topic Re: CareCredit in Credit Card Approvals

CareCredit

Anonymous — Fri, 04 Apr 2014 12:59:00 GMT

Hello-

I asked for an increase yesterday-was approved from $2,100 to $9,000.

I thought that if it was approved instantly that it was a SP?! Nope not the case, I just got a notification that they did a HP on TU I guess it was worth it. I just wish they would have stated that before I accepted it!

Re: CareCredit

coldnmn — Fri, 04 Apr 2014 13:21:20 GMT

Congrats on CLI! CareCredit is always a HP. Thanks for sharing.

Re: CareCredit

DawgZ — Fri, 04 Apr 2014 14:04:43 GMT

Congratz!

Re: CareCredit

alvon123 — Fri, 04 Apr 2014 14:05:02 GMT

congrats

Re: CareCredit

Anonymous — Fri, 04 Apr 2014 14:58:12 GMT

@coldnmn wrote:
Congrats on CLI! CareCredit is always a HP. Thanks for sharing.

thanks, I know now!

Re: CareCredit

MsLadyRover — Fri, 04 Apr 2014 15:01:09 GMT

Congrats!

Re: CareCredit

creditFiend — Fri, 04 Apr 2014 16:11:12 GMT

Congratulations! I will be requesting a CLI near the end of the year myself.

Re: CareCredit

gdale6 — Fri, 04 Apr 2014 17:50:27 GMT

@Anonymous wrote:
Hello-

I asked for an increase yesterday-was approved from $2,100 to $9,000.

I thought that if it was approved instantly that it was a SP?! Nope not the case, I just got a notification that they did a HP on TU I guess it was worth it. I just wish they would have stated that before I accepted it!

Congrats on your CLI Care Credit is a GECRB anomaly it is always a HP for an asked for CLI.

Re: CareCredit

-Wade- — Sat, 05 Apr 2014 08:55:53 GMT

@Anonymous wrote:
Hello-

I asked for an increase yesterday-was approved from $2,100 to $9,000.

I thought that if it was approved instantly that it was a SP?! Nope not the case, I just got a notification that they did a HP on TU I guess it was worth it. I just wish they would have stated that before I accepted it!

Congrats on your CLI

Re: CareCredit

Creditaddict — Sat, 05 Apr 2014 16:00:08 GMT

@Anonymous wrote:
Hello-

I asked for an increase yesterday-was approved from $2,100 to $9,000.

I thought that if it was approved instantly that it was a SP?! Nope not the case, I just got a notification that they did a HP on TU I guess it was worth it. I just wish they would have stated that before I accepted it!

Is the $9k what you asked for? The hp is done now, I would go back and ask for CLI to $25k and the system will counter

Re: CareCredit

Anonymous — Sat, 05 Apr 2014 16:09:30 GMT

I asked for 12, 9 was the counter.

Re: CareCredit

Creditaddict — Sat, 05 Apr 2014 16:11:10 GMT

@Anonymous wrote:
I asked for 12, 9 was the counter.

Perfect!

Re: CareCredit

edavis — Sat, 05 Apr 2014 23:16:18 GMT

@gdale6 wrote:
@Anonymous wrote:
Hello-

I asked for an increase yesterday-was approved from $2,100 to $9,000.

I thought that if it was approved instantly that it was a SP?! Nope not the case, I just got a notification that they did a HP on TU I guess it was worth it. I just wish they would have stated that before I accepted it!
Congrats on your CLI Care Credit is a GECRB anomaly it is always a HP for an asked for CLI.

This has not been the case for me, so now I am confused.

All of my CLI requests for my GECRB accounts (Dillard's, Banana Republic, and Lowes) have been a soft pull. My requests were all with a credit analyst (based in India) via their "backdoor" number.

Re: CareCredit

Creditaddict — Sat, 05 Apr 2014 23:29:47 GMT

@edavis wrote:
@gdale6 wrote:
@Anonymous wrote:
Hello-

I asked for an increase yesterday-was approved from $2,100 to $9,000.

I thought that if it was approved instantly that it was a SP?! Nope not the case, I just got a notification that they did a HP on TU I guess it was worth it. I just wish they would have stated that before I accepted it!
Congrats on your CLI Care Credit is a GECRB anomaly it is always a HP for an asked for CLI.
This has not been the case for me, so now I am confused.

All of my CLI requests for my GECRB accounts (Dillard's, Banana Republic, and Lowes) have been a soft pull. My requests were all with a credit analyst (based in India) via their "backdoor" number.

CareCredit is one of the few GE cards that are hp cli's

Re: CareCredit

Anonymous — Sat, 05 Apr 2014 23:32:29 GMT

They had to have changed because in December it was not a hp when I asked the same way.. Automated system.

Re: CareCredit

Creditaddict — Sun, 06 Apr 2014 01:07:32 GMT

@Anonymous wrote:
They had to have changed because in December it was not a hp when I asked the same way.. Automated system.

some to have success through automated system being sp.

pretty sure though if over phone with rep it's hp