topic Re: BOA CCR Denial then Approval in Credit Card Approvals

BOA CCR Denial then Approval

Anonymous — Wed, 01 Dec 2021 05:44:33 GMT

I have had a banking relationship with BOA for almost 20 years, but use NFCU as my primary banking institution. Just recently purchased my first home through NACA with BOA as my lender in Oct 2020. Outside of my mortgage payments, which I bill pay from my NFCU account, I only deposit $500/month into my BOA account. When I initially applied for the CCR card a year ago after I closed on my home I was denied due to a single collection account. Since I no longer had the collection account and had established a year of on time mortgage payments, I applied late Oct 2021...declined again. A couple of days later I received a SSA-89 and paystub request in the mail. I sent them in the mail about 3 weeks ago. Logged into my BOA app and my new CCR card is showing with a $10,000 limit. Now off to purchase my dining room table and chairs. Not too shabby.

Re: BOA CCR Denial then Approval

CardHunter — Tue, 30 Nov 2021 11:49:45 GMT

Congrats on your BOA approval!

Re: BOA CCR Denial then Approval

Anonymous — Tue, 30 Nov 2021 12:13:08 GMT

Thanks! I am officially done with credit card apps now. 10 is a good even number.

Re: BOA CCR Denial then Approval

Trini88 — Tue, 30 Nov 2021 14:00:39 GMT

Congratulations!!!!

Re: BOA CCR Denial then Approval

coreyb80 — Tue, 30 Nov 2021 14:02:02 GMT

Congrats on the approval!

Re: BOA CCR Denial then Approval

CreditAggie — Tue, 30 Nov 2021 14:50:49 GMT

Congratulations on your BofA approval!

Re: BOA CCR Denial then Approval

Ilinferno — Tue, 30 Nov 2021 15:16:51 GMT

Nice! Congrats!

Re: BOA CCR Denial then Approval

gdale6 — Tue, 30 Nov 2021 15:44:44 GMT

Grats on your CCR approval

Re: BOA CCR Denial then Approval

M_Smart007 — Tue, 30 Nov 2021 16:10:54 GMT

Congrats on the BOA approval!

Re: BOA CCR Denial then Approval

cashorcharge — Tue, 30 Nov 2021 22:38:12 GMT

That's terrific!! Congratulations on your BofA Approval!! 🥂🎉👏🏻

Re: BOA CCR Denial then Approval

Anonymous — Tue, 30 Nov 2021 22:48:26 GMT

Congrats

Re: BOA CCR Denial then Approval

Elpadrino1 — Wed, 01 Dec 2021 02:05:21 GMT

Congratulations on your BofA approval!!

Re: BOA CCR Denial then Approval

Anonymous — Wed, 01 Dec 2021 02:08:28 GMT

Getting those ducks lined up and persistence pays off. Congrats

Re: BOA CCR Denial then Approval

Total80sKid — Wed, 01 Dec 2021 04:43:48 GMT

Congrats on your Bofa approval 👍🏼

Re: BOA CCR Denial then Approval

Titans84 — Wed, 01 Dec 2021 08:09:38 GMT

Congrats on your BofA CCR approval!

Re: BOA CCR Denial then Approval

NRB525 — Wed, 01 Dec 2021 15:07:24 GMT

Congrats! Seems BofA wants you to have a credit card.

Re: BOA CCR Denial then Approval

TSlop — Thu, 02 Dec 2021 00:45:25 GMT

Congrats on your approval!

Re: BOA CCR Denial then Approval

Rebuild2019 — Thu, 02 Dec 2021 00:57:19 GMT

Congratulations 🎊🎈🎉 on your BOA approval.

Re: BOA CCR Denial then Approval

Anonymous — Thu, 02 Dec 2021 01:27:28 GMT

Congrats!!

Re: BOA CCR Denial then Approval

DarlingNola — Tue, 01 Feb 2022 23:38:26 GMT

@Anonymous wrote:
I have had a banking relationship with BOA for almost 20 years, but use NFCU as my primary banking institution. Just recently purchased my first home through NACA with BOA as my lender in Oct 2020. Outside of my mortgage payments, which I bill pay from my NFCU account, I only deposit $500/month into my BOA account. When I initially applied for the CCR card a year ago after I closed on my home I was denied due to a single collection account. Since I no longer had the collection account and had established a year of on time mortgage payments, I applied late Oct 2021...declined again. A couple of days later I received a SSA-89 and paystub request in the mail. I sent them in the mail about 3 weeks ago. Logged into my BOA app and my new CCR card is showing with a $10,000 limit. Now off to purchase my dining room table and chairs. Not too shabby.

Congratulations on the approval and SL! I'm literally in the the same exact situation. I applied last week for CCR and was instantly denied. Checked the mail today and I received their request to verify my SSN and income. Hopefully when I send the SSA-89 and paystubs I'll get a nice fat SL for my troubles...assuming I'm approved and all lol.