topic Re: Citi Custom Cash Approval in Credit Card Approvals

Citi Custom Cash Approval

Anonymous — Fri, 05 Nov 2021 19:08:11 GMT

Thanks to @CreditCuriosity for mentioning $300 SUB through CK.

https://ficoforums.myfico.com/t5/Credit-Cards/Citi-Custom-Cash-300-welcome-bonus-through-CK-link/td-p/6435960

I have been considering this card since it arrived. Let me say that I have previous history with Citi that I would consider unfavorable which is one of the reasons I haven't applied. Many years ago, they shut down my account for high UTI and making minimum payments. I didn't know any better at the time. It took me a long time after account closure to pay this off due to financial reasons but I never was late on a payment and PIF. This account is still on 2 of 3 bureaus as "Closed by Credit Grantor". It fell off TU due to age but for some reason it is still on EX and EQ.

I've had a Best Buy store card for over 20 years that is still in good standing but it wasn't always Citi. I doubt this was considered anyway.

So for the DP

Ex pull only(scores in Sig are close to accurate but a little lower)

2 INQ > 1 year

2/6 - Including a new car loan and a new revolver in July

2/12

5/24

UTI less than 1%

So I decided to finally roll the dice and they gave me the same SL as the ending CL on the card that was shut down years ago lol.

Currently my average CL across all accounts is $15,900. I'm ok with the SL as I'm only going to use it up to the max each month. I had in my mind that I could be outright denied so I'm happy to get an approval here.

Re: Citi Custom Cash Approval

Rebuild2019 — Fri, 05 Nov 2021 07:57:27 GMT

Congratulations 🎊🎈 🎉 on your CITI Custom Cash Approval.

Re: Citi Custom Cash Approval

Titans84 — Fri, 05 Nov 2021 10:05:08 GMT

Congrats on your Citi Custom Cash approval!

Re: Citi Custom Cash Approval

CreditCuriosity — Fri, 05 Nov 2021 11:45:27 GMT

Congrats on the approval and glad I could push one to the breaking point .

Re: Citi Custom Cash Approval

coreyb80 — Fri, 05 Nov 2021 12:51:05 GMT

Congrats on the approval!

Re: Citi Custom Cash Approval

Trini88 — Fri, 05 Nov 2021 12:51:56 GMT

Congrats on you CCCC approval!!!!!

Re: Citi Custom Cash Approval

M_Smart007 — Fri, 05 Nov 2021 13:27:27 GMT

Congrats on your CCC approval!

Re: Citi Custom Cash Approval

ChargedUp — Fri, 05 Nov 2021 13:56:19 GMT

Congrats on the new Citi card!

Re: Citi Custom Cash Approval

Anonymous — Fri, 05 Nov 2021 14:01:42 GMT

Congrats on the approval! They already reported the new account to my credit before they even shipped out my Custom Cash card lol.

Re: Citi Custom Cash Approval

Elpadrino1 — Fri, 05 Nov 2021 14:08:56 GMT

Congratulations on your Citi approval!!

Re: Citi Custom Cash Approval

gdale6 — Fri, 05 Nov 2021 14:59:35 GMT

300 SUB is a great inducement to consider this card, grats on your approval

Re: Citi Custom Cash Approval

Wavester64 — Fri, 05 Nov 2021 19:08:37 GMT

@Anonymous

Re: Citi Custom Cash Approval

cashorcharge — Fri, 05 Nov 2021 17:58:51 GMT

That’s terrific! Congratulations on your Citi CC approval!! 👏🏼🎉🍾

Re: Citi Custom Cash Approval

TSlop — Fri, 05 Nov 2021 19:15:56 GMT

Congrats on your approval!

Re: Citi Custom Cash Approval

FalconSteve — Fri, 05 Nov 2021 20:04:48 GMT

Congrats!

Re: Citi Custom Cash Approval

KingRue8500 — Fri, 05 Nov 2021 22:26:47 GMT

Congrats on your Citi Custom Cash approval

Re: Citi Custom Cash Approval

CreditAggie — Sat, 06 Nov 2021 02:15:12 GMT

Congratulations on your Citi Custom Cash approval!

Re: Citi Custom Cash Approval

Sub16610 — Sat, 06 Nov 2021 02:40:39 GMT

Congrats on your Citi Custom Cash approval. It's a nice card!

Re: Citi Custom Cash Approval

Total80sKid — Sat, 06 Nov 2021 04:40:26 GMT

Congrats on your Custom Cash approval 👍🏼

Re: Citi Custom Cash Approval

Anonymous — Sat, 06 Nov 2021 16:32:36 GMT

Congrats on your new card