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    <title>topic Re: At Home MC Approval in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454516#M788604</link>
    <description>&lt;P&gt;Congrats on your approval!&lt;/P&gt;</description>
    <pubDate>Mon, 06 Dec 2021 20:22:56 GMT</pubDate>
    <dc:creator>TSlop</dc:creator>
    <dc:date>2021-12-06T20:22:56Z</dc:date>
    <item>
      <title>At Home MC Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454423#M788574</link>
      <description>&lt;P&gt;Hiya guys,&lt;/P&gt;&lt;P&gt;So first off anyone reading my posts for the first time,&amp;nbsp;&lt;SPAN&gt;please understand I only enjoy credit as a hobby and&lt;/SPAN&gt;&lt;SPAN&gt;am not in any way trained in giving advice. So I dont usually.&lt;/SPAN&gt;&lt;SPAN&gt;Listen to all the wonderful members in this community.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;They taught me everything I used to aquire ALOT of credit,&amp;nbsp;&lt;SPAN&gt;albeit in a way that will not work for most people.&amp;nbsp;&lt;/SPAN&gt;&lt;SPAN&gt;That being said,this is my third app in less then 24 hours and&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;I will share the details. It is an offering from&amp;nbsp;&lt;SPAN&gt;Synchrony and it is ,and I quote.,a "home decor superstore"&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;I'm not sure if I will ever use this card but I am allways buying stuff&amp;nbsp;&lt;SPAN&gt;for myself and daughter. Its main attribute I can see is 10% off your first purchase.&lt;/SPAN&gt;&lt;SPAN&gt;&amp;nbsp;After that...0 APR for a year maybe?? Lets ya know if there are sales coming up etc...&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;Closest pysical store to me is in Lancaster Pa.&amp;nbsp;&lt;SPAN&gt;Really high APR..like 4 points below being criminal high LOL!!!!&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;Not a card to carry a balance on for sure.&amp;nbsp;&lt;/P&gt;&lt;P&gt;Data points are all the same with the exception of&amp;nbsp; one more hp on TU...&lt;/P&gt;&lt;P&gt;67K reported income&lt;/P&gt;&lt;P&gt;6%DTI&lt;/P&gt;&lt;P&gt;AAoA 2.4 years&lt;/P&gt;&lt;P&gt;I only had two retail cards till yesterday.&lt;/P&gt;&lt;P&gt;A 30K Boscovs card and a 1K Macys Amex I never used..actually my 2nd one,&lt;/P&gt;&lt;P&gt;never used the first and they shut it down...gave me another...credit world is silly sometimes.&lt;/P&gt;&lt;P&gt;For those of you who&amp;nbsp; choose to use your HP's much more wisely then me, Synchrony does offer&amp;nbsp;&lt;SPAN&gt;prequalifications on some of there cards with SL and apr...SOME not all,and not this one..I apped blind&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;I hope this finds everyone well :-)&lt;/P&gt;&lt;P&gt;I am going to take a nap..will BBL...I start work at 2:00 A.M nowadays&lt;/P&gt;&lt;P&gt;Cheers&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="20211206_124429.jpg" style="width: 300px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/78361i0D508D26591DEC9C/image-size/medium?v=v2&amp;amp;px=400" role="button" title="20211206_124429.jpg" alt="20211206_124429.jpg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;Last app...18 hours ago&lt;/P&gt;</description>
      <pubDate>Mon, 06 Dec 2021 19:58:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454423#M788574</guid>
      <dc:creator>UH_HUH</dc:creator>
      <dc:date>2021-12-06T19:58:16Z</dc:date>
    </item>
    <item>
      <title>Re: At Home MC Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454426#M788576</link>
      <description>&lt;P&gt;Congratulations on the new card! Good starting limit too! 😁&lt;/P&gt;</description>
      <pubDate>Mon, 06 Dec 2021 18:53:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454426#M788576</guid>
      <dc:creator>Relatxbles</dc:creator>
      <dc:date>2021-12-06T18:53:14Z</dc:date>
    </item>
    <item>
      <title>Re: At Home MC Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454470#M788590</link>
      <description>&lt;P&gt;Congrats on your approval!!&lt;/P&gt;</description>
      <pubDate>Mon, 06 Dec 2021 19:45:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454470#M788590</guid>
      <dc:creator>Trini88</dc:creator>
      <dc:date>2021-12-06T19:45:55Z</dc:date>
    </item>
    <item>
      <title>Re: At Home MC Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454493#M788601</link>
      <description>&lt;P&gt;Congrats on another ...&lt;/P&gt;&lt;P&gt;&lt;IMG src="http://mit.zenfs.com/882/2012/06/220px-Baha_Men_-_Dogs_single.png" border="0" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 06 Dec 2021 20:04:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454493#M788601</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2021-12-06T20:04:32Z</dc:date>
    </item>
    <item>
      <title>Re: At Home MC Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454516#M788604</link>
      <description>&lt;P&gt;Congrats on your approval!&lt;/P&gt;</description>
      <pubDate>Mon, 06 Dec 2021 20:22:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454516#M788604</guid>
      <dc:creator>TSlop</dc:creator>
      <dc:date>2021-12-06T20:22:56Z</dc:date>
    </item>
    <item>
      <title>Re: At Home MC Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454546#M788614</link>
      <description>&lt;P&gt;Nice approval for a store, grats on it!&lt;/P&gt;</description>
      <pubDate>Mon, 06 Dec 2021 20:54:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454546#M788614</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2021-12-06T20:54:29Z</dc:date>
    </item>
    <item>
      <title>Re: At Home MC Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454561#M788618</link>
      <description>&lt;P&gt;Congratulations on your At Home MC approval!&lt;/P&gt;</description>
      <pubDate>Mon, 06 Dec 2021 21:05:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454561#M788618</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2021-12-06T21:05:54Z</dc:date>
    </item>
    <item>
      <title>Re: At Home MC Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454703#M788679</link>
      <description>Congratulations 🎉🎈🎊 &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1066900"&gt;@UH_HUH&lt;/a&gt; on your approval.</description>
      <pubDate>Mon, 06 Dec 2021 23:57:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454703#M788679</guid>
      <dc:creator>Rebuild2019</dc:creator>
      <dc:date>2021-12-06T23:57:30Z</dc:date>
    </item>
    <item>
      <title>Re: At Home MC Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454745#M788701</link>
      <description>&lt;P&gt;Congrats on the approval!&lt;/P&gt;</description>
      <pubDate>Tue, 07 Dec 2021 00:48:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454745#M788701</guid>
      <dc:creator>Ilinferno</dc:creator>
      <dc:date>2021-12-07T00:48:20Z</dc:date>
    </item>
    <item>
      <title>Re: At Home MC Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454869#M788752</link>
      <description>&lt;P&gt;&lt;SPAN&gt;Congrats on your At Home MC approval!&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 07 Dec 2021 04:12:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454869#M788752</guid>
      <dc:creator>Titans84</dc:creator>
      <dc:date>2021-12-07T04:12:19Z</dc:date>
    </item>
    <item>
      <title>Re: At Home MC Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454948#M788791</link>
      <description>&lt;P&gt;Congrats on your At Home approval 👍🏼&lt;/P&gt;</description>
      <pubDate>Tue, 07 Dec 2021 05:56:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/At-Home-MC-Approval/m-p/6454948#M788791</guid>
      <dc:creator>Total80sKid</dc:creator>
      <dc:date>2021-12-07T05:56:34Z</dc:date>
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