topic Re: Approved for Citi BestBuy Visa 5k in Credit Card Approvals

Approved for Citi BestBuy Visa 5k

lgtwriter — Fri, 05 Nov 2021 21:38:30 GMT

So, I had no intention of getting another credit card. But I had a bizarre experience with BH Photo where my iPad mini ended up at the other end of the country. TWICE. So, I processed a return (after not ever getting it lol) and decided to buy the iPad elsewhere. Amazon is shipping them in January in the version I want. Apple same. BestBuy had it in stock. I applied. They pulled Experian which has 19 inquiries, 6 the last year (including the BestBuy pull)

Datapoints: Fico on Experian is around 740. (due to the inquiries) My other ficos are in the 760s. Maybe the model for the credit card calculated my fico a bit higher, who knows. Utilization is about 10%

So I now have 0% financing on my iPad mini and a new card .

Re: Approved for Citi BestBuy Visa 5k

coreyb80 — Fri, 05 Nov 2021 21:15:16 GMT

Congrats on the approval!

Re: Approved for Citi BestBuy Visa 5k

cashorcharge — Fri, 05 Nov 2021 21:35:47 GMT

That’s terrific! Congratulations on your Citi approval!! 👏🏼🎉🍾

Re: Approved for Citi BestBuy Visa 5k

KingRue8500 — Fri, 05 Nov 2021 23:34:54 GMT

Congrats on your Citi Best Buy Visa approval

Re: Approved for Citi BestBuy Visa 5k

Trini88 — Sat, 06 Nov 2021 00:02:17 GMT

Congratulations on your Best Buy approval!!!

Re: Approved for Citi BestBuy Visa 5k

CreditMagic7 — Sat, 06 Nov 2021 00:19:21 GMT

Congratulations on that Best Buy new approval!!!

Re: Approved for Citi BestBuy Visa 5k

ChargedUp — Sat, 06 Nov 2021 00:25:09 GMT

Congrats on the BestBuy Visa!

Re: Approved for Citi BestBuy Visa 5k

CreditAggie — Sat, 06 Nov 2021 02:23:09 GMT

Congratulations on your Best Buy approval and enjoy your new iPad!

Re: Approved for Citi BestBuy Visa 5k

Sub16610 — Sat, 06 Nov 2021 02:25:42 GMT

Congrats on your Citi BestBuy Visa approval!

Re: Approved for Citi BestBuy Visa 5k

Total80sKid — Sat, 06 Nov 2021 04:44:43 GMT

Congrats on your BestBuy approval 👍🏼

Re: Approved for Citi BestBuy Visa 5k

Titans84 — Sat, 06 Nov 2021 14:26:28 GMT

Congrats on your Citi Best Buy Visa approval!

Re: Approved for Citi BestBuy Visa 5k

lgtwriter — Sat, 06 Nov 2021 18:49:19 GMT

Thanks everyone If Fedex hadn't messed up my BH Photo order so badly, I wouldn't have opened the card. I chose the card because BestBuy ships with UPS lol But I will get some use from the card. I buy electronics from BestBuy when I need something. I will hit the card up for a cli in a year (HP and I need to give Experian a year to heal inquiry wise lol).

Re: Approved for Citi BestBuy Visa 5k

chalupaman — Sat, 06 Nov 2021 21:22:12 GMT

Way to go! Enjoy your new BB Visa and iPad too. I love Best Buy especially for the Total Tech Membership they have now.

Re: Approved for Citi BestBuy Visa 5k

Guyatthebeach — Sat, 06 Nov 2021 21:32:12 GMT

Igtwriter,

Congratulations on your new Best Buy Visa!

Guyatthebeach

Re: Approved for Citi BestBuy Visa 5k

Anonymous — Sun, 07 Nov 2021 08:21:00 GMT

Congrats for your Bestbuy card! I love their 5% or 6% points. Watchout for their 6 or 12 months 0% interest and 18 months low interest payment.

Re: Approved for Citi BestBuy Visa 5k

NRB525 — Sun, 07 Nov 2021 08:46:16 GMT

Congrats on the Best Buy approval!
Have you had an iPad before?

Re: Approved for Citi BestBuy Visa 5k

gdale6 — Sun, 07 Nov 2021 14:45:49 GMT

Grats on your new BestBuy approval

Re: Approved for Citi BestBuy Visa 5k

lgtwriter — Sun, 07 Nov 2021 18:06:24 GMT

I got 0% on the ipad @Anonymous for 18 months (I got an expensive iPad lol). I think I will use this card for my apple gear for now and let BH photo figure out its shipping vendors

Re: Approved for Citi BestBuy Visa 5k

lgtwriter — Sun, 07 Nov 2021 18:23:32 GMT

@NRB525 I am an apple freak so I have had ipads before, but never the iPad mini, which I plan on using for my defacto kindle as well as for other iPad apps and activities. (photoshop is a major app I plan on using the iPad for) I got 0%financing (which I had with BH as well) and I think the credit line will grow over time as long as I am willing to take a hard pull (next year for me. I am now officially in the garden lol)

Re: Approved for Citi BestBuy Visa 5k

Anonymous — Sun, 07 Nov 2021 18:08:04 GMT

@lgtwriter wrote:
I got 0% on the ipad @Anonymous for 18 months (I got an expensive iPad lol). I think I will use this card for my apple gear for now and let BH photo figure out its shipping vendors

That's awesome @lgtwriter . I know the offers always change and I guess I will keep the lookout for that one. Thanks!