topic Re: Citi Custom Cash approved. in Credit Card Approvals

Citi Custom Cash approved.

BH1985 — Tue, 23 Nov 2021 05:18:08 GMT

$8,600 limit at 19.99% APR with 0% APR first 15 months. $300 SUB for $1,000 spend in first three months.

Stats:

Income: $80k
Score/bureau: 778, Experian Bankcard 8

Inquiries: 1/6, 2/12, 7/24

No derogatory marks
AoOA: 9.5 years

AAoA: 3.9 years

AoYA: 6 months

Aggregate utilization: 13%

Individual utilization, limits, account age:
$8.9k / $15.9k (57%) - 6 months

$1k / $14k (7%) - 2 yr 8 mo

$0.2k / $4.8k (5%) - 1 yr 8 mo

$79 / $30k (0%) - 3 yr 7 mo

$0 / $9k (0%) - 3 yr 11 mo

$0 / $3.1k (0%) - 3 yr 11 mo

I also have a 2.5 year old mortgage and 3 open installment loans, one 1.5 years old of 72 months and the other two of which are around 9 years old and under 20% of their original balances.

I am not thrilled with my APR but when I got my Citi Double Cash I was able to work them down to the lowest APR via chat over three consecutive days so that's worth a shot.

Happy Thanksgiving, everyone!

Re: Citi Custom Cash approved.

CreditMagic7 — Tue, 23 Nov 2021 05:19:01 GMT

Congratulations on your Citi approval and Happy Holidays!!

Re: Citi Custom Cash approved.

quikj9 — Tue, 23 Nov 2021 05:21:32 GMT

Congrats on your approval! Such a nice SUB on a great card to fill in any rewards gaps you might have.

Re: Citi Custom Cash approved.

Ilinferno — Tue, 23 Nov 2021 05:50:30 GMT

Congrats on your approval!! Happy Thanksgiving!

Re: Citi Custom Cash approved.

mrcraft — Tue, 23 Nov 2021 06:01:01 GMT

Congratulations on your Citi approval!!

Re: Citi Custom Cash approved.

Titans84 — Tue, 23 Nov 2021 07:03:17 GMT

Congrats on your Citi Custom Cash approval!

Re: Citi Custom Cash approved.

TSlop — Tue, 23 Nov 2021 07:11:59 GMT

Congrats on your approval!

Re: Citi Custom Cash approved.

Rebuild2019 — Tue, 23 Nov 2021 10:05:10 GMT

Congratulations 🎊🎈🎉 on your approval.

Re: Citi Custom Cash approved.

MartyWrite75 — Tue, 23 Nov 2021 10:21:51 GMT

Congratulations on your approval!

Re: Citi Custom Cash approved.

coreyb80 — Tue, 23 Nov 2021 13:51:21 GMT

Congrats on the approval!

Re: Citi Custom Cash approved.

CreditAggie — Tue, 23 Nov 2021 15:25:48 GMT

Congratulations on your Citi Custom Cash approval!

Re: Citi Custom Cash approved.

gdale6 — Tue, 23 Nov 2021 15:33:53 GMT

Grats on your 8.6K custom cash approval!!

Re: Citi Custom Cash approved.

Total80sKid — Wed, 24 Nov 2021 04:58:38 GMT

Congrats on your Custom Cash approval 👍🏼

Re: Citi Custom Cash approved.

Yasselife — Wed, 24 Nov 2021 14:57:26 GMT

@BH1985

Congrats; I have dreams with this card in South Beach surrounded by beautiful women.

Re: Citi Custom Cash approved.

Wavester64 — Thu, 25 Nov 2021 00:50:42 GMT

@BH1985

Re: Citi Custom Cash approved.

NoMoreE46 — Sat, 27 Nov 2021 22:35:09 GMT

Nice @BH1985 .

I had been collecting DP on SLs on this new offering for the past few weeks. Your SL is above the MFer average.

Re: Citi Custom Cash approved.

FinStar — Thu, 25 Nov 2021 00:57:09 GMT

@NoMoreE46 wrote:
Nice @BH1985 .

I had been collecting DP on SLs on this new offering for the past few weeks. Your SL is above the MFer average.

Hmmm. I'm curious on this DP. What is the average @NoMoreE46? Mine was $19,000 back in July.

Re: Citi Custom Cash approved.

KingRue8500 — Thu, 25 Nov 2021 02:01:26 GMT

Congrats on your Citi Custom Cash approval

Re: Citi Custom Cash approved.

NoMoreE46 — Sat, 27 Nov 2021 22:34:43 GMT

Correction: I found my raw sheet and I recorded down FinStar's $19000 SL but forgot to include.

Note strikeout outs for Editted version.

Weighted average for the Citi Custom Cash was ~~$6400~~. $6700.

Median value was $5800 {lowest at $1500 and highest at ~~$17800 (another Mod IIRC.)~~ $19000.}

Most common SL was $6800 (five users) from the 49 50 SL I gleaned from the Approvals section.

~~@FinStar, I must have missed your SL~~. There were only ~~three~~ four other SL above $10,000 ($11600, $14400, $17800 and $19000.) Excluding these ~~three~~ four high SL along with lowest $1500 SL, then the Weighted mean drops to $6000.

Re: Citi Custom Cash approved.

Anonymous — Thu, 25 Nov 2021 03:05:10 GMT

Congrats on your Custom Cash approval! 🥳