topic Re: First CLI with BECU in Credit Card Approvals

First CLI with BECU

Anonymous — Wed, 10 Nov 2021 20:16:56 GMT

I opened the Cash Back Visa card account in 7/2018 after being a customer since 2015. The initial credit limit of $5000. I didn’t ask for any increases until this week. BECU came me a CLI to $23,5000. Largest single increase to date!!! Yay!

Transunion score 778 at the time of application.

Re: First CLI with BECU

Sub16610 — Wed, 10 Nov 2021 20:42:17 GMT

That's an unbelievable increase, congrats!

Re: First CLI with BECU

cashorcharge — Wed, 10 Nov 2021 20:53:30 GMT

Now that's an increase!!! Congratulations on your BECU Approval!! 🥂🎉👏🏻

Re: First CLI with BECU

coreyb80 — Wed, 10 Nov 2021 21:13:06 GMT

Congrats on the massive increase!

Re: First CLI with BECU

KingRue8500 — Wed, 10 Nov 2021 22:29:37 GMT

Congrats on your BECU Cash Back CLI

Re: First CLI with BECU

CreditAggie — Wed, 10 Nov 2021 22:39:01 GMT

Congratulations on your BECU CLI!

Re: First CLI with BECU

Crowhelm — Thu, 11 Nov 2021 01:56:37 GMT

@Anonymous wrote:
I opened the Cash Back Visa card account in 7/2018 after being a customer since 2015. The initial credit limit of $5000. I didn’t ask for any increases until this week. BECU came me a CLI to $23,5000. Largest single increase to date!!! Yay!

Transunion score 778 at the time of application.

Congrats on the great increase. So they do a hard pull then. Yeah, never felt it was worth pursuing if it is a hard pull. Especially since this card is now our worst cashback card. On the other hand, TransUnion has always been my strongest score. Same for my wife. Probably why we got a $2500 auto increase just a week ago.

Re: First CLI with BECU

wingennis — Thu, 11 Nov 2021 02:25:14 GMT

Wowza!

Re: First CLI with BECU

greatscott85 — Thu, 11 Nov 2021 02:53:14 GMT

Congratulations! Were you putting a lot of spend on the card?

Re: First CLI with BECU

Elpadrino1 — Thu, 11 Nov 2021 03:57:33 GMT

Congratulations on your CLI!!

Re: First CLI with BECU

Rebuild2019 — Thu, 11 Nov 2021 04:17:29 GMT

Congratulations 🎉🎈🎊 on your BECU CLI Approval.

Re: First CLI with BECU

Total80sKid — Thu, 11 Nov 2021 05:59:19 GMT

Congrats on your BECU CLI 👍🏼

Re: First CLI with BECU

Anonymous — Thu, 11 Nov 2021 08:23:16 GMT

I haven't lately, just a few hundred a months. I have used it for a couple of big purchases in the past. I have carried a balance on this card, great interest rate. 10.9 right now.

Re: First CLI with BECU

NRB525 — Thu, 11 Nov 2021 09:46:46 GMT

@Crowhelm wrote:
@Anonymous wrote:
I opened the Cash Back Visa card account in 7/2018 after being a customer since 2015. The initial credit limit of $5000. I didn’t ask for any increases until this week. BECU came me a CLI to $23,5000. Largest single increase to date!!! Yay!

Transunion score 778 at the time of application.
Congrats on the great increase. So they do a hard pull then. Yeah, never felt it was worth pursuing if it is a hard pull. Especially since this card is now our worst cashback card. On the other hand, TransUnion has always been my strongest score. Same for my wife. Probably why we got a $2500 auto increase just a week ago.

Yes, it's a HP when you ask for these CLI. However a few years ago they changed the approach. It used to be you had to guess what Magic 8-ball answer would be appropriate for the initial CL and any CLI. If you guessed too high, no approval. Now BECU responds with their answer to what they will grant you.
When I first applied, I had to guess and went with $15k. Workable answer, I got the card. After they changed the method I asked for the HP CLI, and got $40k, the max possible as I understand. I have the low APR, no rewards card version.

Congrats to the OP! Definitely worth the HP to ask BECU!

Re: First CLI with BECU

gdale6 — Thu, 11 Nov 2021 14:09:25 GMT

Thats one heck of a move up, grats on getting it!!!

Re: First CLI with BECU

M_Smart007 — Fri, 12 Nov 2021 02:53:45 GMT

Congrats on your BECU CLI

Re: First CLI with BECU

Remedios — Fri, 12 Nov 2021 13:42:02 GMT

Congrats on your increase

Re: First CLI with BECU

Anonymous — Fri, 12 Nov 2021 17:32:47 GMT

This is terrific CLI !! Congratulations 🎊

@Anonymous wrote:
I opened the Cash Back Visa card account in 7/2018 after being a customer since 2015. The initial credit limit of $5000. I didn’t ask for any increases until this week. BECU came me a CLI to $23,5000. Largest single increase to date!!! Yay!

Transunion score 778 at the time of application.

Re: First CLI with BECU

ChargedUp — Sat, 13 Nov 2021 01:19:28 GMT

Congrats on the massive BECU growth!

Re: First CLI with BECU

Marmot — Sat, 13 Nov 2021 01:43:33 GMT

Congratulations !!!