tue, 02 Nov 2021 22:04:27 GMT

Congrats on your Wells Fargo Reflect approval

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

Sub16610 — Wed, 03 Nov 2021 01:22:14 GMT

Congrats on your WF Reflect approval!

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

Total80sKid — Wed, 03 Nov 2021 03:58:41 GMT

Congrats on your Reflect approval 👍🏼

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

Titans84 — Wed, 03 Nov 2021 14:03:53 GMT

Congrats on your new WF Reflect approval!

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

leo222 — Tue, 16 Nov 2021 06:21:58 GMT

Finally got the card today - Wells is certainly a strange one. Went to do the balance transfers, and it said I didn't have any available. For some reason, I had to end up calling them, and doing it manually (the woman on the phone seemed to imply that this is what everyone needs to do with this card). Also, I went to add my bank (a regional credit union), and the site was not able to do it. I'm sure it won't be an issue when I call them up, but I definitely didn't have either of these things happen to me with any other balance transfer card.

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

JustJay119 — Tue, 16 Nov 2021 09:41:12 GMT

Nice SL. Congrats on the card!

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

difringe — Tue, 16 Nov 2021 14:08:04 GMT

@leo222 wrote:
Finally got the card today - Wells is certainly a strange one. Went to do the balance transfers, and it said I didn't have any available. For some reason, I had to end up calling them, and doing it manually (the woman on the phone seemed to imply that this is what everyone needs to do with this card). Also, I went to add my bank (a regional credit union), and the site was not able to do it. I'm sure it won't be an issue when I call them up, but I definitely didn't have either of these things happen to me with any other balance transfer card.

I ended up using the SUPERCHECKS that they sent with the card to deposit the amount in my bank account and pay the balances myself. I swear these auto balance transfers are nothing but trouble, I did one for my NFCU Platinum card and they freaking charged the balance transfer twice lol. Would much rather if all of these lenders just offered the check option to put it in our hands. It's quicker and more effective in my experience.

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit

gdale6 — Tue, 16 Nov 2021 17:24:57 GMT

@difringe wrote:
@leo222 wrote:
Finally got the card today - Wells is certainly a strange one. Went to do the balance transfers, and it said I didn't have any available. For some reason, I had to end up calling them, and doing it manually (the woman on the phone seemed to imply that this is what everyone needs to do with this card). Also, I went to add my bank (a regional credit union), and the site was not able to do it. I'm sure it won't be an issue when I call them up, but I definitely didn't have either of these things happen to me with any other balance transfer card.
I ended up using the SUPERCHECKS that they sent with the card to deposit the amount in my bank account and pay the balances myself. I swear these auto balance transfers are nothing but trouble, I did one for my NFCU Platinum card and they freaking charged the balance transfer twice lol. Would much rather if all of these lenders just offered the check option to put it in our hands. It's quicker and more effective in my experience.

I too prefer checks where I control it. May be giving up one of my FNBO cards if they dont return to mailing me checks, currently they offer only digital give us the info and we will send on one of my accounts.